Business strategist, self-taught investor | vibe coder & mom managing my own portfolio | Building generational wealth & helping moms invest with confidence
I became a millionaire at 35.
No businesses.
No inheritance.
No lottery.
Here are 14 habits I used to escape the rat race after a short work career.
1. I followed the money.
The average millennial spends ~$700/month eating out and on subscriptions.
That same $700/month invested for 15 years at 8% = ~$238,000.
It's just math.
Most people have the money. They just don't have the habit.
We closed March down ~$180,000 in our Taxable Brokerage 🔴
Most people would’ve paused. Questioned everything. Waited for “clarity.” As we have been sharing, we continued to do the same old boring stuff.
We kept buying. $2,500 every single week. No hesitation.
Then April hit…
In ONE month: +$299,676 🟢
Net 2 month impact: $120,000 🟢
From a “tough drawdown” to nearly a $300K gain in 30 days. Same portfolio. Same strategy. No changes. The best days don’t send us a calendar invite. They show up right after the worst ones. If you panic during the drop, you miss the rebound. And the rebound is where the money is made.
This is why we:
- Stay consistent
- Ignore the noise
- Dollar cost average
- Trust the system we built
Because timing this? Impossible. But being there for it? That’s a choice.
Zoom out: Cumulative returns now sitting at ~$1.1M
Not from guessing. Not from timing. From consistency and systematic approach. I can also assure you we will see more volatility and that may decrease substantially in the future as well. It’s expected. All part of the game.
Boring wins. Every time.
What is an ETF?
A ready-made basket of stocks or bonds you can buy like one share.
Low cost. Diversified. Easy entry point.
@thestrategym #MomInvesting
Avg. 401k balance in the U.S. by age:
- 25–34: $30,017
- 35–44: $76,354
- 45–54: $142,069
- 55–64: $208,874
- 65+: $232,710
...Does this data surprise you!?
I used to check my portfolio 6 times a day.
Now I check it once a week.
Not because I stopped caring.
But because I finally understood that wealth is built on a timeline measured in years, not afternoons.
BREAKING: President Trump signs a retirement accounts executive order.
The order establishes retirement accounts, with a federal match, for a "lot of Americans who don't currently have access to such accounts," a White House official explains.
Check out my basics of business book. https://t.co/4ysQU7m9FL. It is a book for employees about how business works. Now is the time for knowledge transfer.