Gopal Ji Pandey

A regular IT Professional on a journey to find oneself

[Gopal Ji Pandey @gopaljee90]

@traumatizerr It's only once per quarter

[Gopal Ji Pandey @gopaljee90]

@VoyageBliss @ccg33k @sayyamk Why?

[Gopal Ji Pandey @gopaljee90]

@book_1A What happens after 20k accelerated points? Do we still get base rewards?

[Gopal Ji Pandey @gopaljee90]

@akshat_money @bigulchugh How much apay can we buy from shopwise via amex gold or amex charge card?

[Gopal Ji Pandey @gopaljee90]

@kothariabhishek Yearly CAGR for these items. Nothing new..

[Gopal Ji Pandey @gopaljee90]

@uruthecardsgeek Where do you see it? I don't see it as fd backed in my axis mobile app

[Gopal Ji Pandey @gopaljee90]

@dhawal20jain Small cap?

[Gopal Ji Pandey @gopaljee90]

@jassneetsingha How much does RG gives in cash value after convenience fee for fk and and Amazon?

[Gopal Ji Pandey @gopaljee90]

@jassneetsingha @milesmintIN I have adani cobranded credit card, will I get 4 percent cashback? Icici table says 1100 monthly point capping...

[Gopal Ji Pandey @gopaljee90]

@cardzbuzz @surajkv22 Please give an example

[Gopal Ji Pandey @gopaljee90]

@mrii_nall @cardzbuzz How do you pay cc bill via this card? Vi app?

[Gopal Ji Pandey @gopaljee90]

@CardNiti It's over now. Blinkit me

[Gopal Ji Pandey @gopaljee90]

@CardNiti Even with 0.5 percent reward, 10.5 convers to 10. Still costlier

[Gopal Ji Pandey @gopaljee90]

@jassneetsingha Oos

[Gopal Ji Pandey @gopaljee90]

@MAPSARSH @imYadav31 How 72 percent returns?

[Gopal Ji Pandey @gopaljee90]

@ashiskar02 @imYadav31 There's no Marriott in Mathura or Gwalior. Where did you stay?

[Gopal Ji Pandey @gopaljee90]

@spendwiselyx @ccg33k @ameyakarve @amx1211 @greatindianmile @EvryPaisaMatter Does google play store also accepts asv?

[Vineeth K @DealsDhamaka]

5,000 mein yaha ghar kaise lu sir?

Yesterday afternoon, after the badminton session, a couple of us were sitting and having electrolytes. Conversation somehow moved towards our society security guards… why they keep changing so frequently, how difficult summers must be for them, and how at least we should provide proper shade.

One of my friends then shared something from his time in Mumbai.

One afternoon in their society, they noticed a security guard taking a nap during duty hours. Him and his friend casually woke him up and asked, “Bhai, duty time mein so rahe ho?”

The guard immediately got scared and said, “Sorry sir, dobara nahi hoga.”

But instead of getting angry, they just spoke to him normally. Asked him if he wanted water because it was extremely hot outside. Slowly the conversation opened up.

They asked where he lived, how he managed, how much he earned.

He said: “Society 8,000 deti hai sir… contractor cut ke mere haath mein 5,000 aata hai.”

Then he smiled awkwardly and said: “5,000 mein yaha ghar kaise lu sir?” He wasn’t even renting a room.

He said he worked two security shifts in different places. Sometimes he just stayed around the guard rooms, slept for a couple of hours wherever possible. He had only two pairs of clothes. Every morning he would wash one pair near a public tap, rush to a crowded public washroom before morning crowds built up, freshen up there and come back to work again.

My friend said they were completely shocked listening to this.

Then they asked him: “Summers mein kaise manage karte ho?”

He lifted his shirt. His entire back was filled with boils because of the heat. Honestly… that part stayed with me.

Most of the debate online whether 2 lakh/month or 3 lakh/month is enough to survive in cities like Mumbai or Pune.

But the ground reality for a huge section of people is completely different. For many, life is not about wealth creation, investing, vacations or work-life balance.

It is simply survival.

Sometimes we forget the invisible people who keep our lives running smoothly security guards, housekeeping staff, delivery workers, drivers.

This summer has been brutal.

If possible, let’s be a little more patient, a little kinder and a little more supportive towards the people around us. Small gestures matter more than we think.

[Gopal Ji Pandey @gopaljee90]

@siddhartharao7 @RoseOnX9 Load up scss and vaya vandana yojana first. Invest remaining in corporate bonds and smf bank fd's

[Gopal Ji Pandey @gopaljee90]

@YourCardJourney Clicked on the link but shows only hdfc cards to apply in cards section