jgcrypto26

Building the credit layer for tokenized real-world assets | 4x Founder | Ex-McKinsey · NFTfi · BlockScience

[Jacob Coxon @hilbertspaess]

I resigned from Anthropic today. I spent the last three years doing pretraining research at both OpenAI and Anthropic. Neither company is acting responsibly. They are racing straight to self-improving superintelligence and gambling with our lives. More thoughts below.

[Ethlabs @ethlabs_org]

Ethlabs is supported by a broad coalition across the Ethereum ecosystem:

DeFi builders, core devs, L2 founders, cypherpunks, investors, institutions, and researchers.

People who care deeply about Ethereum’s future, protecting its core properties, and bringing them to the world.

We are coming together to accelerate the next wave of Ethereum adoption by contributing to critical core R&D and building new infrastructure and products where the ecosystem needs them most.

We are incredibly grateful to be supported by @BitMNR, @Sharplink, @ethereumJoseph, @snzholding, and more than 50 others across Ethereum.

[Aventurine @aventurine_eth]

A sad day in the NFT space.

@NFTfi who I’ve been working with since the end of last year has announced it is shutting is doors.

Being the first protocol that let owners borrow against their NFTs with a lifetime volume of close to three quarters of a billion dollars is a huge deal.

Although I’ve only worked with the company for a short time, it has been a pleasure working with such an amazing team trying to navigate these turbulent times.

I am grateful to everyone that supported us since the beginning.

[Stephen | NFTfi @stephen_yo]

After six years, NFTfi is winding down.

When I was 20 I had to pick a path in life. Coder or artist? Ultimately I chose coding. When I first heard about NFTs in 2019 I realized I could combine those two paths into a single project, @NFTfi. I was all in.

In the six years since, this project has been my sole focus. In the early days I was the first lender and learnt a number of painful (and expensive) lessons on how to lend against NFTs safely. I still own Founder Kitty #72 that I got in a default for the low, low price of 30 ETH. The Meebit I use as my profile picture was minted in a hospital chair watching my sleeping wife and first born hours after his birth.

Together, we helped pave the way for the NFT lending industry. From doing the first fully trustless on-chain NFT backed loan to facilitating more than $730 million in peer-to-peer loans. Without losing a single NFT. In an industry that often struggled with trust, that's something I'm incredibly proud of.

In the end, the market that made NFTfi possible, became too small to support the company we had built.

What pulled me into this was never the promise of profit. It was the possibility that artists and collectors could truly own the things they cared about. I still believe that matters.

Looking back there are some things I would do differently. However, if I had to go back to 2019, I would do it all again. What we had as a community in that moment will stay with me.

To my co-founders, Jonathan, Mads and Charlotte and the team who built NFTfi, from the first year to the last: you gave years of your lives, your craft, and your belief to this project. You took a chance on an idea that was never guaranteed to work and built something real alongside me. NFTfi only existed because of that. Thank you, and thank you to the community and investors that kept it real alongside us.

All those years ago I chose coding as a path. Six years next to passionate artists and collectors has made me curious about the other side of that path again. Who knows, maybe next time we meet I will be sitting on the artist's side of the table.

Hope to see you in Marfa.

[NFTfi.com @NFTfi]

https://t.co/54lMTlq6RY

[jgcrypto26 @jgcrypto26]

@zkBri @navaai Congrats!!

[Paul Kohlhaas bio/acc @paulkhls]

🧵 We just designed three novel GLP-1 receptor agonists from scratch on a Sunday afternoon using autonomous AI agents on @bio_protocol infrastructure

Not a pharma lab. Not a $70M seed round. An AI scientist, a hypothesis on @ScienceBeach, and onchain compute via @Molecule_sci - here's what happened

[Brian Roemmele @BrianRoemmele]

It is absolutely vital you know this technology exists.

[NFTfi.com @NFTfi]

If there is one defining artist of the crypto revolution, the pseudonymous legend that is @XCOPYART would probably be at top of the list.

We are proud to have listed REMNANTS by XCOPY as an asset to lend, borrow and Cross Protocol ReFi.

