COPIED!
A lawyer borrowed Ksh11 million. He repaid Ksh22 million. They demanded Ksh69 million.
This is the story of Mathew Kyalo Mbobu — and it has now become one of Kenya’s most important debt rulings.
In January 2021, when COVID-19 had crippled businesses, Mbobu — a respected advocate and law lecturer — needed capital.
He turned to Hypac Investments Limited.
The terms were brutal:
→ 15% interest per month
→ 5% weekly penalty for delayed payment
→ His family home as collateral
Do the math: that’s over 400% annual interest when compounded.
Still, he paid.
And paid.
And paid.
A total of Ksh22 million — double the original loan.
But the lender insisted: “Not enough. You now owe us Ksh69 million.”
Then they moved to take his home.
Mbobu took them to court.
But in September 2025, while the case was still ongoing, he was shot dead by unknown gunmen along Magadi Road.
Last week, Justice Moses Ado delivered the judgment — posthumously.
And it’s a game-changer for every Kenyan in debt.
What the Court Ruled:
✅ The loan terms were oppressive, illegal, and unconscionable.
✅ The in duplum rule applies: once interest paid equals the principal, interest stops. Mbobu’s debt was fully settled at Ksh22M.
✅ The property must be returned to his estate within 30 days.
✅ Any further claim is unenforceable — not a single extra shilling recoverable.
What This Means for Every Kenyan:
If you’re a borrower:
→ A signature does NOT mean you’ve surrendered your rights.
→ Courts WILL intervene on predatory loans.
→ Know the in duplum rule — it can save your property and life.
→ Keep all receipts, statements and communication.
If you’re a lender:
→ Predatory terms won’t stand in court.
→ Exploiting someone’s distress can cost you the entire loan.
→ Secret dealings on collateral are illegal.
→ Fair lending is not optional — it’s the law.
Rest in Peace, Mathew Kyalo Mbobu.
Your fight wasn’t in vain.
This ruling will protect thousands of Kenyans from financial exploitation.
🗓️ Today is Saba Saba Day.
A day rooted in resistance, people power, and the fight for justice.
But over 30 years later, we’re still asking:
🛑 Why are citizens being abducted for speaking up?
🛑 Why is corruption normalized while Kenyans can’t afford basics?
🛑 Why are peaceful protesters met with brutality & death ?
💔 We remember the pain.
🔥 We honour the courage.
✊🏾 We carry the struggle forward.
This Saba Saba, we demand:
✅ Accountable leadership
✅ Responsible spending of public resources
✅ Respect for human rights
✅ Services that serve the people—not the elite
History repeats when we forget.
But we remember. And we resist.
#SabaSabaDay #PowerToThePeople #EndImpunity #OkoaUchumi #77NiNumbers
Our lovely comrades are doing wonderful jobs across the country.
I am extremely proud of my fellow Kenyans of all generations. #June25th is real and a reality.
Shout out for our artists 🙌🏿🙌🏿🙌🏿
For the blood on our streets.
For the youth silenced by bullets.
For a regime that’s lost its soul.
We demand PEACE.
We demand JUSTICE.
We demand SOBER LEADERSHIP.
Kenya must rise. 🇰🇪
#StopPoliceBrutality#JusticeForKenya#RogueRegime#WeAreOne
The cold-blooded shooting of an unarmed mask vendor at close range by a police officer during protests in the CBD is tragic and a shocking abuse of power by police.
Equally alarming is the infiltration of peaceful protests by a ragtag militia, brazenly wielding batons and robbing pedestrians and bystanders in broad daylight. This is lawlessness being entrenched under the watch of law enforcement.
The role of the police is to protect citizens, including protesters exercising their constitutional rights and not to stand by as marauding goons unleash terror on innocent people. While we condemn these actions, that police officer must be identified, arrested and charged.
After months of waiting, we get a CS who dismisses femicide as “women looking for money”? Deeply disappointed. Women deserve leaders who understand the gravity of gender-based violence—not ones chosen to echo power. #FemicideIsReal#Accountability#LeadershipMatters
Key recommendations from the meeting include:
✅Stronger coordination in #GBV prevention & response
✅Legal reforms & policy implementation
✅Survivor-centered responses to ensure justice & protection for all
✅Increased resource allocation .... etc
@AICS_Nairobi@gender_ke 🇰🇪
The convening has brought together key stakeholders to deliberate on measures to curb the alarming rise in femicide and #GBV cases.
Public participation and collaboration are crucial in shaping Kenya’s policy and legal response.
#EndGBV@AICS_Nairobi@gender_ke 🇰🇪
.@KELINKenya is today hosting a medical-legal roundtable on Obstetric Violence alongside @ReproRightsAFR, @HakiKNCHR, legal advocates, legal researchers, and medical professionals. Together, we’re exploring legal, medical, and social solutions.
What does respectful maternity care mean to you? Join the conversation. #ObstetricViolence
Sifuna lecturing Cherargei on his amendment proposal to extend the term limit from 5 to 7. Instead of concentrating on things affecting common mwananchi
#RutoMustGo#adanimustgo
Today’s cabinet appointments have proven that we, THE PEOPLE, are now the new opposition party.
The political class will always unite to further their selfish agenda.
We march on for a better Kenya. See you tomorrow.