Mocha

@Strategy modeling enthusiast | $MSTR shareholder | Options seller | $STRC advocate | #Bitcoin | ex-HPC software developer | Loyal fan of @milkmochabear

[Mocha @monster_models]

@blackwidowbtc Hey Blackwidow, thank you for your thoughtful response! 🧡 I am admittedly not an expert TA / chart person, so I do appreciate your perspective here. Always happy to learn something new. 🍻🫡

[Mocha @monster_models]

@altols I'm certain of one thing: WAGMI! 🧡🍻

[Mocha @monster_models]

So far, I'm liking the strong bounce off of the 200-week SMA.

But #Bitcoin is going to do Bitcoin things.

Buy, sell, or get out of the way. 🚀

[Mocha @monster_models]

As #Bitcoin rushes down towards its 200-week moving average, I can't help but notice that volume is less than half what it was during the February 5th panic session.

This could be interpreted as bullish or bearish in the short term.

Either way, I'm in $MSTR for the long term. 🟠

[Mocha @monster_models]

@_BTCStrategist 💯🎯

[₿TC Strategist ⚡️ @_BTCStrategist]

@monster_models I thought you'd find this interesting.

Today I had a talk with my dad about his current $STRC position. I explained to him how the share price has dropped from $99 to $95 due to the recent $BTC drawdown.

I told him how under the current conditions the shares are still paying 11.5% yield off that $100 par price but buying at $95 not only grants him a $5 gain per share once it returns to par but also under these current prices the new yield would be ~12% as of today.

He then asked me to help him transfer some more money from his regular savings yielding 3.1% and convert it into more $STRC shares for the higher yield.

My dad is a blue collar worker who understands the basics of $BTC yet has more conviction than 99% of the crypto bros out here.

[Mocha @monster_models]

As #Bitcoin rushes down towards its 200-week moving average, I can't help but notice that volume is less than half what it was during the February 5th panic session.

This could be interpreted as bullish or bearish in the short term.

Either way, I'm in $MSTR for the long term. 🟠

[Mocha @monster_models]

@btc_overflow 💯 It's also possible it just wants to kiss the 200-week SMA around $61,700. We'll see where it stops! 🍿

[Mocha @monster_models]

@ryQuant @mikewmunz @_JesseMK @Strategy Thank you for your kind shout-out, Ryan 🧡 and for sharing your perspective. 🫡

I, too, wouldn't mind to see the dividend rate at 12%, but I defer to management's judgment on the timing. 🍻

[Mocha @monster_models]

@LaDoger @saylor @Strategy I like the bear wanting to have his cake and eat it too! 😂😂

Excellent work, LaDoger! 🍻🧡🫡

[Mocha @monster_models]

@flunn @Strategy @Strive 🍻🫡

Please feel free to stop by and comment anytime, even if it feels late!

Thanks again for your support. 🧡

[Mocha @monster_models]

I've been thinking a lot lately about @Strategy's embrace of @Strive and $SATA, and I'd like to offer a thoughtful comment.

I think there are two main explanations, neither of which is mutually exclusive.

1. The first and simplest is that Saylor and Phong truly believe in lifting up other Bitcoiners, with no other calculus needed beyond that core tenet.

2a. The second is that Saylor and Phong know that Strategy has already won. So now, the question is: what does the remaining path to Valhalla look like? They could try to maximize the company's share of the remaining #Bitcoin. Or they could chart a path in which Strategy accumulates somewhat fewer Bitcoin while allowing others to succeed in their wake, knowing that doing so will have knock-on effects — accelerated adoption, increased acceptance of an industry with multiple issuers, increased symbiotic competition (learning from others' innovations), etc. — that accrue to the benefit of Strategy shareholders. Either path will result in massive gains for holders of $MSTR, but the second path may be more stable politically and institutionally, as well as more vital and healthy.

2b. Or, if you prefer a more cynical lens: if I had 80% market share in some industry, I might keep my competition around in order to (1) keep regulators at bay, (2) give the market the appearance of competition and choice, and (3) keep a source of good ideas alive so that I could cheaply learn from my competition without having to do all the R&D work myself.

I happen to think that Strategy leadership believes in both (1) and (2a).

In short, they've made a judgement call that magnanimity is, on balance, in the best long-term interests of MSTR and $STRC shareholders.

Even if they instead believe in (2b), that would still be consistent with their fiduciary duties.

Saylor and Phong are fallible, just like the rest of us, and I'm confident they will course-correct if and when the occasion calls for it. (I'm also confident they aren't done innovating!) But so far, they have a pretty good track record, and honestly, I admire them more as human beings for their support of Strive and others. I think they recognize that they are here not just to accumulate Bitcoin, but to inspire.

The goals of (1) maximizing shareholder value and (2) being not just respectful, but charitable towards other stakeholders are not always incompatible. I truly feel that, because of the unique structure of Bitcoin — both the protocol and the community — this is one of those cases. 🟠

[Mocha @monster_models]

Perhaps you don't realize this, Kyu, but... the dividend payout of $STRC is unaffected by the market value of the principal. 🤯

If STRC went to $50 next month, his dividend reinvestment would buy him twice as many shares as it normally would. Those extra shares will earn him $11.50 annually -- or $0.96 per share per month -- same as the shares purchased at $100.00.

And if STRC were to drop to $25, the reinvestment would by him 4 times as many shares. More shares, more dividends.

The lower the stock price goes, the faster his income stream will grow.

Thanks for your concern though. 🧡

[Mocha @monster_models]

I woke up to an email from my dad.

