Top Tweets for #poorpaymore
Big banks set for £47bn profits thanks to high interest rates.
Meanwhile, vulnerable customers in arrears held on high SVR/Tracker rates for foreseeable as they're excluded from #MortgageCharter support & at threat of repossession #PoorPayMore @Jeremy_Hunt
https://t.co/BwXhwuOq1k
@georgeeaton @resfoundation And, for those who are vulnerable, who have fallen into arrears, they are paying much more. Held on high SVR/Tracker rates for the foreseeable. No support through the #MortgageCharter for them, no options for a lower rate product transfer. #PoorPayMore
@itvMLshow @MartinSLewis #MartinLewis
#MortgageCharter, which in the majority of cases excludes help for those in arrears, leads to being unable to obtain lower rate mortgage products and threat of repossession.
#Vulnerable #PoorPayMore
#SMI is also failing in its duty as a safety net.
@premnsikka Whilst the banks rake in vast profits from interest rate rises, off the backs of cancer patients, ill and disabled face repossession and destitution.
#PoorPayMore
https://t.co/aaVeHMB7s0
@Jeremy_Hunt I'm #ReachOut on behalf of #SMI loan claimants Jeremy. The most vulnerable are defaulting as a Support rate of only 2.65% is inadequate. This then leads to being trapped on SVR, Tracker rates for the foreseeable & homelessness. Please reform this ill-designed system #PoorPayMore
@FishwickDavid There is very little support in the #MortgageCharter for those that are already in arrears due to #CostOfLivingCrisis #Vulnerable and disabled, as they're excluded from product switch, revert to interest only etc thus causing a never ending debt cycle #PoorPayMore #MortgageCrisis
@Jeremy_Hunt @MartinSLewis #Vulnerable are extremely worried Jeremy. Please look at reforming the #SMI scheme, it's ineffective for many. Sadly, some are now in arrears and will be left on high SVR,Tracker rates for the foreseeable future, and little solutions in the #MortgageCharter for them. #PoorPayMore
@hbaldwin @CommonsTreasury Unfortunately, there's very few options for those who have already fallen into arrears & who are already on interest only mortgages. #SMI is failing in it's duties as a safety net for #Vulnerable thus leading to being trapped on SVR/Tracker rates for foreseeable #PoorPayMore
@Debbie_abrahams @TheFCA The FCA also need to investigate the mortgage arrears #RipOff Debbie.
Forces #Vulnerable people into a never ending debt cycle, held on pricey deals, thus leading to repossession.
#PoorPayMore #NotTreatingCustomersFairly
@CommonsTreasury @LBGplc @santanderuk @skiptonbs @AskNationwide @paragonbankuk @hbaldwin @danny__kruger @AnneMarieMorris @andrealeadsom @rushanaraali @angelaeagle @Siobhain_Mc @JamesDuddridge Regards 'mortgage support schemes'
Please raise the ill-designed Support for Mortgage Interest #SMI loan scheme. It is failing in it's duty as a safet net. Relying on BOE avg mortgage rate to set the support rate, is failing the most vulnerable who have rates of 5-9% #PoorPayMore
@Jeremy_Hunt It is wrong for those who have sadly fallen into arrears due to ill health #Vulnerable and #CostOfLivingCrisis are excluded from most of this #MortgageCharter
#PoorPayMore forced into further destitution & historical extortionate arrear charges, which @TheFCA should investigate.
@KevinHiggins27 @mimsdavies @StephenFarryMP @RishiSunak @Jeremy_Hunt @Keir_Starmer @RachelReevesMP @AdviceNI @MartinSLewis @itvMLshow @paullewismoney @Moneybox @TorstenBell @resfoundation @SkyNews @BBCNews @frankfieldteam @bankofengland @patmcfaddenmp @DavidLinden @JonAshworth @stephenctimms Add to that, the #SMI interest bearing loan rate has risen from 3.03% to 3.28%. Truly awful #Discriminative scheme against the most #Vulnerable people in society, cancer patients, veterans, very ill and disabled #TaxPayers
#PoorPayMore
@r_earwaker @jrf_uk Thank u @r_earwaker for this report.
I have been calling on the Gov to carry out an impact assessment on the #SMI support rate for some time now. Using avg mortgage rates, to set the support rate is inadequate, leading to defaults, causing a never ending debt cycle #PoorPayMore
@Jeremy_Hunt I don't think you quite realise the impact this is having on the ill & disabled. Your #SMI ill-designed scheme is NOT the safety net it is being made out to be. And those that fallen into arrears due to the above are often refused a product transfer to a lower rate. #PoorPayMore
@hbaldwin @TheFCA @CommonsTreasury Those that have sadly fallen into arrears on their mortgage due to #CostOfLivingCrisis ill health and disability have been held on SVR/Tracker mortgages for the foreseeable, forcing them into a never ending debt cycle. This needs to be urgently addressed. #PoorPayMore
@Jeremy_Hunt Those who have sadly fallen into arrears due to #CostOfLivingCrisis ill health, disability are never allowed a product transfer to a cheaper rate #PoorPayMore this needs action for starters. Investigate those lenders/servicers that charge extortionate arrear charges £40-60 pm too
@beepMel @JimShannonMP @griffitha @mimsdavies @DWPgovuk @RishiSunak @Conservatives Another BOE rate rise is predicted on Thursday. This will without a doubt cause more defaults especially if on a Tracker mortgage. No good speaking to lenders, because if your in arrears they won't allow a product transfer anyway.
#Vulnerable #PoorPayMore #SMI not fit for purpose
@hmtreasury @Jeremy_Hunt @bankofengland @Jeremy_Hunt I'm constantly tagging you in tweets, as there's very vulnerable homeowners that are in total despair right now, it's causing untold misery. When will the #SMI rate rise, could you tell me please? Lenders are not doing enough #PoorPayMore is not right, nor fair.
@MartinSLewis Lifetime Extension on mortgage term for those on interest only instead of them having to go down the Equity Release route. Especially for those with a #Vulnerability Those in arrears due to an illness/disability shd be allowed a lower fixed rate #PoorPayMore #CantAffordToPayLess
@GwenDav87054999 @TheFCA @mortgageprison One would hope Gwen, but we know this isn't the case for many that are with active and inactive lenders/servicers. I think it's disgraceful that very sick people cannot access cheaper rate products due to arrears to improve their finances at a very difficult time.
#PoorPayMore
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