shin

i am watching you bab

[shin @hereforzen]

@litocoen @EthenaPay @kinzeng thank u so much😇

[Daniel @0xDani]

Ethena Just Launched Its Onchain Neobank: Everything You Need to Know

- Non-custodial
- Visa
- Card issuer: Third National
- Card program manager: Rain
- Virtual card: Free
- Physical card: Referenced in the Card Terms, but current availability and pricing are not specified
- KYC provider: Sumsub
- 0% Ethena Pay FX fee
- Visa exchange rate applies to non-USD transactions
- 0% cross-border fee
- Up to 5% cashback
- Cashback is paid in AVAX
- Cashback is paid after the transaction settles
- Minimum transaction for cashback: $1
- Up to 6% annual rewards on eligible balances
- Daily Boost is paid in USDe
- Rewards accrue daily
- Daily rewards are applied automatically to eligible balances
- Daily Boost requires at least one qualifying card transaction per calendar month
- Balances above the tier’s Boost Cap continue earning the underlying USDe rate
- Free instant transfers to other Ethena Pay users
- Transfers can be sent by username
- Transfers to external crypto wallets supported
- Bank withdrawals supported
- Fiat IBAN provided through licensed banking partners
- Self-custodial wallet and fiat functionality in one app
- On-ramp, off-ramp and bank transfer fees may be charged by MoonPay / Iron and are shown before the transaction
- $30 referral bonus for each qualifying referred user
- Referral bonus is paid in AVAX
- iOS supported
- Currently live in 49 countries
- Live soon: US, EU, UK, Switzerland, Canada, Taiwan, South Korea
- Multicurrency balances: Coming soon
- EUR, JPY and BRL balances: Coming soon
- Earning rewards on EUR, JPY, BRL and other currencies: Coming soon
- ATM withdrawals: Not currently available
- No account opening fee
- No monthly account fee
- No inactivity fee
- No minimum balance requirement

Standard

- Up to 4% cashback
- 4% cashback on the first $2,500 spent
- 1% cashback from $2,500 to $4,000
- No cashback above $4,000
- Up to 5% annual rate
- 5% on the first $5,000
- Underlying USDe rate on amounts above $5,000
- 0% Ethena Pay FX fee

Pro

- Up to 4.5% cashback
- 4.5% cashback on the first $8,000 spent
- 2% cashback from $8,000 to $10,000
- 1% cashback from $10,000 to $12,000
- 0.5% cashback above $12,000
- Up to 6% annual rate
- 6% on the first $15,000
- Underlying USDe rate on amounts above $15,000
- 0% Ethena Pay FX fee

VIP

- Up to 5% cashback
- 5% cashback on the first $20,000 spent
- 2% cashback from $20,000 to $30,000
- 1% cashback from $30,000 to $40,000
- 0.5% cashback above $40,000
- $1,300 cashback on $40,000 spend
- Up to 6% annual rate
- 6% on the first $50,000
- Underlying USDe rate on amounts above $50,000
- 0% Ethena Pay FX fee

Ethena Pay isn’t available in Portugal yet, so I can’t properly test everything for now

As soon as it becomes available here, I’ll definitely give it a full test

[shin @hereforzen]

@0xGeeGee 🙋SG here

[shin @hereforzen]

@Artem_Oak @EthenaPay @OAK_Res DMed!

[shin @hereforzen]

@anabelen_gf @EthenaPay May I get one code?🙋

[shin @hereforzen]

@KhanAbbas201 @EthenaPay May I get one code? SG here🙋

[shin @hereforzen]

@DefiIgnas dm SG here🙋

[shin @hereforzen]

@santoulang 感觉这个说话的风格很孙哥本人啊 不知道是不是真的

[shin @hereforzen]

@justinsuntron 你说福布斯因为crypto少算了你好多钱，cz之前又说福布斯多算了，都跌成钱啥样了身价怎么还涨了他根本钱没那么多钱，你们两要不统一一下口径

[shin @hereforzen]

@justinsuntron 发这些反而觉得慌了 没必要证明自己啊

[shin @hereforzen]

@cardanowhale001 他确实很擅长荡妇羞辱，可能是因为自尊被踩在脚下了，发现对方对他并没有真心，一点也不爱他，相对于他对她付出的感情，只能靠这个挽回颜面

[Vaish @PuriVaish]

https://t.co/CgIHA3m0Ez

[shin @hereforzen]

@Evans666666 笑死了 假的不行 整这出

[shin @hereforzen]

@Charles1164btc @BTC_Alert_ @cz_binance @heyibinance 不是

[Paul Frambot 🦋 @PaulFrambot]

https://t.co/xtP5PoHz74

[Haonan @haonan]

https://t.co/frvatKuA66

[Miles Ma @miles_mazy]

https://t.co/0cr9iBGG2Q

[shin @hereforzen]

@hejushang8 老师电话可以用新加坡的电话不

[Hayden Adams 🦄 @haydenzadams]

My first blog post since 2019! https://t.co/XTpGSkEUSg

[𝘁𝗮𝗿𝗲𝘀𝗸𝘆 @taresky]

#Crypto

⚠️关于 EtherFi 的风险提示：

你的 USDC/USDT 钱包余额，正在被自动转移到 EtherFi 的 Aave V4 LendGateway。即使你没有使用任何“理财”或“借贷”功能。

简单理解是：

1. 原本你的 USDT 在共管的 Safe 多签钱包里，基本只有消费的时候可以被扣款，风险较低。

2. 这些钱在你不知情的情况下，被 EtherFi 挪到了 AAVE 去充当抵押品。

3. 从单一风险（EtherFi），突然变成了要去承担了：流动性、aave、抵押物、权限扩散、新的智能合约安全等等一系列风险。而几乎没有产生任何额外收益。

✅如何退出：

前往 App/网页 - 头像 - 设置 - 偏好设置 - 借贷，关闭借款功能。

进阶确认：给 AI 你的钱包地址，确认你的 lendOptedOut / isLendOptedOut 为 true。

🤔经过及其他：

我一直不相信所谓“共管”钱包，所以用 AI 写了监控。

前几天发现钱没了，而 App 展示的余额一切正常，且依然是“直接支付”而不是“借贷支付”模式。

联系项目方没有回应，还是尽早提醒：大家用多少，存多少，别多放钱。

这个项目的技术人员做的是不错的，能用智能合约实现会尽量用合约，很好。

但作为一名专业人士，我当然不相信其他人的专业程度。

尤其是运营上已经做了鸡贼选择的项目方 —— Don't trust, verify。