liam moses

[Tom @Tom0nChain]

ripple:native

[Nathan Derriman @Cashunate_]

The endgame is near and everyone is panicking.

[Rob Cunningham @KuwlShow]

They mocked the internet before it became civilization’s nervous system.

They mocked Bitcoin before it became digital scarcity.

They mock XRP because they still think money is the product.

Money was never the product.
• Settlement is the product.
• Liquidity is the product.
• Interoperability is the product.
• Trustless verification is the product.

The world is not tokenizing memes.
It is tokenizing EVERYTHING.

And when every asset, currency, commodity, security, invoice, bond and payment moves across interoperable XRPL rails in real time, one question matters:

What neutral asset bridges value between all of them without counterparty risk?

That is the entire game.

Most people are trading candles.
A few are studying infrastructure.

Apocalypse simply means ‘the unveiling.’

And the unveiling is this:

The old world ran on opaque debt.

The new world runs on transparent liquidity.

XRP for “all the money.”

@XRPLF @Interledger @Ripple @RippleXDev @USTreasury

[Ripple @Ripple]

Dependable access to financing is critical to institutional participants in today’s dynamic markets, and Ripple Prime’s ability to meet this need just got that much stronger.

We're proud to partner with Neuberger on a $200M debt facility to meet rising client demand for our institutional-grade prime services and margin financing solutions.

Bigger balance sheet. Better capital efficiency. Best-in-class service. https://t.co/dAVPrMKwde

[Reece Merrick @reece_merrick]

Big move for @Ripple! 🇦🇪

We’re thrilled to announce the opening of our new Middle East & Africa regional HQ in the @DIFC.

Since setting up in Dubai in 2020, the region has grown into one of our most significant global markets. This new space allows us to double our regional team and accelerate support for our clients and partners.

A huge thanks to the @DIFC for the partnership. We’re proud to be building the future of finance together

https://t.co/CfxAmC31lB

[Jasper Truth 🇺🇸 🇨🇦 @Jasper_Truth]

XRP: IF YOU KNOW YOU KNOW!
XLM - ALGO - XDC - HBAR - IOTA

Ringo_was_Here

[liam moses @liam_moses]

@VALELORDX @bgarlinghouse Price only comes with money running through the network , that hasn’t happened yet at scale. Come back in 2030 now that everything is lined up. Utility is upon us releasing nostro vostro funds to strengthen markets globally.

[Brad Garlinghouse @bgarlinghouse]

3 continents, 4 global office visits, 5 days. Crossed too many time zones to count...
Recently, @MonicaLongSF and I (along with others on the Ripple leadership team) traveled to Dublin, London, Singapore and Sydney to meet with the Ripple Team (many of whom joined from our acquisitions of GTreasury, Hidden Road, Rail, Palisade and Solvexia).

A few notes from the road -
1/ centers of gravity (business and/or employee) are never stagnant, and getting out of the US coastal mindset is imperative. It was incredibly energizing to hear from new and longtime Ripplers on what moves the needle where they are.

2/ Culture cannot be taken for granted. More than ever, we’re championing a maniacal focus and eliminating bureaucracy for employees to be owners. Don’t confuse activity with progress.

3/ Adoption doesn’t happen overnight. Platforms > point solutions. Meet customers where they are, not where they might be in a couple years.

4/ AI is becoming a fundamental part of our products – especially in cash forecasting and liquidity management in real-time for the office of the CFO. Employee productivity may be where AI starts, but the end goal is much bigger.

5/ 2026 is shaping up to be another defining year. We’re in the right markets with the right capabilities across payments, custody, liquidity and treasury management. There's a huge opportunity ahead, and we are making sure XRP is at the center of it.

[Coin Bureau @coinbureau]

⚠️ IF IRAN COLLAPSES, OIL BECOMES THE GLOBAL STORY

The Strait of Hormuz is just 33km wide, yet nearly 20% of the world’s oil supply (≈17M barrels per day) passes through it.

If it were disrupted:

• Major exporters like Saudi Arabia, UAE, and Kuwait lose key export routes

• Oil-importing giants like India, China, and Japan face immediate energy shocks

• Europe sees rising energy costs

Oil could spike toward $150, reigniting inflation, delaying rate cuts, and increasing recession risks.

The stock market is expected to crash on Monday open.

While oil and precious metals will top.

[Reece Merrick @reece_merrick]

XRP is emerging as the backbone for real-world financial infrastructure.

Take a look at the Institutional DeFi roadmap below. It lays out exactly how the XRP Ledger is evolving into a daily use layer for institutions, with XRP powering settlement, FX, collateral, and on-chain credit.

The foundation is set.

The next wave is already here.

Lets go 🚀 #XRP @RippleXDev @Ripple

https://t.co/QObc5aEXMz

[GTreasury @GTreasury]

Today, we're proud to introduce Ripple Treasury, Powered by GTreasury: the world's first comprehensive treasury platform combining 40 years of proven enterprise expertise with cutting-edge digital asset infrastructure.

Many finance teams are stuck managing growing complexity with fewer resources, constrained by outdated legacy infrastructure.

