ILoveDeravitives

Be you and you will be.

[Lucky @gidth2]

Never skip a low Quality video 😂😂

[Technical Ben @TechnicalBben]

Once you learn how to shop directly from China, E.g Temù or shien your wardrobe changes completely. Call me cheap I don't care I ain't rich, I don't do fraud.😭

It's knowing what to search for.

Here's my style after making plenty of mistakes.

1. T-shirts:

Skip 100% polyester unless you're buying gym wear.

Instead, search:
• 100% Cotton
• Combed Cotton
• Heavyweight Cotton
• 240-300 GSM Cotton
• Premium Cotton
• Mercerized Cotton

The heavier the GSM, the thicker and more premium the shirt usually feels.

2. Jeans:

Denim Jeans
Temu is surprisingly good for denim if you know what to search.

Search:
• Denim Jeans
• Cotton Denim
• Raw Denim
• Selvedge Denim (if available)
• 98% Cotton + 2% Elastane
• 99% Cotton

Avoid jeans with high polyester content. The more cotton, the better they'll age and feel.

3. Body-hug clothing:

Search:
• Ribbed Knit
• Modal
• Viscose Blend
• Cotton-Spandex Blend

They hold their shape much better than cheap polyester.

4. Hoodies
Search:
• 400 GSM
• French Terry
• Cotton Fleece
• Heavyweight Hoodie

5. Chains
Search:
• 316L Stainless Steel
• Titanium Steel
• PVD Gold Plated
• Vacuum Plated

These are far more resistant to fading than ordinary fashion jewelry.

6. Earrings
Search:
• 925 Sterling Silver
• 316L Stainless Steel
• Hypoallergenic
• Moissanite (if you're buying stones)

7. Scarves
Search:
• Mulberry Silk
• Silk Blend
• Cashmere Blend
• Wool Blend
• Viscose

Avoid the shiny, thin polyester scarves if you're after a premium look.

8. Loafers
Search:
• Genuine Leather
• Cow Leather
• Full Grain Leather (rare but worth looking for)
• Rubber Outsole

9. Sneakers
Search:
• Rubber Outsole
• EVA Midsole
• Breathable Mesh
• Leather Upper
• Stitched Sole

Pictures lie a lot

The description usually tells the truth.

Here's how I shop:

1. Read the material composition before anything else.

2. Sort by Most Orders or Best Selling, not cheapest.

3. Only buy products with lots of reviews or pictures or even better when a Nigerian has purchased it before they always tell the truth.

4. Read the 1-star reviews first. They'll tell you what the seller won't.

5. Look at customer photos, not the product photos.

6. Check the weight of the product. Better quality clothing is often heavier.

7. Read the size chart. Don't assume your Nigerian size matches.

8. If the title has words like "luxury," "premium," or "designer" but the material is 100% polyester, not everything but still move on.

Your best friend isn't the product picture.

It's the material, the reviews, and the customer photos.

That's how you separate the gems from the junk.

I hope this help.

Things are to expensive for a country this poor.

[ChocoTribe @Debbybruno3]

2 more goals and in one tournament, Messi will score all Ronaldo’s World Cup goals that he used 6 world cups to gather 😭

[litquidity @litcapital]

Google is raising $80 billion of equity a week before SpaceX is trying to raise $75 billion a few months before Anthropic and OpenAI are trying to raise $100 billion from investors and you’re laughing???

This is a cataclysmic exit liquidity avalanche

[Leo Dasilva @SirLeoBDasilva]

“Mr Tiamiyu is calling you in the staff room”

[Lesilo Rula @kay_mahapa]

Ba di 25 re hlapile, re jele. Re eme ka lena.

[𝐙𝐨𝐮𝐥𝐢𝐧𝐡𝐨🔱🇸🇳 @Assane_093]

Mais c’est GMAIL ou quoi???

[Compounding Dividends @CompoundingW]

11 Books that Bill Ackman recommends to everyone learning about investing

[Compounding Quality @QCompounding]

10 Movies every investor and entrepreneur should watch

1. Moneyball

"When your enemy’s making mistakes, don’t interrupt him."

[Janty @CFC_Janty]

Arsenal vs Atletico semi final

[Compounding Quality @QCompounding]

Forecasting Guide by FMWC

[Black Edge @BlackEdgeHQ]

Warren Buffett explains why financial companies are the hardest to analyze:

Buffett points out that even as an owner, you can't be fully sure of what's happening inside a financial company.

He uses Berkshire's own insurance business as an example:

"The biggest single element that is very difficult to evaluate even if you own the company is the loss and loss adjustment expense reserve."

This single line item has an outsized effect on reported earnings, especially over short periods where small changes in assumptions can swing the numbers dramatically.

Berkshire carries roughly $45 billion in loss reserves, but Buffett admits he couldn't say with certainty whether that figure will prove slightly high or slightly low.

"If I had to bet my life on whether 45 billion turned out to be a little over or a little under, I'd think a long time."

He notes the difference between 44.5 and 45.5 billion could easily go either way, and that anyone motivated to hit a particular earnings target would find it "an easy game to play."

Banking poses a similar challenge. The core question is whether the loans are any good, and even with a board seat, that's hard to know.

"I've been on the boards of banks and I've gotten surprises. It's tough to tell."

He contrasts this with simpler businesses like WD-40 or See's Candy.

Those companies may have better or worse prospects, but at least you can understand what's happening right now.

Financial institutions don't offer that clarity.

And when you layer derivatives on top, the picture gets even murkier.

"No one probably knows perfectly, or even within a reasonable range, the exact condition of some of the biggest banks in the world."

[The Intellectual Edge @thebigideas_]

Seth Klarman’s Imvestment Lessons From The Financial Crisis

[Market Rebellion @RebellioMarket]

Focus on Long-Term Value

Investing is not about quick gains. Look for companies with durable competitive advantages (“economic moats”) and hold them for decades.
Ignore short-term market noise; the market’s daily fluctuations are irrelevant if the business fundamentals are strong.
Warren Buffett.

[ChrisExcel @ChrisExcel102]

Sizwe Dhlomo: “Im giving away free PlayStations 🎮”

Your Boyfriends:

[Reads with Ravi @readswithravi]

“If you want to be successful, I would encourage you to grow a tolerance for failure.”

— Jensen Huang, Nvidia CEO

[Jago @HEISJAGO]

Barcelona players as soon as it’s half time

https://t.co/0kMCqjNIQb