embarkAI

Welcome to Web4

[embarkAI @embarkAI_io]

The next wave of one billion blockchain users won’t be humans.

They’ll be AI agents.

But today, they operate onchain with fragmented tools, subpar security standards, and manual workarounds.

embarkAI changes that.

Secure autonomous execution for new the onchain future.

[Agentic Finance Summit @AgenticSummit]

Agents had wallets but nothing to pay for. X402 fixes that.

Lincoln Murr (@MurrLincoln), Head of Agentic Commerce at @coinbase, on how x402 turns agent wallets into production payment infrastructure and what 170 million transactions signals about where agentic commerce is heading:

[Brian Armstrong @brian_armstrong]

Make sure your business is ready to accept AI agents as customers!

[embarkAI @embarkAI_io]

AI agents have sent millions of real-money transactions.

The next unlock isn’t payments — it’s control.

As AWS, Coinbase, Stripe, Mastercard & Visa move in, agents are becoming economic actors.

embarkAI is building secure, programmable execution for the autonomous economy.

[ON THE GROUND @onthegroundpod]

This week on On the Ground, we break down the biggest stories reshaping finance, payments, and AI.

Robinhood is letting AI agents trade and spend money on behalf of users. Visa is investing in agentic payments through Replit. Cash App is bringing stablecoins to nearly 60 million users. Tether is launching a national stablecoin with the Georgian government. PayPal and WeChat Pay are connecting payment ecosystems across China.

Meanwhile, regulators are questioning whether traditional markets are ready for 24/7 trading, and banks are still trying to figure out whether stablecoins are a threat or an opportunity.

The financial system is changing fast. The question is whether banks will lead the transition or get left behind.

Topics covered:
• Tether's GEL₮ stablecoin launch in Georgia
• Mastercard and the fallout from Brazil's banking crisis
• Banks' stablecoin strategy dilemma
• Robinhood's AI-powered trading agents
• PayPal and WeChat Pay interoperability
• Visa's investment in Replit
• Cash App's stablecoin rollout
• The debate over 24/7 financial markets

[Token Relations @TokenRelations]

https://t.co/HezkM2LGPC

[embarkAI @embarkAI_io]

This is why security is paramount in everything we do.

As AI agents become more involved in DeFi, we are continuously hardening our systems to help secure the future of AI-powered onchain execution.

The next era of DeFi will need secure autonomy.

[a16z crypto @a16zcrypto]

Agents are getting very good at finding DeFi bugs. That’s exactly why defenders should be using them too.

Security is asymmetric, but AI cuts both ways: use it to find and eradicate bugs before attackers do.

As @daejunpark and @mg_486662 wrote, agents are already useful for identifying vulnerabilities and reducing the burden of manual review.

[embarkAI @embarkAI_io]

Web4 security is not about guarding keys.
It is about controlling execution.

embarkAI turns wallets into programmable accounts, giving AI agents clear rules, limits, and constraints before capital ever moves.

Not permissionless chaos.
Programmable control.

That is how autonomous finance scales.

[Zile @zile_cao]

Back in March I argued that in the age of agentic commerce/trading, value accrues to the apps and protocols, not necessarily the agent tooling themselves: https://t.co/ZqF063VSVo

@jonah_b takes it a step further, highlighting the tendencies for agents to prefer headless protocols over app frontends, challenging crypto’s previous norm of the Fat App thesis.

In both worlds agents are a net-new value add to existing crypto infrastructure, which I believe the current macro trends don’t necessarily reflect just yet

[CoinMarketCap @CoinMarketCap]

LATEST: ⚡ Crypto is pulling ahead in AI payments, with agents settling $73M on blockchain rails over the past year as card fees make many micropayments uneconomical, Keyrock says.

[embarkAI @embarkAI_io]

@BuildOnLumia Spot on. The future of onchain finance will be built by teams that treat clarity as a catalyst, not a constraint.

[a16z crypto @a16zcrypto]

Most people think agentic commerce = ChatGPT buying you sneakers. The bigger opportunity is headless merchants.

@nlevine19 on @TokenizedPod:

"We see a much bigger opportunity: the next class of developers who maybe have never written a line of code in their life but are coming to this through something like Claude Code or Codex. They're gonna wanna get access to a bunch of different developer tools.

"Because they're maybe building a project on a weekend, they wanna buy things on a per usage basis. And oftentimes their agents are going to ultimately be the actor that's buying.

"There's gonna be a whole new class of what we're calling headless merchants — presented as an endpoint rather than a website with a sales team and long-term contract agreements."

[embarkAI @embarkAI_io]

Web3 + AI Agents + embarkAI = Web4

[embarkAI @embarkAI_io]

Would you let an AI control your funds?

Most people wouldn’t.

Today’s security model wasn’t built for agents.
It was built by humans, for humans.

If AI is going to operate onchain,
the security model has to evolve.

That’s the future we’re building.

[Cointelegraph @Cointelegraph]

⚡️ BRIAN ARMSTRONG: "The agentic economy will be larger than the human economy."

[Chamath Palihapitiya @chamath]

https://t.co/zM6gObfWw1

[nairolf @0xNairolf]

people can fade it all they want

crypto as the payment layer for AI is inevitable long term

[embarkAI @embarkAI_io]

The bottleneck is no longer intelligence or capital.
It is execution.

Global corporate AI investment hit $581.7B last year.
Stablecoins are now a $323B market.

But the layer between intelligence and value is still fragmented.

embarkAI changes that.

By unifying the stack into one programmable execution layer, it lets agents move capital, interact onchain, and operate securely within clear rules.

[embarkAI @embarkAI_io]

https://t.co/fuh00VMb4v

[Lumia @BuildOnLumia]

We said Web4 coming. Here it is.

embarkAI is the agentic layer for the new onchain economy, built on Lumia — where AI and capital can operate as one.

With @embarkAI_io, agents don't just assist. They execute.

🧵👇

[a16z crypto @a16zcrypto]

"Agents will become economic actors. They will become first-class members of the financial system."

@alive_ on why AI agents need crypto rails:

"There are all sorts of financial behaviors that they'll be able to engage in that they currently cannot, and it's inconceivable to imagine that all of that is gonna happen on ACH and wire transfers and the traditional payments rails that we rely on today."

"Crypto, on the other hand, is internet native, it's fully programmable, it's instantly settled, it's global from day one. It is the perfect fit from a technological standpoint for AI agents as a way of bringing agents into the financial world."

@unchained_pod @laurashin