@DadInvest Happened to me when I bought my home…non-W2 (and associations with it) significantly hamper income verification
Would recommend a mortgage broker, or if you want to do it yourself, RocketMortage had the fairest income calculations to biz owners
@andruyeung Send it to their accounts payable department (might be a generic email or particular person). Copy the new team who would’ve been in charge of this had your other folks not left.
@useapolloio needs to get back to basics. I think I’m more tech savvy than most and using this software makes me want to pull out my hair. Why does the AI suck?!? Have to re-do all the AI generated lists from scratch anyways. UI annoying to navigate, get back to basics!
Starting an online poker league w my bf. Asked Chat to come up w an image for our league name…had to ask it to add some women, just a small nuisance of why some folks are weary of AI
Everyone sounds the same. In the AI age, we need to have incongruent specific opinions
Going forward, going to post about random subjects that pique my interest…investor relations/biz/AI, poker/art/coffee, or a combo of topics.
Goal is to not sound like everybody else.
@nikillinit Hey Nikhil, I’ve been there (biz owner & bought in BK) and found an awesome mortgage broker who understood what needed to be done, happy to connect. All big banks suck. If you still wanna wing it, Rocket Mortgage is most lenient.
@nikillinit I’ve done a lot of the LabCorp tests on my own. Usually anything that’s an outlier, I’ll ask ChatGPT to get a bit of context, then do a telehealth appointment. If in person is needed, I’ll go to an urgent care for ~$150 to see a PCP.
All of this is pretty cost effective
@alexforbes__ @ShannonJean I’m coming up on my 10 yr anniversary of holding NFLX and META — 1100%+ & 660%+, respectively.
There’s a lot of REITs that pay 20% dividends paid monthly/quarterly as well. That could be a good balance between cash flow, liquidity, and potential growth
@volisdead 2 follow-ups in group chat
1st: “hey, can those of you who haven’t Venmo’d yet, do so when you guys get the chance?”
2nd: “just a reminder, have only gotten 2/10”
3rd (individual) but don’t make a big deal: “hey you’re one of the few who I haven’t gotten a Venmo from” then let go
It's so sad to see the damage cause by the LA fires.
Growing up, we used to have regular bush fires, triggered by lightning for the most part, or a glass bottle thrown into the dry tall grass.
The firefighting would be exhausting (out in the bush, no firefighters, just workers and farmers), it would last a few days.
I remember the noise, the smells, the heat the running and driving along fire lines etc (I was 5 when I got stuck in for my first bush fire on our farm). I fought bush fires every year until I was 16. It was either on our farm or on a neighbour's farm.
When it was over. The silence was deafening. My dad would give all the farmhands 5 days holiday on a rotation.
We would go away for a few days to rest (usually Victoria Falls, Kariba or Cape Town). Then come back rested, recovered and ready to roll-up the sleeves to get the farm back in shape.
That resting period after the fight was magical. A mourning and reset few days.
So, if anyone needs that few days of reset following the devastating loss from the fires, DM me. I can host you on this side of the pond.
I have space for a few couples/families.
It's not much, but I hope it can help a few people, to mourn and reset the loss and be ready for the battle that will follow to rebuild.