Kyith

Former IT Support Engineer. Currently Senior Solutions in Fee-Only Wealth Advisory in SG. #FIRE Blogger. Discuss #MUFC #factorinvesting

[Kyith @kyith]

Normal Folks can get Wealthy. The Formula is the same no matter what Experts tell u. Here is the Wealthy Formula https://t.co/UiGJjElF3A

[Kyith @kyith]

@SteadyCompound actually $MA is building in a stablecoin layer. $V is embracing that ecosystem. but most importantly, WTF is the diff between stablecoins... and something like PayNow? no diff right? Isn't sending via paynow... like stablecoining?

[Kyith @kyith]

@ejory23 @StonkChris The interesting thing is if you compare the correction to the start of this move, to the end of this move, the interest rate is actually higher but not much of a difference $KRE $IWM

[Kyith @kyith]

@Greenbackd you can check out $ijr which is incepted in 22 May 2000 as oppose to $vioo to see a longer $iwm relationship

[Kyith @kyith]

@Greenbackd Hi Tobias other than $VIOO are there any longer term profitable or quality small caps proxy to pay attention to?

[Kyith @kyith]

@badri_kannan @Greenbackd Can check out $avdv which is from avantis international small cap value. They do remove the non profitable and have an operating cash flow tilting aside from value. Same for the dimensional international small cap value

[Kyith @kyith]

@LiebermanAustin after paying attention to you since you started your substack (non-paid), I been wondering what is your timeframe with these things because its not too long ago you wrote about being invested. I cannot get the time frame of your recommendation.

[Kyith @kyith]

@DannyDayan5 @NickTimiraos Thanks for your explanation

[Kyith @kyith]

@DannyDayan5 @NickTimiraos Just to check if what you say is the rates have to go up at the short end, would longer term rates go up because of higher inflation expectations. Aside from more mark to market losses, doesn't that mean banks can still have a good Nim spread?

[Kyith @kyith]

@cullenroche It is why despite a 91% drop, someone with a 1% SWR (basically Billionaire's kind of spending) they can still have $1.2 billion at the end of 70-years, with all their wealth preserve despite that.

they just have more financial strength.

[Kyith @kyith]

@cullenroche But if you are only spending $10,000 that is still like 5.8% of the prevailing portfolio value. Mathematically you can tell yourself it is still safe enough even after the drop. The math kind of will work

[Kyith @kyith]

From $FUTU Q1 2026 results transcript

[Kyith @kyith]

@Chicky_Think Last week, one of my adviser colleague (i work in a fee-only advisory firm) said one of his richer clients will always have excess money so there is always a need to invest. probably in excess of S$10 mil. lives in hdb flat.

[Kyith @kyith]

@nyse_min If tech and healthcare do well, $IWM will do well and $AVUV will lag. If you are an international investor you can check out $AVGS which is the UCITS version of Global Small Cap value. There is also the Dimensional version $DFSV and its UCITS one $DDGT

[Kyith @kyith]

@nyse_min That is a good list. the S&P 600 $IJR would be the at least profitable small caps from the past. $AVUV you will get 2 buckets: the at least profitable, less investment assets but really cheap and the more profitable by operating cash flow but not so cheap

[Kyith @kyith]

@RogerTharpe What do you infer from this comparison?

[Kyith @kyith]

@SueWallSt thank you for this. unfortunately i didn't pick this up. in this case, its actually much better than imagine.

[Kyith @kyith]

I think the difference for $TIGR compared to $FUTU is that they may have broken down how they might be affected long term revenue wise more clearly. 10% of assets.

🧵

[Kyith @kyith]

@MoatOwl agreed. people call this value trap unless they show some shareholder friendly actions

[Kyith @kyith]

Full article here

https://t.co/G4T2cEGcDb

[Kyith @kyith]

But if we take it a step further by considering $TIGR enterprise value, deducting its big cash holding, the numbers are even more crazy