Layak Singh

3x founder. CoFounder- DharmikVibes. xFounder - Artivatic (AI for insurance & Healthcare) On future AI, insurance, startups, spiritual economy & stocks.

[Layak Singh @heylayak]

IIT Kharagpur, 2011. Since then I have started three companies and closed one of them.

Education first, tutoring and study products that taught me how hard distribution really is. Then Cogxio, a consumer app I shut in 2016 when it stopped making sense. That one taught me more than either of the wins.

In 2018 I started Artivatic: AI that made underwriting, fraud and claims decisions for insurers, not dashboards about them. Four people to more than two hundred. Insurers and health partners across India, the Middle East and Southeast Asia. RenewBuy acquired us in 2022 and I ran product and growth there until last month.

What I keep relearning: the technology is almost never the constraint. Getting a regulated buyer to change one step of a process they already run, that is the whole job.

I am building again. I also like meeting founders early, so if you are building something hard in India, my DMs are open.

I will write here about AI that has to survive a real process, about product and startups, and about the parts of building that nobody puts in the deck.

[Layak Singh @heylayak]

@scotthakuraaiin @tarukapoor @dateIITians I launched social dating platform in India in 2011 but then shutdown in 2016. @dateIITians @cogxio :) The market that time was matured enough but good learning. https://t.co/BN8Iy9qeAi

[Layak Singh @heylayak]

@scotthakuraaiin @tarukapoor @dateIITians we built and @scotthakuraaiin and us changed the way how brand / PR / Marketing works. @tarukapoor you should connect with Akanksha

[Layak Singh @heylayak]

Welcome @Olympics to India.

[BRICS News @BRICSinfo]

JUST IN: 🇮🇳 India formally bids to host the 2036 Olympics.

[Layak Singh @heylayak]

@BRICSinfo Which stocks to track @grok

[Layak Singh @heylayak]

@DcpNorthDelhi Please stop this emotional Drama.

[Layak Singh @heylayak]

@RajeevRC_X @elonmusk @RajeevRC_X but there is Duopoly in India for telecom. Even pays for non usage of data, while India should
Maintain it’s sovereignty but currently telecom is on their own way, wherever to increase price, signal gets drop in 2026 in metro cities,

[Layak Singh @heylayak]

@michael_chomsky Yes @ChatGPT is God !!

[Layak Singh @heylayak]

@designcoursecom @Starlink need to comply local laws and also need to reduce cost

[Layak Singh @heylayak]

@elonmusk Please lower prices for Starlink, it is too costly for India

[Layak Singh @heylayak]

@Akshat_World @grok Which stocks for this theme in India and US?

[Layak Singh @heylayak]

Most of Personal Assistants are like Email Manager.

[Layak Singh @heylayak]

@petergyang That’s so true. Each personal assistant is basically a Email Manager

[Layak Singh @heylayak]

@MohapatraHemant That make sense a lot.

[Layak Singh @heylayak]

@AstasiaMyers This is fairly Agree. Web got replaced with Apps, website didn’t shutdown, Apps are now being replaced or say new form as Personal Agents.

Personal agents can’t bring the experience but they can bring back
Some time as you rightly said for check-in, updates for delay etc.

[Layak Singh @heylayak]

The same thing is available in ChatGPT, Claude and all. The challenge is you can book but who will do after sales service which OTA does. Getting each agreement, exclusive prices, entire booking infra which OTA gives. These personal agents good for compare, search but booking yet will take time.

QCommerce in India is big Hit but getting still to the Tier 2 and beyond is nightmare and 90% people still buy offline. No doubt the market still big for QComm.

[Layak Singh @heylayak]

Hi @bot Help me in enhancing tweets and increase more followers, and views

[Layak Singh @heylayak]

NIFTY Suicidal tomorrow

[Rapid Response 47 @RapidResponse47]

.@Sonderling47: "I am hereby suspending from the Permanent Labor Certification Program some of the largest IT outsourcing firms in the world — Cognizant, Infosys, Tata, Wipro, HCL, and Capgemini — and also, due to multiple active federal investigations, @USDOL is suspending Microsoft and Adobe from the program."

[Layak Singh @heylayak]

This is significant. Will impact a lot

[Insider Wire @InsiderWire]

#BREAKING: U.S. suspends Microsoft’s PERM program; JD Vance says “you’ve got to hire American workers.”

[Layak Singh @heylayak]

@RahulGandhi Meet @gautam_adani :D

[Layak Singh @heylayak]

@elonmusk @airtelindia I use , keep dropping , Internet sucks too.