Guy - Managed Money

Fascinated by all things UK finance 💷
Former financial adviser 👨🏻‍💼
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[Guy - Managed Money @managedmoneyuk]

Most people think deciding to invest vs paying off mortgage early is a mathematical decision.

It isn’t. It’s a psychological one.

It’s the feeling of being completely debt free that drives many to make the ‘wrong’ decision based on the theory.

[Guy - Managed Money @managedmoneyuk]

@HughInvests Counterpoint: why not give yourself every advantage you can in a crowded and AI-absorbed market?

[Guy - Managed Money @managedmoneyuk]

@JGWorldThoughts How is it this easy to rage bait people and get 900k + impressions lol

[Guy - Managed Money @managedmoneyuk]

@HughInvests Yes rent is more ‘throwing money away’ than owning is. How much value does the average house price go up by over those 25 years? Inflation makes debt easier but rent higher. That’s the difference

[Guy - Managed Money @managedmoneyuk]

@2147mill Best time to buy 👍

[Guy - Managed Money @managedmoneyuk]

@SteveOnSpeed It’s life changing for 90% of the rich western world. Life changing for 99.9999% of the wider world

[Guy - Managed Money @managedmoneyuk]

@LumeBTC Either engagement bait or reads too many investment gurus thinking they’re real. 10% cmon man

[Guy - Managed Money @managedmoneyuk]

@HughInvests And that £32k grad salary hasn’t changed in 10+ years 💀

[Guy - Managed Money @managedmoneyuk]

@2147mill Yes

[Guy - Managed Money @managedmoneyuk]

@FT So no hope of a rate cut any time soon, sad

[Guy - Managed Money @managedmoneyuk]

@QCompounding Amazing! Love how it breaks down by similar countries

[Guy - Managed Money @managedmoneyuk]

@BeeMoneySavvy Congrats! Those I know who have gone down to 4 days say it’s life changing. So much more freedom and flexibility (travel etc) with the 3 day weekend

[Guy - Managed Money @managedmoneyuk]

@MarketWatch Perfect time to load up on some discounted shares

[Guy - Managed Money @managedmoneyuk]

@MarketWatch Here we go. Some nice market shocks to end the year on

[Guy - Managed Money @managedmoneyuk]

@Kalshi Bigly even. Yuge returns

[Guy - Managed Money @managedmoneyuk]

@AccentInvesting Continues to be the 8th wonder of the world. Wield it and you’ll be achieve greatness

[Guy - Managed Money @managedmoneyuk]

@Benzinga I would maybe understand if it was her mother… but her sister? Cmon now

[Guy - Managed Money @managedmoneyuk]

@FT Progress! The more Europe gets up there the more investors will wake up and get even more going

[Guy - Managed Money @managedmoneyuk]

@YahooFinance True. Society never shamed the man who worked 100 weeks like they do any other addiction. Just their loved ones who suffer

[Guy - Managed Money @managedmoneyuk]

A £100k salary can leave you broke.

A £40k salary can build real wealth.

What do you with the difference between income and expenses is what matters.