My thoughts on Agentic Commerce
- agents will obviously spend billions online
- AI + crypto finally make sense
- online first becomes agent first
- we are seeing exponential growth
- Stripe/Robinhood/Cloudflare are getting into it
- APIs are the first clear use-case
- uniquely enabled by stablecoins
- people trust agents more and more
- usage based pricing is just better
- every agent will need a wallet
- x402/mpp kill API keys
- agent identity is still unsolved
- AgentCash solved discovery
- everyone is building for agents now
- your agent can buy flights, domains, flowers
- if you are in crypto pivot to agentic commerce
- AX (agent experience) comes before UX
- still super early
Dm me if you want to see the future
We're opening the waitlist for our Monetization Gateway, which will allow you to charge for any web page, dataset, API, or MCP tool behind Cloudflare. The charges will settle in stablecoins over the x402 open protocol. https://t.co/pvICtEIixj
Meet xPaywall - an open-source, self-hosted gateway for monetizing APIs via the x402 and MPP (Machine Payments Protocol) protocols.
Add machine payments to an existing API without changing your code.
Just point it to your API endpoints, configure routes and prices - and your API is ready to accept payment for every request.
How it works:
- add your upstream API, routes, and price
- an AI agent sends a request to xPaywall
- xPaywall responds with HTTP 402 Payment Required
- the agent pays for the request via x402 or MPP
- xPaywall verifies the payment and proxies the request to the upstream API
Benefits:
- no changes to your API server code - xPaywall is installed separately
- request, revenue, and usage analytics
- opensource - full control and self-hosted deployment
- AI agents can discover your API through Bazaar Extension, the x402 discovery layer
xPaywall consists of two parts:
- xgateway - a lightweight proxy that can be used standalone and configured through YAML.
- xPaywall - a complete self-hosted stack: admin panel, routes, pricing, analytics, and logging.
Today, xPaywall supports:
- x402 - exact scheme
- MPP - charge scheme (Tempo only for now)
Next on the roadmap are other x402 and MPP schemes, plus APP (Agent Payment Protocol by OKX).
We'd love your feedback, issues, stars, and contributions.
Today we announced Open USD together with Visa, Mastercard, Coinbase, BlackRock, BBVA, Shopify, DoorDash, and 140+ other partners.
Much like the mobile industry needed Android, financial services needs Open USD to scale stablecoin adoption.
The stablecoin space has come a long way since we started Bridge nearly 5 years ago. Total volume is now approaching that of the ACH network and nearly every major financial institution from banks to fintechs is leaning in.
But cost and governance have limited utility and put core payments use cases out of reach. Businesses need a stablecoin that's open, low-cost, high-throughput, broadly accessible, and aligned to their interests.
We'll be launching later this year.
Visit joinopenstandard[.]com to learn more and participate.
File over app
File over app is a philosophy: if you want to create digital artifacts that last, they must be files you can control, in formats that are easy to retrieve and read. Use tools that give you this freedom.
File over app is an appeal to tool makers: accept that all software is ephemeral, and give people ownership over their data.
In the fullness of time, the files you create are more important than the tools you use to create them. Apps are ephemeral, but your files have a chance to last.
The pyramids of Egypt contain hieroglyphs that were chiseled in stone thousands of years ago. The ideas hieroglyphs convey are more important than the type of chisel that was used to carve them.
The world is filled with ideas from generations past, transmitted through many mediums, from clay tablets to manuscripts, paintings, sculptures, and tapestries. These artifacts are objects that you can touch, hold, own, store, preserve, and look at. To read something written on paper all you need is eyeballs.
Today, we are creating innumerable digital artifacts, but most of these artifacts are out of our control. They are stored on servers, in databases, gated behind an internet connection, and login to a cloud service. Even the files on your hard drive use proprietary formats that make them incompatible with older systems.
Paraphrasing something I wrote recently:
> If you want your writing to still be readable on a computer from the 2060s or 2160s, it’s important that your notes can be read on a computer from the 1960s.
You should want the files you create to be durable, not only for posterity, but also for your future self. You never know when you might want to go back to something you created years or decades ago. Don’t lock your data into a format you can’t retrieve.
These days I write using an app I help make called Obsidian (@obsdmd), but it’s a delusion to think it will last forever. The app will eventually become obsolete. It’s the plain text files I create that are designed to last. Who knows if anyone will want to read them besides me, but future me is enough of an audience to make it worthwhile.
we're absolutely against the ENS Foundation capturing the treasury ($20M in USD + ETH), and absolutely for experiments like @donnoh_eth https://t.co/a56C1fAk2L that burns ETH.
better to burn the money than hand it to the people who later try to capture it..
so we invite every cp0x reader and community member to mint a free subdomain like <yourname>.cp0x.gwei at https://t.co/JfgGZpmgSI
a shame that .eth is already captured.
the problem was never the DAOs. it's who sits above them!
Agents will soon book travel, refill prescriptions, trade stocks, open accounts, pay, and so much more.
With x401, sites can require verified identity and unlock countless use cases. With @proof they can be certain of who is behind the agent and what was authorized.
The agentic economy needs open standards for both payment and identity.
Circle is proud to support @proof's launch of x401, an open protocol for verified identity in the agentic economy.
x402 answers how an agent pays. x401 answers who authorized the action.
https://t.co/4BL7vLc4uz
@Nickprince yes, exactly! machine payments for micropayments mean much more then just payments for ai agents. it can change how we buy online and online subscription and how we monetize digital products