Frank Fiorille

Vice President of Risk Management and Compliance - at Paychex - University of North Carolina MBA

[Boring_Business @BoringBiz_]

CEOs walking into work after realizing that the AI tokens are going to cost more than the employees they fired

[John Mauldin @JohnFMauldin]

What could possible go wrong?

[Barchart @Barchart]

WARNING 🚨: Stock Market reaches most expensive valuation in history, surpassing the Dot Com Bubble and the run-up to the Great Depression 🤯👀

[PSU Recruiting @PSUNationRec]

Come to Edge Rusher U if you want to play in the NFL and get that massive contract @IfeEmedobi @abrahamljs 🦁

- Micah Parsons 4 year $186 mil for $46.5 mil a year
- Odafe Oweh 4 years 100 mil for $25 mil a year
- Abdul Carter 4 years $45.25 mil for $11.3 mil a year

[Charlie Bilello @charliebilello]

The S&P 500 is at an all-time high while Consumer Sentiment is at an all-time low.

We've never seen a gap this wide between Wall Street and Main Street.

[Duke of Lateral Hazard 🦁 @duke_ofhazards]

Friendly Reminder:

18.75% of current NFL TE1s played at Penn State.

Theo Johnson - NYG
Brenton Strange - JAX
Mike Gesicki - CIN
Tyler Warren - IND
Pat Friermuth - PIT
Juwan Johnson - NO

@SeanCurrie and @CooperTerwilli1 you made a great choice. TEU. Keep it going fellas.

[Charlie Hills @charliejhills]

Anthropic just shipped Claude's 31 small business skills.

How to install them in Cowork in 3 steps.

1. Install in Cowork.

- Click "+" icon → Add plugin.
- Type in "Small Business" in the search.
- Install the plugin. All 31 skills come bundled.

2. Connect your data sources.

- 12 connectors are supported at launch.
- Start with QuickBooks, PayPal and HubSpot.
- Most skills work even without every connector.

3. Run /smb-onboard.

- Walks you through your first two connectors.
- Runs a quick interview about your business.
- Stores context so every other skill benefits.

All 31 skills:

Money (10)

/tax-prep → Quarterly tax or 1099 packet
/cash-flow-snapshot → 30/60/90-day forecast
/plan-payroll → Cash plan plus overdue chase
/month-heads-up → 25th-of-month cash outlook
/tax-season-organizer → 1099-NEC with W-9 flags
/invoice-chase → Tone-matched overdue reminders
/month-end-prep → Reconciles QB vs processors
/margin-analyzer → Unit economics by product
/close-month → Reconcile, P&L, close packet
/price-check → Margin and pricing scenarios

Sales and CRM (6)

/call-list → Top 5 calls with talking points
/lead-triage → Scores HubSpot inbound leads
/crm-cleanup → Fixes stale deals and duplicates
/crm-maintenance → Auto-updates from email
/sales-brief → Top sellers plus content brief
/quarterly-review → Full QBR as deck or PDF

Marketing (3)

/content-strategy → 30-day brief from sales
/canva-creator → Canva, captions, HubSpot
/run-campaign → End-to-end campaign run

Customers (4)

/customer-pulse → Themes from disputes plus reviews
/customer-pulse-check → Top-3 fixes from feedback
/handle-complaint → Tone-matched reply plus fix
/ticket-deflector → Drafts reply, can refund

Briefings (3)

/friday-brief → Revenue, wins and watches
/monday-brief → Cash, sales, pipeline, to-dos
/business-pulse → Snapshot from every connector

Setup, hiring and legal (5)

/review-contract → Plain review plus redline DOCX
/smb-onboard → Walks through your first two
/job-post-builder → Post, interview, envelope
/contract-review → NDA, MSA, vendor flags
/smb-router → Picks the right skill for you

Free Claude playbooks → https://t.co/1F12fOTjss

Repost ♻️ to help someone in your network.

[Brett Caughran @FundamentEdge]

A big pivot from Ken Griffin on AI:

“Number one is, in the last few months, there has been a step change in the productivity of the AI toolkit. It is profoundly more powerful than it was just nine months ago.

And for us at Citadel, that has allowed us to unleash a much broader array of use cases for AI. And it has been really interesting to watch, to be blunt, work that we would usually do with people with masters and PhDs in finance over the course of weeks or months being done by AI agents over the course of hours or days.

These are not these are not mid-tier white collar jobs. These are like extraordinarily high skilled jobs being, I'm going to pick a word, automated by agentic AI. And I gotta tell you, I went home one Friday actually fairly depressed by this because you could just see how this was going to have such a dramatic impact on society.

When you witness it in your own four walls, when you see work that used to be man years of work being done in days or weeks, it's like, wow, like that's the first time I've seen real impact in our four walls.”

This echoes my own experience with agents and the conversations I am having with students, friends & clients. The toolkit has dramatically transformed and it feels like in finance, for the first time, AI is real.

[Lin @Speculator_io]

The real frenzy starts once the most hyped companies go public.

Space: SpaceXai
Defense: Anduril
Al: OpenAl, Anthropic
Robotics: Figure Al, Apptronik
Fintech: Stripe, Revolut
Crypto: Kraken, Ripple,
Prediction Markets: Polymarket, Kalshi
Chips: Groq, Cerebras
Cloud: Databricks

We haven't seen anything yet...

[Bearly AI @bearlyai]

Anthropic CFO Krishna Rao talks about how his team uses Claude. Says Head of Tax is biggest power user working on tax policy engine.

Finance team built 70 specific skills, including automating financial statements and monthly reviews (says they are 90% done, then human reviews).

[Charlie Bilello @charliebilello]

13.1% of credit card balances in the US are now 90+ days delinquent, the highest since 2011.

