Kotak Bank Governance & CS not fit for purposes

Activist to ensure Governance, Compliance, Tone at the Top, Whistleblowing, Data protection & Customer Services at Kotak Mahindra Bank is truly Fit for purpose

[Kotak Bank Governance & CS not fit for purposes @kmbfailedcs]

@udaykotak @sajjanjindal @TheJSWGroup @TCS @Infosys @TVSSCS @bhartinews @TataCompanies @shobanakamineni @HospitalsApollo @DeloitteIndia @KPMGIndia @EY_India @PwC_IN @HUL_News @DairyMilkIn @NestleIndia @KelloggsIndia @ficci_india @TVMohandasPai @araiindia @LIC_ofIndia @NewWorldFound @SBIMF @agfseries2 @cppib @Sumitomo_SA @INVESCO @UofCalifornia @EdelweissFin @GoldmanSachs @jpmorgan @Jefferies @ICICIdirectcom @AXIS_Capital @noruma @MorganStanley @RBI @SEBI_India @HDFC_Bank @ICICIBank @IiASAdvisory @SES_Governance @InGovern @FollowCII @ETNOWlive @MoneylifeIndia @kotakneo @CMOGuj Poll, Whistleblowers

Do U believe, Whistleblowers are taken "seriously & well protected" in India by regulators, businesses & especially in banking"?

"Time 2 crush 2 get the truth out"

#giftcity
#4QWithCNBCTV18
#Q4WithETNOW

[Kotak Bank Governance & CS not fit for purposes @kmbfailedcs]

@udaykotak @sajjanjindal @TheJSWGroup @TCS @Infosys @TVSSCS @bhartinews @TataCompanies @shobanakamineni @HospitalsApollo @DeloitteIndia @KPMGIndia @EY_India @PwC_IN @HUL_News @DairyMilkIn @NestleIndia @KelloggsIndia @ficci_india @TVMohandasPai @araiindia @LIC_ofIndia @NewWorldFound @SBIMF @agfseries2 @cppib @Sumitomo_SA @INVESCO @UofCalifornia @EdelweissFin @GoldmanSachs @jpmorgan @Jefferies @ICICIdirectcom @AXIS_Capital @noruma @MorganStanley @RBI @SEBI_India @HDFC_Bank @ICICIBank @IiASAdvisory @SES_Governance @InGovern @FollowCII @ETNOWlive @MoneylifeIndia @kotakneo Poll, Indian investors & business sentiments today

Which today's era India is going through?

"Sniff test"

#giftcity
#4QWithCNBCTV18
#Q4WithETNOW
@cmoguj
#SanjayKaul

[Kotak Bank Governance & CS not fit for purposes @kmbfailedcs]

@udaykotak @sajjanjindal @TheJSWGroup @TCS @Infosys @TVSSCS @bhartinews @TataCompanies @shobanakamineni @HospitalsApollo @DeloitteIndia @KPMGIndia @EY_India @PwC_IN @HUL_News @DairyMilkIn @NestleIndia @KelloggsIndia @ficci_india @TVMohandasPai @araiindia @LIC_ofIndia @NewWorldFound @SBIMF @agfseries2 @cppib @Sumitomo_SA @INVESCO @UofCalifornia @EdelweissFin @GoldmanSachs @jpmorgan @Jefferies @ICICIdirectcom @AXIS_Capital @noruma @MorganStanley @RBI @SEBI_India @HDFC_Bank @ICICIBank @IiASAdvisory @SES_Governance @InGovern @FollowCII @ETNOWlive @MoneylifeIndia @kotakneo KIE India Corp Day Lon26
Q 4 Kotak investors
1 ECL provisions
2 Mythos risks Readiness
3 Disaster recovery plans
4 Why reenter Microfinance post 2024 losses?
5 Debt recovery costs
6 New branch costs
7 Mitigate G-Secs losses (₹857CR in 2022)
@kotakneo
#4QWithCNBCTV18
#Q4WithETNOW

[Kotak Bank Governance & CS not fit for purposes @kmbfailedcs]

