Paul Beddow

[Diana @InvestWithD]

🚨 XLS-96: Banks Could Soon Move BILLIONS On The XRP Ledger WITHOUT Revealing Their Positions 🤯🏦🔥

The $XRP Ledger just merged Confidential Transfers into development — one of the BIGGEST upgrades yet for institutional finance. 👀

This is NOT live yet. ⚠️

But the code being merged means developers can begin building and testing before Mainnet activation. ✅

Right now 👉 Anyone can see token balances and transfer amounts.

What’s coming 👉 Institutional-grade privacy with regulatory compliance. 😳

That means BIG BANKS and financial institutions could move BILLIONS of DOLLARS in tokenized assets WITHOUT EXPOSING sensitive transaction data to competitors or the public. 👀🔥

TRILLIONS ARE COMING TO $XRP LEDGER.

[Vet @Vet_X0]

Education is power and protection in crypto!

On https://t.co/Oip3moIrJL you can learn everything about XRP, from technical topics to business use cases: DEX, payments, wallets, tokenization, RWAs, and more.

No subscription. No signup. Completely free!

[Iso Ledger @JamesDula82]

The death of XRP or just the beginning?

Swift launched its blockchain ledger this week. 17 banks, tokenized deposits, built on Linea.

The replies are split — half calling it XRP's death, half saying XRP will still be used somewhere in the stack. Both sides are talking past each other.

Here's what's actually documented, and what isn't.

What we know:
Swift's ledger runs on Linea, an Ethereum Layer-2 — not XRPL. That was a deliberate choice, not an oversight. It moves tokenized bank deposits between institutions, 24/7, collapsing messaging and settlement into one step for the first time in Swift's history.

Separately, Swift has been building interoperability with Chainlink's CCIP since 2023 — the layer that lets its 11,500-bank network reach out to other chains, including XRPL, Hedera, Solana, and Canton, when needed.

XRP was not chosen as Swift's core infrastructure. That's a fact, not FUD.

Do you need to buy LINEA?
No. Here's why.
Swift building on Linea means Swift uses the network. It does not mean Swift, or any bank on it, touches the LINEA token. ETH is the only gas token on Linea — LINEA has no fee-capture role, no governance vote today, nothing that forces bank activity to translate into token demand. Its only value mechanism is an indirect buy-and-burn funded by a share of ETH fees, against a supply that's still 65% unlocked through 2035.

Institutions can pour real volume into this ledger for years and LINEA holders may never see it reflected in price.

Infrastructure adoption and token demand are two different questions. Don't confuse them.

What we still don't know:
Whether any real transaction volume ever routes through XRPL via that Chainlink connection, or whether it stays theoretical.

Whether Ripple's own institutional business — Ripple Prime clearing $3T/year, RLUSD, the DBS/Franklin Templeton tokenized fund — ever meaningfully shifts settlement onto XRPL at scale, or stays a small fraction of the flow the way it is today.

Whether "XRP will still be used" ends up meaning real bridge-asset demand, or just XRP staying technically reachable while banks route around it in practice.

Nobody posting confident answers to either of those right now actually has the receipts. Including me.

Here's what doesn't change either way:
XRP has no clawback function, no kill switch, no issuer who can freeze your balance. Every stablecoin in this race — RLUSD included — can be frozen or clawed back by design. That's a feature for regulators. It's also exactly why countries that don't trust each other, and increasingly don't trust the dollar system either, can trust an asset none of them control.

We said the FUD would get 10x worse before it gets better.

Well here it is.

Doesn't make the tech story less real. Doesn't make it more real either.

This is why we diversify and I tell you about everything I own and do deep dives on. Don't put all your eggs in one basket. Diversify!

I still hold all my XRP and don't plan to sell anytime soon.

We audit the plumbing 🛡

[Paul Beddow @paulbeddo]

@nullpackets who using Chainlink oracles do not need to hold LINK tokens. they pay fees in the native blockchain currency (like ETH) or stablecoins to access oracle services. The fees goes to node operators, who may receive some payment in LINK or other tokens depending on the agreement

[Vet @Vet_X0]

Not surprised we surpassed this rapidly 1,000,000 agentic transactions via x402 on the XRP Ledger.

I believe we are uniquely positioned with our protocol design that fits very well what AI needs. Low cost infra, predictable fees, a native asset XRP that's listed everywhere and is liquid.

and of course a native Decentralized Exchange that lets you swap between assets 24/7 with no censorship.

[evernorthxrp @evernorthxrp]

Must watch! The blockchain industry spent years putting assets on-chain. The next phase is putting them to work. @ashgoblue on @_TalkingTokens with @jacqmelinek talks about the shift from assets that sit idle to capital that actually works, and what our June RLUSD data shows about that shift.

▶️ https://t.co/F4ZlAoSH8Q

This content is for informational purposes only and does not constitute investment advice. This content may contain forward-looking statements that involve risks and uncertainties; actual results may differ materially. Digital assets involve risk, including potential loss of principal. Learn more about Evernorth: https://t.co/f1nPiu5BZ8.

