Purepotential -e/acc🧙🏿‍♂️🔮🇷🇼

Software Developer|| @bubble
io Expert|| work @ImtechDesigns || Pro longevity.|| Full-time Capitalist||builders of the new civilization...

[Purepotential -e/acc🧙🏿‍♂️🔮🇷🇼 @lat1ene]

Today, I start my 20 weeks journey as a volunteer with the
Nigeria
Customer Service Index
#Ncsi2025

I am excited to use the next 20 weeks to rate the quality of service and experience I receive from service providers.

Follow me to:
https://t.co/xIDvbmWIQ1

#NCSI2025

[ChiefHerbalist @HerbalistChief]

“When I went to China, with 56 ethnic groups, they still proudly promotes Chinese tea and integrates traditional medicine with pharmaceuticals in hospitals. But in Nigeria this online Doctors will start making noise”

[North Authority @NorthAuthority]

Chasing validation from others is the fastest way to lose yourself.

[Emerald 💚 هداية @Mz_Tosyn]

I like Ododo!!! I wish other Governors can be like this

[Sir Kay @Rise_Forge]

Pray for our gallant Troops 🙏♥️

Thank a soldier 🪖 🫡

[Purepotential -e/acc🧙🏿‍♂️🔮🇷🇼 @lat1ene]

@NANS_UK @NANSNIG @NELFUND

[Purepotential -e/acc🧙🏿‍♂️🔮🇷🇼 @lat1ene]

NELFUND and the Case for a Fixed Stipend Payment Date: A Loan Deserves the Discipline of One

The Nigerian Education Loan Fund (NELFUND), established under the Student Loans (Access to Higher Education) Act of 2023 and revised in 2024, is one of the most consequential social interventions in Nigeria’s recent history. By mid-2026, the scheme had disbursed over N184 billion to roughly 1.5 million students across more than 265 tertiary institutions, covering both institutional charges paid directly to schools and a monthly upkeep allowance paid into students’ personal accounts. The loan is interest-free, and repayment begins only after graduation and employment. On paper, it is a lifeline. In practice, one persistent flaw threatens the trust on which the entire scheme depends: the inconsistency and unpredictability of stipend payment dates.

The Current State of NELFUND

The disbursement record tells a troubled story. In early 2026, the Fund acknowledged a backlog affecting more than 11,000 students, amounting to nearly N928 million in unpaid arrears, attributed to technical and operational issues such as wrong account numbers and duplicate accounts. By March 2026, over 1.7 million students had applied, but a widely reported verification bottleneck, where institutions delay confirming student lists on the portal, continued to hold up payments that had already been approved. Some campuses have been forced to improvise. Federal University Dutsin-Ma, for instance, set up a joint committee with its Students’ Union Government just to trace delayed stipends and refunds.

The complaints from students are remarkably consistent. The money does not arrive on a known date. It pauses without warning. There is no clear communication when payments are skipped, and no published schedule against which students can hold the Fund accountable. Students cannot plan feeding, transport or accommodation around a scheme that is irregular and unpredictable.
Why Irregular Payment Is Unacceptable for a Loan

This is the heart of the matter. NELFUND is not a gift or a discretionary grant. It is a loan, and every naira of upkeep a student receives is a naira that student is legally obligated to repay. That fact changes the moral and contractual logic of the relationship.
When a borrower owes a bank, the bank does not accept repayment whenever the borrower’s processes allow. Repayment dates are fixed, documented and enforced. The same standard must apply in reverse. A lender that will demand punctual repayment tomorrow cannot justify erratic disbursement today. The Fund should model that same financial discipline now by paying stipends on a fixed, published date every month, with arrears automatically paid whenever the date is missed.

The practical case is just as strong. The upkeep allowance exists precisely because students have fixed, recurring obligations: rent falls due on a date, transport is daily, feeding cannot be deferred. A stipend that arrives in February for January’s needs does not serve its purpose, and unpredictable payment pushes the poorest students, the very people the Act was written for, toward debt, missed lectures or dropping out. There is also a credibility argument: the Fund’s sustainability depends on repayment, and graduates who remember the scheme as reliable will repay far more willingly than those who remember chasing bursary offices for money that was already theirs by approval.