@udaykotak @sajjanjindal @TheJSWGroup @TCS @Infosys @TVSSCS @bhartinews @TataCompanies @shobanakamineni @HospitalsApollo @DeloitteIndia @KPMGIndia @EY_India @PwC_IN @HUL_News @DairyMilkIn @NestleIndia @KelloggsIndia @ficci_india @TVMohandasPai @araiindia @LIC_ofIndia @NewWorldFound @SBIMF @agfseries2 @cppib @Sumitomo_SA @INVESCO @UofCalifornia @EdelweissFin @GoldmanSachs @jpmorgan @Jefferies @ICICIdirectcom @AXIS_Capital @noruma @MorganStanley @RBI @SEBI_India @HDFC_Bank @ICICIBank @IiASAdvisory @SES_Governance @InGovern @FollowCII @ETNOWlive @MoneylifeIndia KIE India Corp Day Lon26
Q 4 Kotak investors
1 RBI barring order remediation cost & why bonus not clawback?
2 £1m CEO Pay, 4/5X > past CEOs?
3 Why 328 new branches since Jan24 in digital era?
4 Basel III Endgame readiness
5 Unecured loans %
@kotakneo
#4QWithCNBCTV18
#Q4WithETNOW

[Kotak Bank Governance & CS not fit for purposes @kmbfailedcs]

@udaykotak @sajjanjindal @TheJSWGroup @TCS @Infosys @TVSSCS @bhartinews @TataCompanies @shobanakamineni @HospitalsApollo @DeloitteIndia @KPMGIndia @EY_India @PwC_IN @HUL_News @DairyMilkIn @NestleIndia @KelloggsIndia @ficci_india @TVMohandasPai @araiindia @LIC_ofIndia @NewWorldFound @SBIMF @agfseries2 @cppib @Sumitomo_SA @INVESCO @UofCalifornia @EdelweissFin @GoldmanSachs @jpmorgan @Jefferies @ICICIdirectcom @AXIS_Capital @noruma @MorganStanley @RBI @SEBI_India @HDFC_Bank @ICICIBank @IiASAdvisory @SES_Governance @InGovern @FollowCII @ETNOWlive @MoneylifeIndia Gift Nifty index growth or lack of after Mr Kotak as chair of #giftcity (4 months)

Index fell 12.1%. It is critical 2 set strategies, objectives & key deliverables milestones 2 attract investments & create opportunities

@cmoguj
@kotakneo
#SanjayKaul
#4QWithCNBCTV18
#Q4WithETNOW

[Kotak Bank Governance & CS not fit for purposes @kmbfailedcs]

@udaykotak @sajjanjindal @TheJSWGroup @TCS @Infosys @TVSSCS @bhartinews @TataCompanies @shobanakamineni @HospitalsApollo @DeloitteIndia @KPMGIndia @EY_India @PwC_IN @HUL_News @DairyMilkIn @NestleIndia @KelloggsIndia @ficci_india @TVMohandasPai @araiindia @LIC_ofIndia @NewWorldFound @SBIMF @agfseries2 @cppib @Sumitomo_SA @INVESCO @UofCalifornia @EdelweissFin @GoldmanSachs @jpmorgan @Jefferies @ICICIdirectcom @AXIS_Capital @noruma @MorganStanley @RBI @SEBI_India @HDFC_Bank @ICICIBank @IiASAdvisory @SES_Governance @InGovern @FollowCII @ETNOWlive @MoneylifeIndia SEBI interim order 4 Rajesh Exports sent shockwaves in cap mkts

Will SEBI issue final order soon as yet 2 do 4 @janestreetgroup now 1yr

SEBI is known 2 act slow 2 conclude

SEBI marked its own homework in Adani case
#giftcity
#4QWithCNBCTV18
#Q4WithETNOW
https://t.co/ABLCtBbZZo

[Kotak Bank Governance & CS not fit for purposes @kmbfailedcs]

@udaykotak @sajjanjindal @TheJSWGroup @TCS @Infosys @TVSSCS @bhartinews @TataCompanies @shobanakamineni @HospitalsApollo @DeloitteIndia @KPMGIndia @EY_India @PwC_IN @HUL_News @DairyMilkIn @NestleIndia @KelloggsIndia @ficci_india @TVMohandasPai @araiindia @LIC_ofIndia @NewWorldFound @SBIMF @agfseries2 @cppib @Sumitomo_SA @INVESCO @UofCalifornia @EdelweissFin @GoldmanSachs @jpmorgan @Jefferies @ICICIdirectcom @AXIS_Capital @noruma @MorganStanley @RBI @SEBI_India @HDFC_Bank @ICICIBank @IiASAdvisory @SES_Governance @InGovern @FollowCII @ETNOWlive @MoneylifeIndia @ItnlH @ILFSGroup Evergrande Liquidation Prompts PwC Partners 2 Shield Assets

Did Mr Kotak IL&FS Chair do enough 2 protect BH?