Learn more about XCOPY below 🧵 ⬇️

[jgcrypto26 @jgcrypto26]

@dkcrypto13 How so quickly? All the burner accounts alone took me half an hour

[NFTfi.com @NFTfi]

Another grail refinanced from Arcade to NFTfi using Cross-Protocol ReFi.

In this case, a Machine Hallucinations piece by @refikanadol on @SuperRare.

DeFi is permissionless, and NFTfi is leveraging that to give borrowers and lenders more options, especially as the market consolidates.

[Ray Dalio @RayDalio]

https://t.co/Q2g2Rr30N9

[NFTfi.com @NFTfi]

New Milestone ✨

Over 100 loans have now crossed over to NFTfi using our Cross-Protocol ReFi feature

2M+ in loan value transferred with an average loan size of $19,200

No repayment needed. No fees

Get started today by visiting our Dashboard ⬇️

[jgcrypto26 @jgcrypto26]

Great perspective. For RWAs to attract scalable investment (usable by many anonymous, remote investors) the token must represent a well-defined financial instrument, not just an asset.

Successful tokenization therefore forces explicit risk allocation and packaging, because an on-chain token cannot rely on implicit conventions, discretion, or bilateral relationships the way traditional assets often do.

[NFTfi.com @NFTfi]

🎯 Another 10 CryptoPunks renegotiated.

NFTfi is the only protocol enabling post-due-date loan renegotiation. It gives borrowers and lenders a path to avoid defaults when markets become uncertain.

The result? The lowest default rate on Punks in the industry over the last 3 months in challenging times.

That's what an OG, all-weather protocol looks like.

By the side of collectors.

[NFTfi.com @NFTfi]

Happy New Year from NFTfi.

Markets move forward because people believe and build!
From sub-$100 CryptoPunk loans in 2020 to six-figure loans at scale today, we've watched this market mature alongside you year after year.

2025 by the numbers:
∙ $83.5M in loan volume across 9,706 loans
∙ 3.74% default rate by value in a challenging market (lowest in the industry). Our post-due-date renegotiation feature and aligned incentives protected both collections and lenders
∙ $1.4M in interest distributed to lenders on a feeless platform
∙ Launched Cross-Protocol ReFi, bringing true market competition to NFT lending and lowering rates for borrowers.

What's next in 2026:
Early 2026 brings the launch of the new NFTfi dApp. We're evolving from a standalone protocol into the first full lending market aggregator. Borrowers can refinance seamlessly across platforms and access deeper liquidity. Lenders get more control and better yields. Everyone saves on fees.

Beyond NFTs, we're expanding into real-world assets with partners like @fabricaland and more to come, unlocking new collateral types and use cases for on-chain credit.

None of this happens without our borrowers and lenders who stayed through every cycle and are ready to build what comes next.

Belief, made real.

Onward.

[NFTfi.com @NFTfi]

Reminder: Any loans on @arcade_xyz can be bridged/refinanced to NFTfi using Cross-Protocol ReFi.

How to do it:
1/ Connect to the NFTfi aggregator → https://t.co/dAdC6AcSea
2/ Filter by your wallet address (or any wallet)
3/ Click "Refinance" on any Arcade loan → make/accept offers on the dedicated NFTfi page

Works with collection or individual offers.

More details + full guide in the launch thread below

[Ethereum @ethereum]

Today @jpmorgan, the world's largest bank by market cap per @WSJ, announced they're launching their first ever tokenized money market fund—MONY—on Ethereum.

The firm is seeding the fund with $100M of its own capital before opening to outside investors on Tuesday.

[Ray Dalio @RayDalio]

Someone who doesn’t have much can be more generous giving a little than a rich person giving a lot. Some people respond to the generosity while others respond to the money. You want the first type with you, and you always want to treat them generously.

When I had nothing, I was as generous as I could be with people who appreciated my generosity more than the higher levels of compensation others could afford to give them. For that reason, they stayed with me. I never forgot that, and I made a point of making them rich when I had the opportunity to do so. And they in turn were generous to me in their own way when I needed their generosity most. We both got something much more valuable than money—and we got the money too.

Remember that the only purpose of money is to get you what you want, so think hard about what you value and put it above money. How much would you sell a good relationship for? There’s not enough money in the world to get you to part with a valued relationship. #principleoftheday