What Should Change

NELFUND should publish a fixed monthly disbursement date in a binding service charter and report publicly on compliance each month. The verification burden must shift off the student’s back, with strict deadlines for institutions to upload verified lists and consequences for those that fail. Where a payment date is missed for any reason, arrears should be computed and paid automatically rather than after protests or committees. And if a batch will be late, students should be told before the date passes, not after weeks of silence.

[Purepotential -e/acc🧙🏿‍♂️🔮🇷🇼 @lat1ene]

Conclusion

NELFUND remains a genuinely transformative idea, but a loan scheme lives or dies on trust, and trust is built on predictability. If the Fund expects today’s students to honour fixed repayment dates as tomorrow’s graduates, it must honour fixed payment dates now. For a loan, consistency is not a luxury. It is the minimum standard of fairness.

[Rashedat | Mobile App developer @RashedatJ]

“I haven’t been seeing your posts”

If na you Dey build 2 mobile apps and 1 website, you will disappear too😭

[TaraBull @TaraBull]

Remember when SpaceX was “a joke,” Tesla was “going bankrupt,” and buying Twitter was the “worst deal ever”?

Now SpaceX dominates space, Tesla leads EVs, and X shapes global conversation.

Skeptics never learn.

[Purepotential -e/acc🧙🏿‍♂️🔮🇷🇼 @lat1ene]

@Pressman2040 We are not descendant of fearful men 🙏🏿

[PATRIOTIC SOJA ($TSIR-MUNCHAN) @Pressman2040]

🎥VIDEO: “As I speak from yesterday till now we have picked most of them, as I speak to you now we've picked another Two of them and let me tell you we don't have department of arrest once we get you we will send you to where you belong.

This is our land. This is our state. We cannot leave it in the hands of criminals. Give us credible information. Do not harbour criminals, and do not provide them with logistics or support.

I am not afraid of any criminal or their sponsors. They will come, and we will deal with them.

Enough is enough.

We are not going to play politics with the lives of our people. I am ready to protect you all.”

~ Governor Usman Ododo of KOGI STATE

[Peter H. Diamandis, MD @PeterDiamandis]

Russia just committed $26 billion to anti-aging research and made longevity a national priority. Welcome to the longevity arms race!

[Sir Dickson @Wizarab10]

I just came across Letter to Milli.

Olamide finish work there. Damn🔥🔥

[Purepotential -e/acc🧙🏿‍♂️🔮🇷🇼 @lat1ene]

The future is bright 🌄🌞😎

[Dr. Michael Forrest @Forrest_PhD]

FORBES: The New Billionaire Bet Isn't AI —
It's Longevity Biotech
https://t.co/0hdkusn4uo

[Dr. Michael Forrest @Forrest_PhD]

FORBES: The New Billionaire Bet Isn't AI —
It's Longevity Biotech
https://t.co/0hdkusn4uo

[LongevityLab @LxngevityLab]

We could be the last humans to age and die on schedule.

One injection from David Sinclair's lab already made old, blind mice see again, and in 2026 the FDA cleared it for people.

Here's the science nobody's ready for (THREAD):

[Arthur MacWaters @ArthurMacwaters]

In LOTR, the shire spent so long sheltered from evil that it began to think evil did not exist.

The west is like the shire.

We must save the shire.

[Marcos Arrut @MarcosArrut]

The only acceptable future is one in which people don't die of old age.

That's all.

[Julian Issa @juliankissa]

AI engineers are the rockstars of today.
Longevity scientists will be the rockstars of tomorrow.

[David Sinclair @davidasinclair]

After decades of witnessing distortion, lies, and recycled quotes from the same couple of disgruntled former colleagues, I’ve largely stopped speaking to mainstream media. Too many are more interested in clickbait & tearing down builders than telling the truth or helping humanity