Jonathan Stein

Founder and Board Member @Betterment. Efficiency buff. Engineer & economist.

[Spinwheel @spinwheelapi]

We couldn't be more excited to announce that @BettermentatWrk is using our Debt API to add Student Loan Management to their employee benefits offerings -- featured today on @CNBC! https://t.co/EBOApJyBcy

@Betterment
#debtapi
#studentloanmanagement
#employeebenefits
#fintech

[Jonathan Stein @jonstein]

@CeloOrg @flywallet Can't wait to see everyone! Looks like an amazing venue

[Jonathan Stein @jonstein]

Well said, Sash. Love and gratitude today and every day for all y’all friends and y’all’s families. Happy Thanksgiving!🍁🦃 @ Dallas, Texas https://t.co/8vLudaA8cn

[Jonathan Stein @jonstein]

Love the new look from my friends and colleagues @Betterment. Feels like a return home, slipping on something comfortable and familiar: https://t.co/khLt2JrsV3

[Jonathan Stein @jonstein]

Congratulations on the new investors, @ValoraApp! Together we'll make Crypto accessible to everyone and more useful everyday!

[Valora @Valora]

We ❤️ our investors & are excited to announce even more additions to the Valora family!
Thank you for your support @Diddy, @carmeloanthony, @35Ventures, @KDTrey5 @LarryFitzgerald, @DGreen_14, @andre, @Nas, @QuincyDJones, @Casey, it means the world! 🌎🤩
https://t.co/WuwlVuo2DW

[Jonathan Stein @jonstein]

I admire @ciaomack for finding - and creating - ways to combat the effects of climate change.

[Mackenzie Burnett @ciaomack]

Really excited and proud to share that I am now a published first author on climate security research! This is my first paper 😬, built from my master's thesis at Stanford. I was extremely fortunate to have such a great advisor and co-author in Katharine. Summary thread below

[Jonathan Stein @jonstein]

❤️ my friend and colleague @cyeslami, out there crushing investment research

[Jonathan Stein @jonstein]

There's a lot of Crypto stuff that I don't understand. Okay, most Crypto stuff I don't understand. But for a rube like me, the most compelling promise of Crypto has always been: we can build a better international money movement system. It's coming: @ValoraApp

[Jackie Bona @jackie_bona]

⚡️1/ The Valora team has been working on something special & today we finally get to share! 🎉 We're announcing that Valora Inc. has become a standalone company w/ me stepping into a new role as CEO! More here 👉 https://t.co/R350BVz0Fg & follow along in the thread below...

[Jonathan Stein @jonstein]

Incredibly excited to support @jackie_bona and her amazing team in bringing to life the original promise and potential of cryptocurrencies. Money/transfers/payments should be frictionless, global, and equitable - and @ValoraApp is doing it. https://t.co/GKAxE1BbzZ

[Valora @Valora]

We’re excited to announce our $20M series A led by @a16z. ⚡

Thank you to our amazing backers @katie_haun @AriannaSimpson @polychaincap @NFX @beller @SVAngel @jonstein @aunder @aroetter @guyraz @ruzwana @mlieber and many more!

Learn more about our story https://t.co/lSZ8nvCzUS

[Jonathan Stein @jonstein]

Many of my favorite themes @ezraklein @anthrowittering: Humans love to work at things that are meaningful to us, we love to share, and we have trouble with the concepts of time and the future, made necessary by agriculture (plus: mushrooms, AI, more!): https://t.co/HhDoWf3Vtz

[Jonathan Stein @jonstein]

Thanks to the @PrimaryVC team - what an awesome resource you're building in the NYC Founder Guide https://t.co/LDB2VaUd6m - and shouts to my friends @jackie_bona @ValoraApp , Sean Hsieh @concreitapp, @martin @ Array, and Tomás Campos @spinwheelio

[Primary @PrimaryVC]

After successfully building @Betterment into an award-winning startup serving more than half a million people, @jonstein reflects on the importance of mission—plus shares what not to do—in the latest installment of our #fintech series for Founder Guide.

https://t.co/toADiqEGK1

[Jonathan Stein @jonstein]

This might make more intuitive sense as a substantial difference than many other index selection subtleties; without a quantitative or correlative test of “substantially identical,” values and voting differences feel compelling

[MichaelKitces @MichaelKitces]

@awesomeboris @RachelEnsignWSJ @KateDavidson @TKopelman Ha! In all seriousness, that would be a really interesting basis to claim a difference. No clue how the IRS would handle that, but I think there's actually reasonable grounds as long as their Form N-PXs aren't also... substantially identical? :)

[Boris Khentov @boriskhentov]

Index funds are finally flexing their muscles on climate. I wrote about the need for more transparency in this era "index activism." https://t.co/tiPE75SXfD

[Mr. Money Mustache @mrmoneymustache]

I must congratulate Betterment CEO @jonstein on his early retirement, even as I apologize for helping cause it (he was an MMM reader 😉)

The business world loses a very ethical and effective CEO, but the Stein family gains a lot of husband and Dad time!

https://t.co/T1tDbKgBiy

[Jonathan Stein @jonstein]

@_CampbellSoup__ @Betterment In general, we recommend Bitcoin not be a large part of your portfolio, because despite recent performance, it has little or no intrinsic value, and it's hard to feel confident that it'll have a positive long-term expected return.

[Jonathan Stein @jonstein]

@_CampbellSoup__ @Betterment No bitcoin exposure on the near term roadmap, but we're building more and more investment personalization (see the recent Climate Impact and Social Impact portfolios), so it's not outside the realm of possibility.

[Jonathan Stein @jonstein]

@_CampbellSoup__ @Betterment @circlepay Not looking at Circle, but will keep an eye on it. We like building products that can be out-performant, more convenient, and better integrated than the competition, and that often means building ourselves or integrating deep in the stack, rather than building on top of BaaS.

[Jonathan Stein @jonstein]

@Ramirez94Javier @Betterment Javier, thanks for the question. I don't think cash deposits are on our roadmap now. They're hard, because expensive to service. If you have a little cash, you could keep it and spend it. If you have to deposit a lot of cash regularly - there might be better services for you.

[Jonathan Stein @jonstein]

@dustinisatexan @Betterment Checks and Joint accounts are both in beta now for employees, so I'd expect them to roll out soon. Transfers between checking and all your other accounts have been made easier, and faster - you should be seeing that already, with more to come. Thanks for reaching out!

[Jonathan Stein @jonstein]

@miamiamigo1 @Betterment Jumping in for Ross here, 'cause a well-brined turkey is a tradition for me and my family. This brine recipe (and the perfect gravy that come with it) won chef's choice out of 18 submissions @Betterment Thanksgiving 2019: https://t.co/fSBdInDS9V