Discipline is paramount.
Don't tolerate indiscipline.
Don't accommodate people who lack discipline. They will drag your life into a pit.
If someone lacks discipline, he is also disrespectful, not just to himself, but to you.
#WealthWednesday
1. track your spending: know where every shilling goes.
2. save 20% of your income: make savings a habit, not an afterthought.
3. build a 3-6 month emergency fund: protect yourself from life’s surprises.
4. invest early: the sooner you start, the more your money grows.
5. limit debt to 30% of your income: manage debt, don’t let it manage you.
In stocks, whether dividend or value counters, quantity matters more than share price movements.
+20% share price appreciation for 5000 Kengen shares @ Sh 9 adds Sh 9,000 to your portfolio whereas +40% share price appreciation on 1000 Kengen shares @ Sh 9 adds only Sh 3,600.
If you have solid conviction on a business, buy more. If you'd invested Sh 40,000 in 500 DTB shares at Sh 80, you'd be sitting on Sh 30,000+ gains now.
"Whatever the mind can conceive and believe, it can achieve."
— Napoleon Hill.
Belief is not a magic wand, belief is a contract.
The mind signs it, and then the body, then the schedule, and then the mouth begins to honour it.
YES, YOU CAN.
Believe it.
Every shilling saved today echoes compound interest tomorrow and turns small sacrifices into generational wealth.
Automate savings like clockwork, diversify investments to weather any storm, and treat debt as a tool.
Stay disciplined when no one is watching, for that is when true character and true wealth is built.
While young, you can do everything to find your groove. When you eventually discover what works, you have decades of compounding power. You will open investment accounts like SACCO deposits, share capital, and unit trust funds; and you'll earn interests and dividends.
Vitamins That Men Suffering from Erectile Dysfunction Must Take Regularly.
1. Vitamin D.
2 .Vitamin B9 (Folic Acid).
3. Vitamin B3 (Niacin).
4. Vitamin C.
5. Vitamin E.
6. Vitamin B12.
7. Zinc.
8. Magnesium.
9 BASIC RULES FOR MEN
1. Don't use the urinal next to an occupied one
2. Avoid using your phone during conversations
3. If your friend is fighting a silent battle, be there without asking questions.
4. Listen attentively, nod, and maintain eye contact.
5. Never make fun of your friend in front of their kids.
6. Don't let emotions overpower your decisions
7. Never break a promise - your word should be stronger than any contract.
8. Know when to walk away; silence is sometimes more powerful than reacting.
9. Dress well even if no one notices; self-respect starts with you.
As a man,
The older you get, the more you understand;
1. Most of your stress came from people you should have let go earlier.
2. Health disappears quietly, not suddenly — protect it daily.
3. Time moves faster after 60; do not waste a year on the wrong people.
4. Working hard means nothing if you ignore your family.
5. Pride ruins more relationships than mistakes ever did.
6. Stop arguing with stubborn people; you lose even when you win.
7. Money matters more in old age than you imagine.
8. Walk every day; stopping movement ages you instantly.
9. If someone shows you who they are, believe them immediately.
10. Silence saves more energy than explanations.
11. Being alone is better than living around tension.
12. Fix small problems fast; they grow while you look away.
13. You do not get new close friends at 80 — protect the ones you have.
14. Happiness comes from routine, not excitement.
SIGNS THAT YOU'VE MATURED:
1. You prefer staying at home.
2. You like being alone.
3. You're no longer excited about your birthday.
4. You've become a quiet person.
5. You're not easily excited about everything anymore.
6. You think more about needs rather than wants.
7. You imagine and reflect before going to sleep.
8. You think a lot about your future and feel like you want everything to happen faster.
9. You avoid drama and focus on how to survive real life every day.
Dear men,
-Watermelon gives you a harder erection.
-Avocado gives you strength.
-Pineapple boosts your libido.
-Banana stops premature ejaculation.
-Apples maintain your blood pressure.
-Coconut provides you with natural energy.
-Cucumber gives you stamina.
-Pomegranate increases your sex drive.
-Nuts help keep your heart stable during sex.
-Carrots make your sperm thick.
- Avocado good for the heart.
- zink good for your man sexual health.
-orange is good for your colon.
Men, fall in love with these fruits; Repost for others!
Making money requires effort, dedication, and creativity. Here are some general tips for making money genuinely:
📍Offer a valuable service: Consider offering a service that you are good at. It could be writing, graphic design, photo editing, programming, etc.
📍Start a business: If you have a unique idea, consider starting a business. This could be a location business or an online business.
📍Invest in stocks, real estate, or other assets: Consider investing in assets that have the potential to appreciate in value over time. Make sure to do your research for legality before making any investment decisions.
📍Save and budget: Live within your means and save as much as you can. The more you save, the more opportunities you will have to invest and make money.
📍Work hard, be persistent, and be consistent: Making money requires hard work, time, and dedication. Don't give up if you don't see immediate results. Stay focused on your goals and keep working towards them.
Men,
When you get home, the first people you should greet are your child or children.
Your wife can become someone's wife at any time, but your children carry your name into the future. They come first.
Remember this and apply accordingly.
"The greatest remedy for anger is delay."
— Seneca
Sit on the message for one night.
Sleep on the email for eight hours.
The reply you would have sent at 9 pm and the reply you will send at 6 am are not written by the same man.