10.3% of student loan balances are now 90+ days delinquent, the highest since 2020.

5.6% of auto loan balances are now 90+ days delinquent, the highest level on record.

[SolSuit @WolfOfTrenchess]

$NOW is the most undervalued AI platform nobody is talking about.

Here are 10 reasons to buy ServiceNow right now:

1) The valuation makes no sense
→ Forward P/E: 21.7x — cheapest in years → PEG Ratio: 0.88 — below 1.0 means you're buying growth at a discount → 58% upside to analyst consensus target
A platform growing 22%+ trading cheaper than its own history.

2) Growth is accelerating — not slowing
→ Revenue growth: +22% YoY in Q1 2026 (up from 19-20% prior quarters) → cRPO: $12.64B (+22.5% YoY) — the strongest leading indicator of future revenue → Management just raised 2026 guidance by $205M at midpoint
Accelerating growth + raised guidance in large-cap SaaS is rare. Very rare.

3) Jensen Huang just called it "the AI operating system for enterprises"
Not a random endorsement.
NVIDIA's CEO publicly validated $NOW as the enterprise AI layer on May 11, 2026.
When Jensen talks, the market listens.

4) Now Assist is the fastest-growing product in company history
→ $1M+ ACV customers: +130% YoY→ On track to hit $1B+ ACV in 2026 — ahead of guidance → EmployeeWorks growing 5x YoY
This isn't AI hype. These are real enterprise contracts at real scale.

5) Microsoft Copilot doesn't compete with $NOW — it feeds into it
This is the most misunderstood thing about ServiceNow.
Copilot is a chat tool.
$NOW is the orchestration layer that turns Copilot outputs into real end-to-end workflows across IT, HR, security and customer service.
They're partners. Not enemies.

6) The moat is almost impossible to replicate
→ 2,109 customers spending $1M+ annually (+11% YoY)→ 630 customers spending $5M+ annually (+22% YoY)→ 97%+ renewal rate→ Replacing $NOW takes 12-18 months minimum — switching costs are enormous. Once you're in, you don't leave.

7) The profitability is elite
→ FCF Margin: 44% in Q1→ Non-GAAP Operating Margin: 32%→ Rule of 40 score: ~54
Top tier of all public SaaS companies. Growing fast AND printing cash.

8) Smart money is quietly accumulating
→ 1,156 institutions added shares last quarter → Bernstein raised target to $236 (May 6, 2026) — that's +159% from current levels→ Insider buying activity confirmed.
Institutions are positioning. Insiders are buying. Analysts are raising.

9) The TAM is exploding
→ Enterprise workflow automation market: $26B today → $40B+ by 2031→ AI automation CAGR: 31%+ through 2030→ Only 29% of enterprises seeing significant AI ROI yet — the adoption wave is still early. $NOW sits at the intersection of enterprise transformation + generative AI. Both secular, both massive.

10) The catalysts are coming
→ Q2 earnings: July 2026→ Knowledge 2026 conference — major product announcements expected → Now Assist hitting $1B ACV milestone — triggers analyst re-rating
If growth stays at 20%+ and margins expand back to 33%+ — The multiple goes from 22x to 30-40x.
That's not a prediction. That's just math.

🔖 Bookmark this list.
$NOW at 22x forward will look like an obvious buy in 3 years.

[Love Music @khnh80044]

No one will ever come close to his level ✨🕺❤️

[College Football Report @CFBReport]

Colleges With Most Active NFL Players, per @spotrac 🏈

[Jaynit @jaynitx]

Jeff Bezos reveals the moment an early Amazon executive told him he had enough ideas to destroy Amazon:

"Early in Amazon's history, Jeff Wilke came to me one day and said, Jeff, you have enough ideas to destroy Amazon. You have enough ideas per minute, per day, per week to destroy Amazon."

"I was like, what do you mean?"

"He said, you have to release the work at the right rate that the organization can accept it."

"Every time I released an idea, I was creating a backlog, a queue, work in process. It was just stacking up, it was adding no value. In fact, it was creating distraction."

"So I started prioritizing the ideas better, keeping lists of them, keeping them to myself until the organization was ready for the ideas."

[Trump War Room @TrumpWarRoom]

🚨 LOWEST SINCE 1969!

[Fox News @FoxNews]

BREAKING: President Trump signs a retirement accounts executive order.

The order establishes retirement accounts, with a federal match, for a "lot of Americans who don't currently have access to such accounts," a White House official explains.

[Science girl @sciencegirl]

Michael Winslow, the man of 10,000 sound effects replicating Whole Lotta Love by Led Zeppelin

Watch this it’s incredible

[Kyle Umlang @kyleumlang]

There are 8 Blue Bloods in College Football: Alabama, Michigan, Nebraska, Notre Dame, Ohio State, Oklahoma, Texas & USC

If you are talking bloodlines, then the dominance necessary to become a Blue Blood must span not just legendary coaches or current day dynasties but generations.

Take a look through the ranks and see which team is closest to royalty and who still needs decades of winning programs to even enter the realm of the Blue Bloods discussion.

A team's Blue Blood Score is comprised of a mix of Regular Season Achievements (Wins, Weeks Ranked, Weeks Ranked #1, Conference Titles, Bowl Wins, Major Bowl Wins & National Titles), Post Season Awards (Consensus & Unanimous All-Americans, Heisman Winners & Runner Ups) and Professional Achievements (CFB Hall of Famers, NFL Draft Picks & 1st Round Picks)

💻https://t.co/DHJs7i4oyO

[🎸 Rock History 🎸 @historyrock_]

No one in the history of Pop music has ever reached this level