Otávio M. Madalosso

[OpenTrade @opentrade_io]

The APR looks great. But who actually holds the assets?

What's the legal structure if they fail? What are the withdrawal terms under stress?

Most fintech teams building stablecoin yield products haven't fully stress-tested those questions. We broke down the five risks that matter most before integrating stablecoin yield into your existing product.

Read the full article below 👇

[OpenTrade @opentrade_io]

1/ Stablecoin adoption in Latin America has moved well beyond a single use case. The early wave was freelance and retail savers protecting purchasing power, followed by a re-plumbing of remittances, and then came enterprise payroll and treasury.

Global B2B stablecoin payment volumes surged 30x in 2 years, and the use case driving that growth now span the full spectrum of financial services activity across the region.

[OpenTrade @opentrade_io]

1/ The best yield isn’t tied to one product. It's the one matched to each customer’s risk, return, and liquidity needs.

A neobank protecting consumer savings and an asset manager optimizing for return need different things from the same dollar.

OpenTrade gives fintechs the full range of yield sources to choose from, Money Market Funds, Bonds, ETFs, Private Credit, CLOs, Delta neutral strategies, Staking, DeFi LP, along with the tools to combine and tailor them into exactly the product their users need.

[OpenTrade @opentrade_io]

1/ Here is our weekly roundup of the most important developments in Digital Assets, Stablecoins, and RWAs 👇🧵

[OpenTrade @opentrade_io]

1/ Most neobanks offering stablecoin yield face the same problem: no fixed rate without an investment team to manage the exposure, no daily liquidity without giving up the fixed rate entirely

So they either offer a variable rate that changes every quarter and frustrates users, or they lock balances in and watch adoption suffer

[Avalanche_中文🔺 @Avalanche_CN]

今天， Avalanche Payments Collective （Avalanche支付联盟）正式推出了！

首批创始参与方包括 Franklin Templeton、VanEck、Anchorage Digital、Paxos、Agora、Ethena、Rain、Axiym、Tassat 等覆盖支付全链条的机构。

这个 Collective 将稳定币、结算、资金管理基础设施、外汇、托管、发卡、企业支付、资产管理和全球付款等领域的公司汇聚在一起。

我们为什么要成立这个联盟？

因为支付的未来，靠的不只是更快的交易速度。

而是要让资金在全球范围内顺畅流动，需要流动性、结算、合规、资金管理、托管、外汇和本地支付网络像一个整体一样协同运转🔺

目前，已有 28 家领先机构在 Avalanche 上构建支付流，覆盖 150 多个国家、96 种货币，以及约 220 亿个付款端点。

过去几年里，Avalanche 已经悄然成长为业内覆盖最广的支付生态之一。

现在，这个生态有了自己的名字——Avalanche 支付联盟

了解更多请阅读博客 https://t.co/QIpZvNvngH

成员名录
Founding Members: AeraTech
@Anchorage
@AxiymFinance
@brale_xyz
@coreapp
@dakota_xyz
@ethena
@FTDA_US
@grovedotfinance
@krakenfx
@Lynq_Network
@meshpay
NHN KCP
@nonco_otc
OatFi
@opentrade_io
@Paxos
@raincards
@RequestFinance
@rise_pay
SETTL
@StraitsX
@tassatgroup
@vaneck_us
@WisdomTreeFunds
@withAUSD
@wyostable
@zerohashx

[OpenTrade @opentrade_io]

1/ Some clients need yield built around their requirements, and a pre-made vault won't get them there

Curation+ is OpenTrade's bespoke vault design and treasury management service: every vault is scoped to the client's own collateral, risk, and liquidity needs

[OpenTrade @opentrade_io]

4/ For exchanges accumulating stablecoin float between on-ramp and off-ramp settlement, that capital doesn't have to sit idle. It can be earning institutional-grade yield through OpenTrade while it waits.

Read our full article on stablecoin FX here👇
https://t.co/NQigfEngvM

[OpenTrade @opentrade_io]

1/ Here is our weekly roundup of the most important developments in Digital Assets, Stablecoins, and RWAs🧵👇

[OpenTrade @opentrade_io]

1/ Stablecoin yield is becoming a standard product feature for neobanks and exchanges. The platforms offering it are pulling ahead on acquisition and retention. The ones that aren't are starting to feel that gap

[OpenTrade @opentrade_io]

1/ Building a stablecoin yield product in-house sounds straightforward until you map out what it actually involves 🧵

[OpenTrade @opentrade_io]

1/ Small to medium-sized businesses in Latin America face a specific set of financial problems that traditional banking has never adequately solved.

Opening a USD account through a local bank is effectively impossible for SMEs in the region. Cross-border payments absorb 10-20% in fees, and payment delays are common. Currency devaluation in Colombia, Brazil and Mexico erodes margins every month. An SME operating across Mexico, Brazil, and Argentina manages three currencies, three regulatory regimes, and a 3-5 day settlement lag on every cross-border transaction. 🧵

[OpenTrade @opentrade_io]

1/ $540M+ in transaction volume in the past 12 months. $235M+ in assets deployed. 99.9% uptime with full on-chain transparency.

Here's what fintechs around the world are building with OpenTrade 🧵

[OpenTrade @opentrade_io]

1/ May marked a defining inflection point for OpenTrade - a month in which multiple milestones converged at once, signalling a step-change in scale, visibility, and market validation.

Here's what happened 👇

We raised $17M, published our LATAM Stablecoin Surge Report, brought the story to Consensus Miami, and kept the momentum going on the Money Moves podcast.

[OpenTrade @opentrade_io]

1/ $324 billion in stablecoin transactions across LATAM in 2025. Up 89% year-on-year.

Traditional remittance services charge up to 10% per transfer and take days to settle. Stablecoins cut that cost by up to 90% and settle in seconds

[OpenTrade @opentrade_io]

1/ Here is our weekly roundup of the most important developments in Digital Assets, Stablecoins, and RWAs👇

[OpenTrade @opentrade_io]

Our CEO @BTC_Dave joined @TheBlock to break down why stablecoins are the killer crypto application, why emerging markets are where the most important use cases are being built first, and why offering yield in a way that is scalable, compliant, and programmable is harder than it looks.

[OpenTrade @opentrade_io]

Most financial infrastructure forces a choice: build inside a regulated, permissioned system with legal recourse, or build on open, permissionless rails that anyone can access, but nobody controls.

Neither extreme works on its own. The model that has actually scaled is a hybrid of both.

OpenTrade Co-Founder and CEO @BTC_Dave and @eppy314 swap sides on purpose in Episode 7 of @Money_Moves_Pod, with @sjolewis, and reach the joint conclusion that the hybrid model is the one that scales, creates network effects, and drives adoption.

[OpenTrade @opentrade_io]

1/ If you are a producer in Brazil exporting goods, traditional banking spreads eat into your margins on every transaction.

Cross-border payments absorb fees at each intermediary stop. Currency volatility adds another layer of risk on top.

Stablecoin rails remove all of it. Near instant settlements. Near-zero cost. Dollar-denominated from end to end.

The technology exists today to make that possible for any business, regardless of size or location.

What Felipe Galvis describes is not a distant vision. The infrastructure is being built now. What remains is putting it in the hands of the people who need it most.

[OpenTrade @opentrade_io]

1/ Most stablecoin adoption conversations focus on payments and remittances

The merchant side gets less attention, but the data is hard to ignore 👇