Krishnan Ramachandra

@DigitalBanking, @FinTech, @HybridIT, Technologist and Enterprise Architect, former IBM Distinguished Engineer, Banking & Financial Markets, Tweets are my own

[Krishnan Ramachandra @krishnanramach]

@Sandeep_17sri @nivabupahealth Sorry to hear about your plight but I have no connection to NivaBupa but somehow I am getting all of these annoyances and frankly tired of letting everyone know

[Krishnan Ramachandra @krishnanramach]

@mihirkotecha @MCGM_BMC @mpcb_official @Dev_Fadnavis @chaitanya_pm @richapintoi @rajtoday @singhvarun @_iampratip @BJP4Maharashtra @IqbalSinghChah2 @AshwiniBhide @mulund_info @MulundMatterz @mihirkotecha - thanks for giving attention to these challenges from uncontrolled construction with heavy noise and air pollution impacting quality of life. Strict action must be taken and construction stopped until they can address the pollution and also the protect the workers

[Krishnan Ramachandra @krishnanramach]

#data is at the center of the #di #digitaltransforamtion agenda of every #financialinstitution, and if not done right will only deliver marginal outcomes. I am sharing a paper which is co-authored by Dan Sutherland who is one the f…https://t.co/mNqFHF0cLa https://t.co/0AkAK8JqDQ

[Krishnan Ramachandra @krishnanramach]

At the 2019 #awsreinvent #financialservices sessions are running oversubscribed. This is a sign of more and more firms actively working on a #cloudfirst #digitaletransformation

Klarna from Sweden is another bank to fully embrace…https://t.co/Bp3Ju7N3gU https://t.co/nvUwNAak8M

[Krishnan Ramachandra @krishnanramach]

https://t.co/rdnWmv1j76

[Krishnan Ramachandra @krishnanramach]

A pragmatic approach to digitizing the core enterprise functions enabling both operational efficiency and digital maturity.

Boston Consulting Group (BCG) #simplicity #operationalexcellence #modernarchitecture https://t.co/UMoSFOLD1s

[Krishnan Ramachandra @krishnanramach]

#Human + #machines = #Bionic - a great recipe for delivering #customerexperience and #businessoutcomes in banking

#digitalbanking #bostonconsultinggroup #modernarchitecture #artificialintelligence https://t.co/c0wlLORuK9

[Krishnan Ramachandra @krishnanramach]

Great #customerexperience can also be delivered through #simplicity https://t.co/KFM1e9Y0Oh

[Krishnan Ramachandra @krishnanramach]

A great report on the priorities for #retailbanking to remain relevant.
#bostonconsultinggroup Boston Consulting Group (BCG) #modernarchitecture #customerexperience https://t.co/EpOwnky2gj

[Krishnan Ramachandra @krishnanramach]

A great read on the practical aspects of transforming for digital with modern architecture patterns, especially when one has to work with heterogeneous legacy platforms.

@prasadedla #digitaltransformation #modernarchitecture #digital #API #Microservices https://t.co/bnB5Ll8B09

[Krishnan Ramachandra @krishnanramach]

Detailed report from Citi on the approaches for a #nextgeneration bank - a topic very dear to many global #banks

@D_Zimnoch - thanks for sharing

#technology #digitaltransformation #innovation #cloud #disruption #digital #platforms #digitaldisruption #…https://t.co/jq8ORqnITr

[Krishnan Ramachandra @krishnanramach]

Goldman Sachs + Apple branded #creditcard - jury is still out on this partnership - however is this a start of more such #technology and #financialservices partnerships to come...

#digitaldisruption #lending #innovation

https://t.co/q7sXRtcvtj https://t.co/WB7Dk25yRU

[Krishnan Ramachandra @krishnanramach]

#challengerbank #digitaldisruption https://t.co/jTaz0sypBE

[Krishnan Ramachandra @krishnanramach]

#digitaldisruption to #creditcard through #personalized #lending?

#innovation #personalization #disruption #financialservices https://t.co/OR6ueLRjuy

[Krishnan Ramachandra @krishnanramach]

I don’t think there can be another great example of a #platforms business model. What was started as a pure necessity for internal IT to run the Amazon business has become the foundation of many global enterprises including those a…https://t.co/56AEfz2yA3 https://t.co/z5gTeZ4Fbk

[Krishnan Ramachandra @krishnanramach]

#openbanking and #psd2 put in to practice - awesome times ahead for the #bankingindustry

#disruption #technologyinnovation #digitalbanking https://t.co/IinqbqQlDs

[Krishnan Ramachandra @krishnanramach]

Key ingredients of building a #customerobsessed bank : #customercentric #Experience, #frictionlesssecurity, #ecosystemintegration, #OneStop for #FinancialServices, #Automation led #Customer #Lifestyle #integration

#DigitalBank…https://t.co/AY1pE9Plxu https://t.co/9inTFrvfER

[Krishnan Ramachandra @krishnanramach]

#Digital disrupting the #physical - quite a interesting analogy when you compare #banks with #retailstores where it is the #physical disrupting or in this case extending as a channel for #online stores

#disruption #branchbanking…https://t.co/5vb3BP7IjO https://t.co/4dRHSpsA4Q

[Krishnan Ramachandra @krishnanramach]

https://t.co/T2LglC4bil

[Krishnan Ramachandra @krishnanramach]

This is impressive - #customeracquisition and #scale is or if the greatest challenges that a firm has to overcome in driving their #digitalbanking or #directbanking proposition. Goldman Sachs has definitely made great progress in comparison with the #chal…https://t.co/QQGz7TH473