[evernorthxrp @evernorthxrp]

1/5 The worry we keep hearing: as RLUSD grows on XRP, RLUSD starts to eat XRP. We pulled every RLUSD trade on-chain to check. To date, the data shows the opposite. 🧵

This content is for informational purposes only and does not constitute investment advice. This content may contain forward-looking statements that involve risks and uncertainties; actual results may differ materially. Digital assets involve risk, including potential loss of principal. Learn more about Evernorth: https://t.co/f1nPiu5BZ8.

[RippleXity @RippleXity]

🚨 JUST IN: #Ripple's CEO just revealed a number that changes everything.

Brad Garlinghouse said #Ripple cleared 16 trillion dollars in payments and prime brokerage volume last year.

But here's the staggering part. The share of that 16 trillion that actually moved through a digital asset was close to zero percent.

Think about what that means.
Sixteen trillion dollars cleared through #Ripple's network, and almost none of it touched crypto yet.

Garlinghouse didn't frame that as a weakness. He framed it as the opportunity. That near-zero percent is the entire runway. It's traditional finance waiting to move onto blockchain infrastructure.

$XRP's utility is cross-border payments and the speed of its ledger for institutions.

As that 16 trillion starts shifting onto digital rails, the upside isn't incremental.
It's just beginning.

[SMQKE @SMQKEDQG]

“Slowly, Then All at Once”📈

It may feel slow at times, but global crypto regulations are happening simultaneously.✅

👇

[Iso Ledger @JamesDula82]

XLS-65 and XLS-66
The most important vote in XRPL history is happening right now.

I'm watching. This community is watching. Institutions are watching.

The XRP Ledger has spent 14 years doing one thing exceptionally well.
Moving money. Fast. Final. Fractions of a cent.

What it has never had is credit.

No lending markets. No yield on idle XRP. No way to put your holdings to work without leaving the ledger entirely and trusting someone else's smart contract.

Two amendments are about to change that permanently.

XLS-65 creates Single Asset Vaults.
You deposit XRP. You receive shares representing your proportional ownership of the vault. Interest accrues as loans are issued to institutional borrowers. When you redeem your shares you receive more XRP than you deposited.

Your XRP never leaves the XRPL. Your private key stays yours. The lending logic is embedded directly into the protocol itself. Not a third party app. Not a bridge. The ledger governs everything.

XLS-66 sits on top of that.

Fixed-term. Fixed-rate. Institutional grade loans issued directly from those vaults. Creditworthiness assessed off-chain by professionals. First-loss capital model means the broker posts their own funds before you absorb a single loss.

This is not DeFi gambling. This is a professional credit facility on neutral rails.

Together these two amendments turn the XRP Ledger from a payments network into a credit market. That has never been done at protocol level on any major blockchain at institutional scale.

WHERE IT STANDS
XLS-65 — 22.86% validator consensus.
XLS-66 — 20% validator consensus.
Threshold needed — 28 of 35 validators for two consecutive weeks.
Still climbing. Here is why the pace is a feature not a bug.

Six months of security work happened before this conversation went public.

Immunefi Attackathon — 60,000 security researchers. No critical vulnerabilities.

Sherlock Attackathon — $550,000 prize pool. No critical findings.

Halborn re-audit completed June 23 2026 — No critical issues. All findings fully addressed.

Three independent security reviews.

Zero critical findings.

The silence wasn't stalling.
It was discipline.

WHO IS ALREADY BUILDING
The institutions didn't wait for activation. They started building before the vote passed.

VS1 Finance — mapping the $130 trillion global bond market to XRPL using XLS-65 and XLS-66.

Upshift Finance and Securitize — institutional reporting infrastructure for on-chain vaults. Securitize already handles BlackRock and Apollo.

Evernorth. SOIL. Doppler Finance with SBI Ripple Asia. All confirmed and building.

THEN THIS HAPPENED YESTERDAY.
@Vet_XO is a dUNL validator and Director of Community at the XRPL Foundation. He doesn't hype. He documents.

Yesterday June 25 2026 he went on record.

"We have worked hard together with all builders and stakeholders to close the security and safety assessment in the past 6 months. AI Red Team, Attackathons, Audits, Fuzz testing. That's the main reason why you haven't seen already this conversation. It felt not right given where we came from security wise."

Then he said this.

"Now we blasting though, very confident, good projects and a solid plan to have everyone involved in this. From retail to institution."

The man who built the technical foundation for XLS-66d. The validator who spent six months running security reviews before saying a word publicly.

The Director of Community at the Foundation itself.

Confident. Ready. Blasting.

That is not hype. That is the green light from the person closest to it.

THE BOTTOM LINE
XRP at ~ $1.04 today. Fear and Greed Index at 26.

The security work is done. The builders are live. The validator conversation just went public. The Foundation just announced the push from retail to institution begins now.

The people selling today don't know what was confirmed yesterday.

Be patient, stack more if you can.