He checked his brokerage account this morning and noticed that he had 0.96% more $STRC shares today than he did yesterday.

After buying some groceries, I called him to chat. He said:

"I've never been paid this kind of money just for someone else to hold my money. I mean, someone is always holding it — the bank, the man in the moon, the cow next door, whatever — but you know what I mean. And sure, banks will pay you 1 or 2% — I've experienced that. But nothing like 11 or 12%!"

My dad comes from a long line of farmers. So when I first explained STRC to him, I compared it to farming.

"You can grow crops on your land and sell the crops. As long as you keep the land, you can keep growing the same amount of crops. If you take some of the proceeds from your crops and buy extra land from the ranch next door, you can grow even more crops next season."

Yesterday, as we talked more about STRC, I added to the metaphor:

"Whatever the market price of farmland in your county happens to be that day, week, or month, your land still grows the same number of crops. And if farmland prices happen to be down, reinvesting your crop proceeds lets you accumulate farmland even faster — land that will support just as many crops per acre as the land you already own."

That's the part of income investing that people sometimes miss.

If an income stream remains intact, a lower market price can actually accelerate your accumulation when you reinvest your dividends. Lower prices allow you to buy more productive units with the same cash flow.

And for now, that's what my dad is choosing to do by reinvesting his dividend payments into new STRC shares.

I love that #Bitcoin is working for him in exactly the way that fits his needs, all thanks to the innovation of digital credit.

Does he understand Bitcoin? Sort of, but not really.

But he doesn't want to have to understand Bitcoin any more than he already does in order to benefit from it.

As Saylor has said before: people use electricity without understanding how power plants work and drive cars without understanding internal combustion engines. They even board planes without understanding the science and engineering that allows planes to fly. Why would their money be any different?

@Strategy: Thank you for giving me the tools to help my dad achieve his financial goals.

Digital credit may have a market price, but it's helping real people live more comfortable lives by giving them back their time — which is priceless.

[Mocha @monster_models]

@chcbearsfan I kind of liked the old name, but I totally understand your motivation to change it. 🍻🫡

Either way, it's great that you are continuing to refine the framework and think about how you can better communicate what it is saying. 🧡

[Mocha @monster_models]

@PunterJeff @BidnesNunyo @blknoiz06 Why are the FUDbears suddenly so concerned about temporary unrealized losses on $STRC, but not very concerned about unrealized losses on any other stock or investment that offers comparable returns?

Methinks their concern was never sincere to begin with. 🧐

[Mocha @monster_models]

@Kyu_Pete 🧡
https://t.co/yJ1Ds2Vc3t

[Mocha @monster_models]

My dad is fine, Craig, but thank you for your concern.

He won't need this money for years, and he understands that temporarily depressed prices in dividend-paying stocks only mean that his dividend reinvestment buys him even more shares each month, which means that he will have more money at the end of his investment horizon than he would have if $STRC remained at par the whole time.

And much of the money that he allocated was coming from much more volatile index funds, so this recent volatility in STRC is actually an improvement from the previous status quo.

Thanks for reading! Have a great day. 🧡

[Mocha @monster_models]

My dad is fine, Craig, but thank you for your concern.

He won't need this money for years, and he understands that temporarily depressed prices in dividend-paying stocks only mean that his dividend reinvestment buys him even more shares each month, which means that he will have more money at the end of his investment horizon than he would have if $STRC remained at par the whole time.

And much of the money that he allocated was coming from much more volatile index funds, so this recent volatility in STRC is actually an improvement from the previous status quo.

Thanks for reading! Have a great day. 🧡

[Mocha @monster_models]

@TNorth Lol the bear dealer. 🃏

[MR SHIFT 🦁 @KevinWSHPod]

Saylor x BTC Drama

Fwiw I sat down for more than 2 hours with Saylor about 2 weeks ago

This usually enables me to “feel” what kind of person is in front me , something that you can’t if you arent in the room with us. I’ve done 173 of those interviews over the last 3 years and this has enabled me to develop a good intuition, although there are no certainties ever (especially in this industry)

My intuition tells me that Saylor is a genius and is always a few chess plays ahead of everyone else. This is not new to his Bitcoin journey, it’s been true for 35 years at least. Watch the podcast below and you’ll understand what I mean

Imho, we have a bunch of monkeys on this app who havent done the work properly and are shouting for engagement and maybe because they are angry because they are losing money while their non crypto pals are outperforming them (enormously) by buying AI stocks or simply DCAing the Nasdaq for years 

And then we have Saylor who is an engineer and understands financial engineering way better than the little monkey “traders” or “KOLs” on this app

$BTC isn’t going down because of Saylor, although it’s always helpful to have a scapegoat for one’s poor investment/ trading / financial decisions and lack of long term thinking- every cycle needs a scapegoat. 

BTC is going down because it’s in a bear market.

I’ve been wrong in the past and am not a financial engineer by any means but I have developed a pretty good gut feeling after interviewing the biggest people in the industry - in a room - for more than 3 years. Saylor is truly built different and on another level of both intelligence and humility - that most could only dream of (myself included)

I truly believe (and know for a fact) that the majority of the people on this app have no idea what they are talking about and on top will say they bought the dip or the crash (whatever comes next) once the sentiment turns in the next few weeks or months

[Mocha @monster_models]

@saylor Working diligently everyday to build something special for @Strategy and the #Bitcoin community. 🫡

I appreciate your steadfast leadership, Michael! 🧡