O OCC, agência dos EUA que regula bancos desde 1863, permite que bancos nacionais e associações de poupança federais custodiem Bitcoin, Ethereum e stablecoins (USDT, USDC) sem aprovação prévia.
Bancos
- Possível criação de contas híbridas (fiat + cripto) ou carteiras institucionais.
Stablecoins
- Integração em sistemas de pagamento bancário, como transferências instantâneas em USDC.
Ethereum
- Fundos baseados em contratos inteligentes e staking.
Bitcoin
- Bitcoin como reserva de valor em portfólios bancários, com fundos de investimento em Bitcoin.
- Empréstimos lastreados em Bitcoin sem venda do ativo.
Isso é gigante.
A few of the things we’re excited about in crypto (2025)
→ An AI needs a wallet of one's own to act agentically
→ Enter ‘decentralized autonomous chatbots’
→ As more people use AI, we’ll need unique proof of personhood
→ Going from prediction markets… to better information aggregation for everything
→ Enterprises will increasingly accept stablecoins for payments
→ Countries explore putting government bonds onchain
→ We’ll see greater adoption of the ‘DUNA’, a new industry standard for blockchain networks in the U.S.
→ Liquid democracy online goes physical
→ Builders will reuse, not just reinvent, infrastructure
→ Crypto companies will begin with the end (-user experience), instead of letting the infrastructure determine the UX
→ ‘Hiding the wires’ helps usher in web3’s killer app
→ The crypto industry finally gets its own appstores, and discovery
→ Crypto owners become crypto users
→ Various sectors may start tokenizing ‘unconventional’ assets
Learn more: https://t.co/ZmkfoGnRZy
Definir #Bitcoin como tulipa digital significa desconhecer tanto a história da mania das tulipas quanto a natureza do BTC.
Equivalem excessos e especulação à ausência de utilidade e valor.
O legado das tulipas faz parte da história. O do BTC se desenrola diante de nossos olhos
Dia quentíssimo no mundo da IA! 🔥
A @OpenAI acabou de anunciar o modelo Sora, de geração de vídeos a partir de texto.
Ele é capaz de gerar vídeos de até 1 min de alta qualidade.
Segue o fio para ver alguns dos prompts e vídeos mais impressionantes! 🤯
Exciting news!🚀Celebrating its 10th anniversary, the world’s first MOOC on Digital Currency has been revamped!
📚Explore the fully revised curriculum focused on hands-on knowledge (including practical labs) and a path toward 2 certificates!
Enroll now: https://t.co/R9gR7QELiK
o único CAPITAL de qualquer pessoa é SEU TEMPO.
mas quase todos PERDEMOS TODO o tempo, às vezes uma vida adulta inteira, com o que não vale a pena.
escrevi um longo texto sobre isso em 2014. com o PASSAR DO TEMPO, está cada vez mais relevante para mim: https://t.co/GHs0PZBW1R.
A curated list of 15 books about blockchain, investments, tech, and innovations by a16z ↓
Bookmark and RT for your future reference.
⊹ Virtual Society: The Metaverse and the New Frontiers of Human Experience by Herman Narula.
⊹ Algorithmic Game Theory edited by Noam Nisan, Tim Roughgarden, Eva Tardos, Vijay Vazirani.
⊹ The Hard Thing about the Hard Things by Ben Horowitz.
⊹ The Infinite Machine: How an army of crypto-hackers is building the next internet with Ethereum by Camila Russo.
⊹ Coding democracy: How hackers are disrupting power, surveillance, and authoritarianism by Maureen Webb.
⊹ The Beginning of Infinity: Explanations That Transform the World by David Deutsch.
⊹ Proof of Stake: The making of Ethereum and the philosophy of blockchains by Vitalik Buterin.
⊹ A Graduate Course in Applied Cryptography by Dan Boneh and Victor Shoup.
⊹ Empires of Light: Edison, Tesla, Westinghouse, and the Race to Electrify the World by Jill Jonnes.
⊹ Algorithms to Live By: The Computer Science of Human Decisions by Brian Christian and Tom Griffiths.
⊹ Designing an Internet by David Clark.
⊹ The Man from the Future: The Visionary Life of John von Neumann by Ananyo Bhattacharya.
⊹ A Crack in Creation: Gene Editing and the Unthinkable Power to Control Evolution by Jennifer Doudna and Samuel Sternberg.
⊹ The Idea Factory: Bell Labs and the Great Age of American Innovation by Jon Gertner.
⊹ The Company: A short history of a revolutionary idea by John Micklethwait and Adrian Woolridge.
When the market is down, it's a good time to focus on investing in yourself.
Vários casos de uso de tokenização, de identidade digital a games, passando pelo agro e pela saúde, por exemplo. Vale a pena a leitura para entender o potencial dessa tecnologia! @fintrender https://t.co/2U1vW7aeyx
Future of work - AI
Future of money - crypto
Future of finance - defi
Future of the internet - web3
Future of knowledge - AI
Future of learning - VR
Future of ownership - NFT
Future of real estate - tokenization
Future of privacy - ZK
Future of healthcare - precision medicine
🧵