No prosecution/jail
>₹182CR legal/prof fees

Mr Kotak compared ILFS failure 2 Evergrande, Lehman

Mr Kotak failed 2 get NCLT changes?
@kotakneo

https://t.co/3CoV8dVwAL

[Kotak Bank Governance & CS not fit for purposes @kmbfailedcs]

@udaykotak @sajjanjindal @TheJSWGroup @TCS @Infosys @TVSSCS @bhartinews @TataCompanies @shobanakamineni @HospitalsApollo @DeloitteIndia @KPMGIndia @EY_India @PwC_IN @HUL_News @DairyMilkIn @NestleIndia @KelloggsIndia @ficci_india @TVMohandasPai @araiindia @LIC_ofIndia @NewWorldFound @SBIMF @agfseries2 @cppib @Sumitomo_SA @INVESCO @UofCalifornia @EdelweissFin @GoldmanSachs @jpmorgan @Jefferies @ICICIdirectcom @AXIS_Capital @noruma @MorganStanley @RBI @SEBI_India @HDFC_Bank @ICICIBank @IiASAdvisory @SES_Governance @InGovern @FollowCII @ETNOWlive @MoneylifeIndia @ItnlH @ILFSGroup PwC HK partners 2 miss payouts post Evergrande-link sanction

Did Mr Kotak IL&FS Chair do enough 2 protect BH?

No prosecution/jail >₹182CR legal/prof fees

Mr Kotak compared ILFS failure 2 Evergrande, Lehman

Mr Kotak sought & failed 2 get NCLT changes? https://t.co/7A2d1n3QHU

[Kotak Bank Governance & CS not fit for purposes @kmbfailedcs]

@udaykotak @sajjanjindal @TheJSWGroup @TCS @Infosys @TVSSCS @bhartinews @TataCompanies @shobanakamineni @HospitalsApollo @DeloitteIndia @KPMGIndia @EY_India @PwC_IN @HUL_News @DairyMilkIn @NestleIndia @KelloggsIndia @ficci_india @TVMohandasPai @araiindia @LIC_ofIndia @NewWorldFound @SBIMF @agfseries2 @cppib @Sumitomo_SA @INVESCO @UofCalifornia @EdelweissFin @GoldmanSachs @jpmorgan @Jefferies @ICICIdirectcom @AXIS_Capital @noruma @MorganStanley @RBI @SEBI_India @HDFC_Bank @ICICIBank @IiASAdvisory @SES_Governance @InGovern @FollowCII @ETNOWlive @CMOGuj @kotakneo Poll, RBI MPC V ECB - Interest rate hike

Do U believe, RBI MPC capitulate under political pressure not 2 hike interest rate as oppose 2 no such influences on ECB?

ECB's fst hike since 2023 (+0.25%) with further 2-hikes in 2026

#giftcity
#4QWithCNBCTV18
#Q4WithETNOW
@kotakneo

[Kotak Bank Governance & CS not fit for purposes @kmbfailedcs]

@udaykotak @sajjanjindal @TheJSWGroup @TCS @Infosys @TVSSCS @bhartinews @TataCompanies @shobanakamineni @HospitalsApollo @DeloitteIndia @KPMGIndia @EY_India @PwC_IN @HUL_News @DairyMilkIn @NestleIndia @KelloggsIndia @ficci_india @TVMohandasPai @araiindia @LIC_ofIndia @NewWorldFound @SBIMF @agfseries2 @cppib @Sumitomo_SA @INVESCO @UofCalifornia @EdelweissFin @GoldmanSachs @jpmorgan @Jefferies @ICICIdirectcom @AXIS_Capital @noruma @MorganStanley @RBI @SEBI_India @HDFC_Bank @ICICIBank @IiASAdvisory @SES_Governance @InGovern @FollowCII @ETNOWlive @CMOGuj Poll, @FIFAWorldCup, Biggest sporting game in the world

Do U agree with Mr Kotak assertions that Indians & Indian businesses MUST stop watching & supporting games and "focus on business of business" 2 flourish India?