Ripple Treasury changes that equation with:

💡 Unmatched innovation capacity: With Ripple's backing, we reinvest 100% of earnings into platform innovation with zero debt constraining our roadmap. In just 90 days, we've doubled engineering capacity, acquired Solvexia for best-in-class reconciliation, and enhanced AI-powered solutions across cash forecasting, risk management, and analytics.

💸 Treasury excellence: Complete solutions for liquidity management, reconciliation, cash forecasting, risk management, netting, and payments, backed by 40+ years serving the world's leading companies.

🪙 Digital asset leadership: Enterprise-grade infrastructure trusted by hundreds of global financial institutions, licensed in 75+ jurisdictions, with real-time 24/7/365 cross-border payment rails and institutional custody.

Ripple Treasury offers real impact for your operations:
→ Unified visibility across traditional cash and digital assets
→ 24/7 yield optimization putting every dollar to work
→ Instant cross-border settlements reducing FX costs
→ Eliminate pre-funding requirements and unlock trapped working capital
→ Future-ready infrastructure for tokenized assets and programmable payments

The future of treasury has no friction or boundaries.

#treasury #digitalassets #cashforecasting #riskmanagement #crossborderpayments

[Reece Merrick @reece_merrick]

More big news from the Middle East! @Ripple is partnering with @Jeelmovement, the innovation arm of @RiyadBank, to advance Saudi Arabia’s financial future through blockchain innovation 🇸🇦

The Kingdom’s visionary leadership has established Saudi Arabia as a forward-thinking global hub for digital transformation. Together with Jeel, we’ll explore use cases for cross-border payments, digital asset custody, and tokenization in support of the Vision 2030 agenda.

I am excited to help shape the future of Saudi Arabia’s financial infrastructure!

[Ripple @Ripple]

We’ve secured our preliminary Electronic Money Institution license approval from Luxembourg’s Commission de Surveillance du Secteur Financier (CSSF). 🇪🇺

This is a pivotal step toward scaling Ripple Payments across the EU, bringing institutional-grade digital asset infrastructure to the region. https://t.co/Q72ntwwjFB

The momentum is global:
→ 75+ licenses & registrations worldwide
→ $95B+ in volume processed to date
→ Reaching 90% of daily FX markets

With the EU taking the lead in building a regulatory framework for digital assets, we're helping institutions transition from pilots to commercial scale, and we’re bridging the gap between legacy finance and the digital future to unlock trillions in dormant capital.

[Ripple @Ripple]

The future of regulated digital assets payments in the UK has arrived! 🇬🇧

Ripple has officially secured approval of both an EMI license and Cryptoasset Registration from the UK's FCA.

Who better to explain what it means than our UK and Europe Managing Director @CraddockCJ.

https://t.co/QWz8rTa0i0

[Rob Cunningham @KuwlShow]

Ripple Isn’t Competing - It’s Underpinning Money Itself.

Explore why Ripple’s institutional-grade payments network, regulatory resilience, and its’ neutral bridge asset XRP, set it apart from every other fintech on earth. In 3 minutes, I explain the real infrastructure powering global money: live bank connections, compliance-first design, and a trust layer built for sovereign counterparties - not consumer hype.

A video short made for people who want the facts about real-world monetary system innovation.

@Ripple - clearly explained for all.

[Brad Garlinghouse @bgarlinghouse]

Happy belated New Year! I just hit send on Ripple’s quarterly shareholder email. To say that 2025 (and Q4) were successful for Ripple feels like saying @TomBrady was just a great quarterback!! (#theGOAT)

Our two major acquisitions - Ripple Prime and GTreasury - greatly accelerate and expand our ability to deliver on our vision, enabling the Internet of Value. XRP has been (and will continue to be) the heartbeat of that vision.

With truly the most comprehensive licensing portfolio (and now today UK’s EMI license added) we are poised to make 2026 even more consequential.

Building and using crypto infrastructure, updating our global financial plumbing, and rethinking legacy systems – none of this happens overnight. At Ripple, we’re going to continue taking the long view of what crypto-based assets – like XRP and RLUSD – can do, rather than chasing cycles and hype.

Bring on 2026. We are firing on all cylinders. It’s happening!

[evernorthxrp @evernorthxrp]

We’ve entered a strategic collaboration with @doppler_fi to advance institutional liquidity and treasury use cases on the XRP Ledger. Together, we’re exploring structured frameworks for deploying XRP at scale.

Read more here: https://t.co/sk9dGIkhh5

https://t.co/seHMpTIwIJ

[liam moses @liam_moses]

@beyond_broke Jake, how would this work in the UK specifically?
When you create a business in the UK, don’t you need to actually transfer the crypto into a company-controlled wallet rather than leave it in a personal cold wallet, which would then be a taxable event.

[Coin Bureau @coinbureau]

⚡️AWS AND RIPPLE TO WORK ON AN XRPL UPGRADE

Amazon Web Services and Ripple are reportedly exploring Amazon Bedrock AI for the XRP Ledger.

With this integration, XRPL system logs could be analyzed in 2–3 minutes, down from days.