i'm excited to share a new free train building game! it runs in your browser.
it's very optimized, and can handle 2000 stations and 100M daily riders smoothly, so you can build a continent-scale network.
here is one of my saves:
Disappointed by the European Central Bank’s (ECB) and European Banking Authority’s (EBA) responses to the MiCA consultation.
They are not only advocating for a prohibition on paying yield on stablecoins, but also for restrictions on CASPs providing access to DeFi, including protocols offering yield on non-MiCA-authorized stablecoins, without providing a clear framework for how access to DeFi should work in practice.
They also suggest that CASPs offering access to DeFi should restrict it to certain groups of users through so-called “suitability tests,” alongside a potential certification regime for DeFi lending protocols.
It is unclear how these requirements would work in practice. If regulators determine which protocols are deemed suitable for European users, the result risks looking very different from the open DeFi that exists today.
Instead, we could end up with more walled gardens that undermine the liquidity and network effects of open financial networks, ultimately limiting Europeans’ ability to access new ways to grow and preserve wealth.
These proposals are presented as measures to “protect consumers.” But excessive restrictions can instead create more friction for innovation and slow the development of open, transparent, and auditable financial infrastructure that can benefit consumers.
The reality is that onchain finance, including stablecoins, DeFi, and tokenized securities, has the potential to reshape financial infrastructure by reducing friction, increasing transparency, and expanding access to financial opportunities.
European consumers and businesses stand to benefit significantly from this transformation, particularly if the companies building this infrastructure can continue to build and compete from within Europe.
Meanwhile, U.S. regulators, including the SEC and CFTC, have increasingly taken a more pragmatic approach toward enabling onchain financial innovation.
European regulators should put users and their interests at the center of the framework. Banks and other incumbents should be able to adapt their businesses to serve users in an increasingly onchain economy, rather than relying on artificial restrictions that risk increasing costs and reducing access for Europeans as the rest of the world moves onchain.
DeFi will win.
Unless you do kyc with persona aave mobile app is just as insecure as any other mobile apps. Anyone with your email and password can recover account on any device. Also their privacy policy sucks.
PASS!
#aave
Let me rephrase:
Ledger, a French security company has been breached multiple times which resulted in its customers private data being leaked has lead to targeted thefts and millions stolen.
Current products have major issue like the battery for the Ledger Nano X.
Now Ledger plans to max extract more via US IPO after recently announcing they will also charge a % for clear signing.
Guild turned 3 today 🎉
join the party and bag our exclusive anniversary NFT as well as a 💎 here: https://t.co/UTqCNrUl7L
it's been 3 epic years with you guys, wagmi 🖤
I just contributed to the @union_build Trusted Setup Ceremony, to secure its ZK circuit for trustless, decentralized interoperability.
I attest to my contribution. My public key hash is:
https://t.co/cmeYN3j70H
#JoinTheUnion
SENDING PROOF OF ALIGNMENT.
I just got eligibly aligned with 136425 ALIGNED 🟩 @AlignedFndn.
If you are an engineer or a researcher check if you are aligned at: https://t.co/yCvhY37IIn
Learn more about aligned at: https://t.co/zspw0iKVrL
1/ Please take time to digest this and understand the nuances of what I'm about to explain
It's too complicated to explore every possible implication and possible future here
But here we go...
ICP has a number of crucial weaknesses
We need to pay attention to @aoTheComputer
Hi @rargulati@_mwc I am waiting for $MINA withdrawals from @CoinList for 50+ hours. Already raised support ticket but to no avail. If I don't receive the tokens in my wallet in the next 10 hours then I will be missing out on a approx. $200 worth of staking rewards. Pls help.
Announcing the first Superform Quest ⚔️
Powered by @Galxe ✨
Everyone who completes the Quest will earn a unique NFT that grants you access to the Superform app! 🔑
Explore Superform 👇
https://t.co/CQZOmMOpH8