Martin

building @getzimoapp | making money with friends easier | designing cool stuff

[Martin @martin_manne]

Visa stopped us from building the product people wanted.

so now we’re building one they can’t stop.

a few months ago, we started building an agentic virtual card.

people loved it.
some reached out asking us to let them try it.

we started working with card issuers to make it happen.

then Visa found out about it.

and they blocked us from building it.

we spent weeks trying to find another way. different issuers, different setups, every possible workaround.

nothing worked.

Visa won.

we couldn’t build the card.

BUUUUUUT…

Visa could stop the card.

they couldn’t stop us from solving the problem.

so we rebuilt the entire thing in a way that doesn’t need Visa at all.

we’ve already shown it to a few people.

they loved it.

if you share expenses with roommates, your partner, or friends or use Splitwise or Tricount

drop a comment or dm me “visasuck”

we’re opening access.

you’re gonna loooove it

[Martin @martin_manne]

introducing zimo

we're building the agentic virtual card for everything you pay for with other people.

today, shared spending is still a single-player experience.

one person has to organize the plan, book the place, front the money, and then chase everyone on venmo or update splitwise afterward.

we think the group should be the default.

zimo understands who’s involved, helps organize the moment, creates the right card, and automatically charges everyone their share.

no one fronts the bill. no awkward reminders. no settling up later.

money is social. the products built around it should be too.

grab your spot on the waitlist, link in the comments 👀
@getzimoapp

[twentyfour26 @twentyfour_26]

making it really easy for you to make parts.

[Gabe Stein @gabrielste1n]

Speedrun demo day in the books! Surreal day.

[sam. @dayumsam]

Week 3 was amazing!

Shipped a lot of parts, made a lot of software, broke a lot of probes, and grew some hair

Stay tuned for all the launches this week!

[sam. @dayumsam]

had a lot of fun filming this! @davj is a great host, shoutout to @Fondocom and Ofcourse @dianeemccormack

[Martin @martin_manne]

@mananahuja73 @WisprFlow https://t.co/PtJ2Q1Vjyq
@gabrielste1n

[Haz Hubble @hazhubble]

It's launch week @pally!

Day 1: Manage your iMessage inbox from Pally

We're the only AI personal assistant with full iMessage inbox management.

Pally will help you manage your contacts, summarize unread messages, and help you stop leaving people on read.

Your data remains in iMessage: we don't sync any messages to our servers, and never train on your data.

Try it today, here's a free month of Pally Pro: https://t.co/RoNQH16Hco

[Haz Hubble @hazhubble]

LAUNCH WEEK @pally

DAY 2: Book your flights with Pally, and get auto refunds if the price drops

Pally connects to multiple travel sources in order to find the best flight, every time

Pally will then continue to check the fare, and if it drops, will automatically apply for a refund or airline credit for the difference

Stop paying more than you need to, try Pally today!

Here's a free month of Pally Pro: https://t.co/RoNQH169mQ

[hemant @hemanthug]

second week at @ycombinator honestly felt like a month. i feel much older than i did a week ago, learnt a lot.

if u can’t get people excited about ur product, no one’s going to use it no matter how much better it is than the status quo.

parampara. pratishta. anushasan.

[sam. @dayumsam]

Week 3 of YC we are doubling down on building the infrastructure for agentic manufacturing.

If you are a physical AI startup and need parts machined we will blow your mind 🤯 drop me a DM

[Haz Hubble @hazhubble]

NEXT FRIDAY

don’t miss out. we’re taking over the great northern… it’s gonna be BIG

if you’ve come to a pally party before, you know we ACTUALLY party

expect top djs, acrobats, and some surprises along the way

sign up here:

https://t.co/B2VQZdKDgM

[joy p @joypbuilds]

tired of going to tech bro events?
THE PALLY PARTIES ARE BACK 🎉

i'm hosting a mega party for @pally bringing the fun to the SF tech scene

(we're gonna have acrobats from the ceiling upside down pouring champagne so come)

when: OCT 2
where: The Great Northern

rsvp:
https://t.co/ASe2E1J0Ks

[sam. @dayumsam]

week 1 of @ycombinator....

changed our mind on how to scale more times than I can count, the machine blew a fuse and didn't move for three days, then suddenly had more customers than we could serve 💀

Also chopped my hair (no metal chips in my hair anymore) and started cycling again.

Messy week. Good week. Back at it.

[sam. @dayumsam]

@hemanthug hated a workflow. we built a script.

two @ycombinator rejections, a secret a16z scout, a @speedrun rejection, and a day-one pivot at @fdotinc later

Traction, Customers, and a month with $11,875 in revenue later we got into @ycombinator

from a script to a company.

Thank you @fdotinc, @hthieblot, our secret scout and @charliewarren for believing in us

YC, we’re in you.

If you’re a hardware team trying to ship faster than ever, send us your parts!

[Martin @martin_manne]

@dayumsam @hemanthug @ycombinator @speedrun @fdotinc lfgg!

[sam. @dayumsam]

No hair till seed round. YC we are in you

@ycombinator @fdotinc @twentyfour_26

[Martin @martin_manne]

11/ Maybe that's AI agents.

Maybe wearables.

Maybe some new social primitive.

Maybe something completely unexpected.

But I think that's the question consumer founders should obsess over:

not “how do I build the next Instagram?”

but:

“what behavior just became possible that wasn't possible before?”

[Martin @martin_manne]

I've been building consumer products since I was 17 and lately I've been thinking a LOT about one question:
Why is it so hard to build another Facebook, Instagram or Snapchat today?

Like… where are all the new massive consumer social apps?

I went pretty deep on this and I think the answer is fascinating.

[Martin @martin_manne]

10/ That's why I don't think the next huge consumer company will look like:

“Instagram, but better”

or

“a cooler app to talk to your friends.”

It'll probably make hundreds of millions of people do something they simply weren't doing before.