ISO Ledger 🛡️

[Paul Beddow @paulbeddo]

@renabaddie_ 116

[SIR1⭐️ @sa10nee]

Macaulay Culkin, a close friend of Michael Jackson and the star of the Home Alone movies revealed in a recent interview how an undisclosed group of people allegedly connected to Sony Music approached him and his mother in 1993 and offered them a large sum of money to publicly claim that he had been s£xually abused by Michael Jackson, who was facing ch!ld mol£station allegations at the time.

“I vividly remember a night in 1993 when a group of people came to our home claiming they were connected to Sony Music. I don’t really want to mention names, but they said they were part of the company. They offered me and my mom a large amount of money around a million dollars or more to testify against Michael Jackson and claim that he had s£xually abused me during my time at the Neverland Ranch. They told me it was the right thing to do because they believed Michael Jackson was a dangerous person. I immediately told them no! because why would they want me to do something like that to a man who was my best friend at the time and had never harmed me? My mom actually told me to consider accepting the offer because she thought it could be beneficial for us, and she wondered if Michael might have done something without me knowing. But even though I was young at the time, I completely rejected the offer, and they eventually left.”

He also added that, looking back on the situation, he believes he understands why those allegations were being made against Michael Jackson. He claimed it was connected to a dispute involving Sony Music and Michael Jackson’s ownership stake, including his interest in the Beatles catalog. He alleged that the accusations were part of an effort to pressure Jackson into giving up his assets.

[RippleXity @RippleXity]

🚨 A NEW USE CASE FOR THE $XRP LEDGER

@RippleXity has become the first decentralized news platform to record its news directly on the $XRP Ledger, introducing verifiable, on-chain news provenance.

Here's what that means.
Every set of news we publish is now recorded onto the $XRP Ledger itself.

The transaction permanently stores our domain, our batch ID, and a manifest hash, a unique cryptographic fingerprint of everything we published.

Once it is on-chain, it cannot be altered, quietly edited, or faked.
→ Timestamped to the exact moment it went live
→ Tamper-evident and permanently recorded
→ Publicly verifiable by anyone, anywhere, forever

For decades, the media has operated on a single principle: trust us.

RippleXity is changing that.

We are building news that you do not have to trust, because you can verify it yourself, cryptographically, on the same ledger relied upon by banks, governments, and institutions worldwide.

This is more than a milestone for news. It demonstrates that the $XRP Ledger can serve as a verification layer for information itself.

The future of news is not "trust me."
It is "verify it yourself."

Verify our first on-chain record live on the #XRPL Mainnet: https://t.co/IkVCRYUPHx

[SMQKE @SMQKEDQG]

Yes, Hedera enabled the first satellite-enabled microtransaction using blockchain technology.✅

Documented.📝👇

[Paul Beddow @paulbeddo]

@RealAllinCrypto @Vet_X0 think that the stablecoin sandwhich on XRPL is just how they have planned to start to have demand and liquidity, but after every one has tried the platform and the velocity and low fees, why they'd choose a stable coin that are owned by private company or governs instead of XRP?

[Tom @Tom0nChain]

🌐 #HTTP the standard for moving information across the internet… was donated to consortium called #W3C

Guess what else was donated to the #W3C? 😳

The #InterledgerProtocol – the standard for moving value, developed by @Ripple

Because the #ILP doesn't have its own native token, it relies on bridge assets to settle the actual value crossing these different networks. The #XRPL’s native asset - $XRP is used as the highly efficient bridge asset to instantly settle cross-border liquidity in conjunction with the #ILP

Not only did @Ripple donate the #ILP…
They now co-chair the #W3C Web Payments Working Group (writing the rules for how value moves across the globe)

$XRP is a universal payment layer that connects directly to #HTTP – meaning it can be used by every browser on earth the same way #HTTP can.

Now connect the dots… 🧩

@Ripple is in HIGH-Level working groups, designing the future of value transfer for:

✅ @BIS_org (Project Agora)
✅ IMF (High-Level Advisory Group on Fintech)
✅ @federalreserve (Faster Payments Council)
✅ W3C (Web Payments Working Group)
✅ @The_DTCC (Tokenisation Working Group)

How can you NOT see what’s happening here…??

$XRP is being positioned as the next GLOBALLY used protocol – similar to what #HTTPS did for information, but for value transfer…

[Paul Beddow @paulbeddo]

@CryptoTice_ maybe cause US let manipulate everything starting from nasdaq to what you eat, let's think about

[Darshal Jaitwar @darshal_]

If you have a Gmail account, you need to read this.

Google's AI now scans your emails and attachments, bank statements, tax files, medical letters, all of it. It turned on by default, and there's a class-action lawsuit over how.

Here are 5 moves to shut it off, the switch is hidden in two places:

[evernorthxrp @evernorthxrp]

Everyone's talking about tokenization. Almost no one's talking about what comes next.

Once an asset is on-chain, you can snap it together with others like Legos and build products that don't exist yet.

@ashgoblue and @Vet_X0 of the @XRPLF on the part most people skip. New episode tomorrow on The Meridian.

This content is for informational purposes only and does not constitute investment advice. Digital assets involve risk, including potential loss of principal. Learn more about Evernorth: https://t.co/f1nPiu69OG

[Elon Musk @elonmusk]

Censorship always comes with a “protect the children” lie