#giftcity
#4QWithCNBCTV18
#Q4WithETNOW
@cmoguj
@kotakneo

[Kotak Bank Governance & CS not fit for purposes @kmbfailedcs]

https://t.co/XVXLzmMC5a
@udaykotak @kotakneo
#giftcity #SanjayKaul
@CMOGuj
@FintechinIndia
@India_Fintech
@fintech_diaries
@webchutney
@watconsultsmw @befoxy
@Pinstorm @iProspectIndia @marketingurukul
@Macquarie
@ft @businrss @BBC @SkyNews @itvnews
@FIFAWorldCup @ILFSGroup @ItnlH

[Kotak Bank Governance & CS not fit for purposes @kmbfailedcs]

@udaykotak @sajjanjindal @TheJSWGroup @TCS @Infosys @TVSSCS @bhartinews @TataCompanies @shobanakamineni @HospitalsApollo @DeloitteIndia @KPMGIndia @EY_India @PwC_IN @HUL_News @DairyMilkIn @NestleIndia @KelloggsIndia @ficci_india @TVMohandasPai @araiindia @LIC_ofIndia @NewWorldFound @SBIMF @agfseries2 @cppib @Sumitomo_SA @INVESCO @UofCalifornia @EdelweissFin @GoldmanSachs @jpmorgan @Jefferies @ICICIdirectcom @AXIS_Capital @noruma @MorganStanley @RBI @SEBI_India @HDFC_Bank @ICICIBank @IiASAdvisory @SES_Governance @InGovern @FollowCII @ETNOWlive @MoneylifeIndia KIE India Corp Day Lon26
Q 4 Kotak investors
1 CEO succession?
2 Why hold excess capital?
3 Strategy 2 revert 8 qtrs of poor delivery?
4 Div strategy?
5 Why risks mgmt faltering?
6 Why costs 2 income rising?
7 AI strategy?
8 Why CS at rock bottom?

#4QWithCNBCTV18
#Q4WithETNOW

[Kotak Bank Governance & CS not fit for purposes @kmbfailedcs]

@udaykotak @sajjanjindal @TheJSWGroup @TCS @Infosys @TVSSCS @bhartinews @TataCompanies @shobanakamineni @HospitalsApollo @DeloitteIndia @KPMGIndia @EY_India @PwC_IN @HUL_News @DairyMilkIn @NestleIndia @KelloggsIndia @ficci_india @TVMohandasPai @araiindia @LIC_ofIndia @NewWorldFound @SBIMF @agfseries2 @cppib @Sumitomo_SA @INVESCO @UofCalifornia @EdelweissFin @GoldmanSachs @jpmorgan @Jefferies @ICICIdirectcom @AXIS_Capital @noruma @MorganStanley @RBI @SEBI_India @HDFC_Bank @ICICIBank @IiASAdvisory @SES_Governance @InGovern Congragulation to PM Modi, longest elected serving Indian PM

Have a great day & enjoy the occasion

"Divine providence"

@gautam_adani
@_MukeshAmbani
#giftcity
#4QWithCNBCTV18
#Q4WithETNOW
#SanjayKaul
@cmoguj
@RahulGandhi
@BJP4India
@INCIndia

https://t.co/8F5umhvkEs

[ET NOW @ETNOWlive]

India's longest-serving PM 🇮🇳

With PM Modi set to reach a historic milestone, here's a look at the flagship schemes, Make in India drive and PLI push that defined his tenure

#PMModi #MakeInIndia #PLI #India #ETNOW @narendramodi @pmo

[Kotak Bank Governance & CS not fit for purposes @kmbfailedcs]

@udaykotak @sajjanjindal @TheJSWGroup @TCS @Infosys @TVSSCS @bhartinews @TataCompanies @shobanakamineni @HospitalsApollo @DeloitteIndia @KPMGIndia @EY_India @PwC_IN @HUL_News @DairyMilkIn @NestleIndia @KelloggsIndia @ficci_india @TVMohandasPai @araiindia @LIC_ofIndia @NewWorldFound @SBIMF @agfseries2 @cppib @Sumitomo_SA @INVESCO @UofCalifornia @EdelweissFin @GoldmanSachs @jpmorgan @Jefferies @ICICIdirectcom @AXIS_Capital @noruma @MorganStanley @RBI @SEBI_India @HDFC_Bank @ICICIBank @IiASAdvisory @SES_Governance @InGovern @FollowCII @ETNOWlive @MoneylifeIndia @ItnlH @ILFSGroup Anthropic releases Mythos-like AI model 2 public 2-mths post pvt rollout citing new safeguards in high-risk areas (cybersecurity & biology)

