Ankita Goyal

CA & CS l Consultant l Stock market enthusiast l Traveller l Humanist | No stock consultancy but interesting memes

[Pavanasoonu 🇮🇳 @Pavanasoonu]

Neechabhanga Rajayoga — the cancellation of debility.
Most astrologers stop at "this planet is debilitated."
But my Guru taught me: debility is not destiny. There are 4 precise rules that can overturn it entirely.
A thread 🧵
Repost to help others learn

[way2wealth @_way2wealth]

The Asset Allocation Roadmap: Build → Expand → Preserve → Retire

🚀 Which Wealth Stage Are You In Today?
🌱 Building | 🚀 Expanding | 🛡️ Preserving | 🏖️ Living Off Your Wealth

"What percentage of my future wealth is still ahead of me?" That usually reveals your true stage.

🌱 Stage 1 (Building) → Your future income and earning power are far more valuable than your current portfolio
📊 Annual savings > Annual portfolio gains

🚀 Stage 2 (Expanding) → Your portfolio is starting to contribute meaningfully to wealth creation, alongside your income
📊 Annual portfolio gains ≈ Annual savings

⚖️ Stage 3 (Preserving) → Your current portfolio is as important as your future income
📊 Portfolio value is 10–20×+ of your annual savings

💰Stage 4 (Retire) → Your portfolio generates the income you live on
📊 Passive income covers most or all living expenses

[way2wealth @_way2wealth]

@hvgoenka 💯Silence the noise with your success. Let progress do the talking.

[way2wealth @_way2wealth]

🌍 The world's stock market valuations in one image.📊

Which is more likely over the next decade? 🤔

📈 Expensive markets grow into their valuations.
📉 Cheap markets rerate higher.
🧠 Neither—valuations matter far less than we think.

👇 What's your view?

Source: World PE Ratio

[way2wealth @_way2wealth]

✨ Today Counts. ✨

Not next Monday.
Not next month.
Not when conditions are perfect.

📞 The call you make today.
📚 The book you read today.
💪 The workout you finish today.
📈 The money you invest today.
🌱 The habit you build today.

Every small action is a vote for the future you want.

Success is rarely one big decision.
It's thousands of ordinary days used well. 🏆
Keep showing up.
Keep moving forward.
Keep believing in the power of small steps. 🚀

Make today count. 💯. Have a nice day !

[way2wealth @_way2wealth]

💡 Alpha isn't always about finding better stocks.

Sometimes it's:
💰 Lower costs
📉 Less cash drag
📈 Staying invested
⏳ Letting time do the heavy lifting

Tiny advantages, repeated consistently for years, can become massive wealth. 🚀
The biggest edge is often not what you buy—it's how long you stay disciplined. 🎯

[way2wealth @_way2wealth]

Inspired by a wonderful tweet from @DearS_o_n 🙏
Priceless wisdom. Huge Respect to you Sir. 🔥

A simple yet powerful framework for life . It resonated deeply, so I turned it into a visual reminder for myself and others.

💪 Build a body that can handle pressure.
🧠 Build a mind that doesn't panic.
💰 Build a skill that creates income.

The real edge in life isn't talent—it's consistency.
Small actions. Every day. For years. 🚀

[way2wealth @_way2wealth]

@ManOfFocus_ One wrong turn was all that was needed to change entire century. Yet people think their fundamental analysis is bullet proof and hold entire wealth in 5 stocks 🤦‍♂️

[Ankita Goyal @goyal218]

@_way2wealth @BrianFeroldi @markminervini “Sold half near the top, kept half for the ride. My portfolio and my blood pressure both thank you and Mark for this. 😂”
Jokes apart Greed says hold all. Fear says sell all. Wisdom says sell half. This is it. 🔥”

[Ankita Goyal @goyal218]

@_way2wealth The scarecrow held longer than most retail investors 🫢😅

[Ankita Goyal @goyal218]

@_way2wealth Diversification only feels unnecessary until the day it’s essential. More people need to see this 🙌🏻

[way2wealth @_way2wealth]

@Sachan8574 Productive assets work for you 💼
Gold stands with you when systems are under stress 🌏

One builds income 📊, the other preserves trust in uncertainty 🪙

Together they create stability + growth. That’s the real mix ⚖️

[way2wealth @_way2wealth]

@nareshbahrain Everyone is talking about AI models. TSMC is a reminder that, in the end, the economy still runs on factories.

[way2wealth @_way2wealth]

@WealthEnrich In 2008, investors thought capitalism was ending.
In 2020, investors thought the world was ending.
In both cases, patient investors were rewarded.

[Ankita Goyal @goyal218]

Gold post🙌🏻

[way2wealth @_way2wealth]

🧩 What If You Could Cut the Pain Without Sacrificing the Gain?

📌 More such insights are on my profile. Catch up before the next one drops.

From May 2012 to June 2026:

🔵 S&P 500: +442% (~12.7% CAGR)
📉 COVID drawdown: ~35%

🟢 S&P 500 Tail Risk Index: +429% (~12.5% CAGR)
📉 COVID drawdown: ~15-20%

The return difference?
🤏 Just ~0.2% CAGR.

The drawdown difference?
😮 Potentially half the pain.

Most investors focus on returns.
📈 Professionals focus on risk-adjusted returns.
📉 Legends focus on surviving crashes.

Because the investor who survives the crash gets to participate in the recovery.

💡 Sometimes the biggest edge isn't earning more. It's losing less when everyone else is panicking.

Curious about how this works? Feel free to reply below or DM.

📚 Educational illustration only. The purpose is to understand risk management, portfolio construction, and the role of derivatives as insurance—not to recommend any specific strategy or product.

[Ankita Goyal @goyal218]

@_way2wealth @neha8822 Most people chase alpha. Very few understand that surviving beta is the real edge. COVID example here is perfect; the investor who didn’t panic-sell at -35% didn’t need a strategy. The one who did needed a miracle. Brilliantly framed. More people need to see this. Gold post. 🙌

[way2wealth @_way2wealth]

@dmuthuk There are three numbers that matter far more than your portfolio returns:

📊 EMI as % of income
💰 Emergency fund (months)
📈 Net worth excluding primary home

Ignore them long enough, and they eventually make all other numbers irrelevant.

[way2wealth @_way2wealth]

Unsecured debt relies entirely on one thing: Future Income. 💳💸

But look around. We are in an era of aggressive AI adoption and corporate job cuts. 🤖✂️

Credit pulls tomorrow’s consumption into today.

It feels like economic growth right now, but if AI shifts disrupt incomes, who pays the bill? 📉

GDP seems to have borrowed growth ?

[Ankita Goyal @goyal218]

Lol 😂😂

[way2wealth @_way2wealth]

@readswithravi I solved all my problems once.

Then Monday arrived. 😂☕️

[Ankita Goyal @goyal218]

@Akshat_World @_way2wealth what’s your opinion on this ?