Business & govt 2 debate security & ethics behind AI & impact on humankind

#giftcity
#4QWithCNBCTV18
#Q4WithETNOW

https://t.co/jmkqwuTTVy

[Kotak Bank Governance & CS not fit for purposes @kmbfailedcs]

@udaykotak @sajjanjindal @TheJSWGroup @TCS @Infosys @TVSSCS @bhartinews @TataCompanies @shobanakamineni @HospitalsApollo @DeloitteIndia @KPMGIndia @EY_India @PwC_IN @HUL_News @DairyMilkIn @NestleIndia @KelloggsIndia @ficci_india @TVMohandasPai @araiindia @LIC_ofIndia @NewWorldFound @SBIMF @agfseries2 @cppib @Sumitomo_SA @INVESCO @UofCalifornia @EdelweissFin @GoldmanSachs @jpmorgan @Jefferies @ICICIdirectcom @AXIS_Capital @noruma @MorganStanley @RBI @SEBI_India @HDFC_Bank @ICICIBank @IiASAdvisory @SES_Governance @InGovern @FollowCII @ETNOWlive @MoneylifeIndia @ItnlH @ILFSGroup Grant Thornton UK, 2026 Audit quality report

A step in the right direction 2 ensure Credibility restored with investors

Would Indian auditing firms make a "Leap" given frequent occurrence of mis-reporting (IL&FS forefront in our thoughts)?
#giftcity
#4QWithCNBCTV18
#Q4WithETNOW

[Kotak Bank Governance & CS not fit for purposes @kmbfailedcs]

@udaykotak @sajjanjindal @TheJSWGroup @TCS @Infosys @TVSSCS @bhartinews @TataCompanies @shobanakamineni @HospitalsApollo @DeloitteIndia @KPMGIndia @EY_India @PwC_IN @HUL_News @DairyMilkIn @NestleIndia @KelloggsIndia @ficci_india @TVMohandasPai @araiindia @LIC_ofIndia @NewWorldFound @SBIMF @agfseries2 @cppib @Sumitomo_SA @INVESCO @UofCalifornia @EdelweissFin @GoldmanSachs @jpmorgan @Jefferies @ICICIdirectcom @AXIS_Capital @noruma @MorganStanley @RBI @SEBI_India @HDFC_Bank @ICICIBank @IiASAdvisory @SES_Governance @InGovern @FollowCII @ETNOWlive @MoneylifeIndia @ItnlH @ILFSGroup @CMOGuj Shocking FII repatriation of funds out of India

2024 & 2025 repatriation already exceed in 2026

June repatriation in 9 days represents 75% of May 2026

"Shock coming & it’s big" Kotak
#giftcity
#4QWithCNBCTV18
#Q4WithETNOW

[Kotak Bank Governance & CS not fit for purposes @kmbfailedcs]

@udaykotak @sajjanjindal @TheJSWGroup @TCS @Infosys @TVSSCS @bhartinews @TataCompanies @shobanakamineni @HospitalsApollo @DeloitteIndia @KPMGIndia @EY_India @PwC_IN @HUL_News @DairyMilkIn @NestleIndia @KelloggsIndia @ficci_india @TVMohandasPai @araiindia @LIC_ofIndia @NewWorldFound @SBIMF @agfseries2 @cppib @Sumitomo_SA @INVESCO @UofCalifornia @EdelweissFin @GoldmanSachs @jpmorgan @Jefferies @ICICIdirectcom @AXIS_Capital @noruma @MorganStanley @RBI @SEBI_India @HDFC_Bank @ICICIBank @IiASAdvisory @SES_Governance @InGovern @FollowCII @ETNOWlive @MoneylifeIndia @ItnlH @ILFSGroup @CMOGuj What breaks fst in an economic collapse?

Empty shelves, mkt crash, bank failures but history tells us frozen bank accts, cap ctrls, hyperinflation, curr devalue, financial panic

"Past we inheret but future is ours 2 build"

#4QWithCNBCTV18
#Q4WithETNOW

https://t.co/oTJrvuqBfh