4 billion payments. 3 trillion data points. One model trained on all of it.
Meet @Razorpay Vulcan - India’s first transformer-based AI foundation model for payments.
Built, trained and hosted in India, in partnership with @nvidia and @awscloud.
Until now, every payments problem was solved separately: routing, fraud, risk, personalisation and more.
We asked: What if one model could understand how money moves?
And like LLMs are trained on text to understand language, Vulcan is trained on payments to understand how money moves.
Already running in beta across 51,000+ businesses, Vulcan is delivering:
- 8–10% improvement in payment success rates - the ultimate measure of whether a payment simply works.
- 8x more international card fraud detected.
- 5x more fraudulent or disputed transactions identified.
- 1–2 lakh more purchases completed every month through better checkout personalisation.
And we’re just getting started. The best part? Every payment Vulcan sees makes the next one smarter.
We’ve spent years building the infrastructure that moves money for India. Now, we’re building the intelligence that understands and improves it. 🔥
Great news to start off the new financial year. @Razorpay is now embedded natively inside @OpenAI’s Codex, an industry-first for any Indian payments company.
A developer prompts "build me a fitness app with a ₹499 one-time payment." Codex builds it. Razorpay handles the payments. No separate integration, no dashboard-hopping.
If AI makes creation effortless, monetisation should be just as simple.
India has 6 million developers & weekly Indian users of Codex 4x'd in two weeks this February. We’re building for this shift where more people can create, launch, and earn without friction.
We have always enabled businesses so that their payments are smoother, easier, simpler & faster and Codex just got added to that already illustrious list.
🦞 Calling all @openclaw Builders in India! 🦞
@Razorpay and @OpenAI are hosting OpenClaw Showcase in Bangalore - an exclusive builder spotlight powered by @GrowthX_Club! 🎉
🚨 This is NOT a workshop 🚨
Show us your coolest OpenClaw builds whether it's automation magic, wild agent workflows, or productivity boosters we want to see what you’ve shipped. 💡
🔹 Top 5 demo LIVE on stage
🔹 Q&A + networking with founders & serious builders
🔹 Surprises from OpenAI & Razorpay
🔹 Only 100 curated spots (high-signal room)
📍 Bengaluru
Don’t just attend.
Build. Then show up. 🔥
About a year ago, I tried @Replit and thought this changes everything.
Today, we’re excited to partner with @amasad and his team to empower builders in India to build and monetize seamlessly with @Razorpay
Full circle moment. 🚀
P.S. The last line of my tweet below feels prophetic in hindsight :)
“The fastest way for a platform to grow is to stop putting itself at the center.”
Last year, we made a clear call at @Razorpay :
If startups don’t grow, neither do we.
So instead of using our marketing budget to talk about ourselves, we used it to grow the brands building on us.
Here’s what that unlocked:
1️⃣ Make starting easier
Before scale, the real hurdle is starting.
In 2025, ~10,000 companies incorporated via Razorpay Rize.
Today, 1 in every 8 startups in India begins there.
2️⃣ Put founders where brands usually put themselves
Most companies use the IPL and billboards to amplify their own logo.
We used them to amplify startups.
IPL screens. Digital billboards. Even our homepage - https://t.co/ZswKZgB0bS
The impact: 10–25% lift in search volumes, plus higher traffic, transactions, and funding conversations.
3️⃣ Inspire the next builder
Entrepreneurship should feel possible, not distant.
This year, we worked with 1,500+ founders across initiatives to share their stories - from their childhood stories to podcasts about their journeys.
The ROI?
More founders starting.
More brands growing.
Less fear in building.
Our brand isn’t built for Razorpay. It’s built for the ecosystem.
That’s how we grow. 🚀
Last week, we launched AI Payslip on @Razorpay Payroll.
Our AI assistant, R.A.Y., is trained extensively on millions of payslips. It's directly linked to the salary register to answer any questions related to salary.
R.A.Y handles multiple complex scenarios, not only answering queries, but educating everyone on the logic behind their compensation.
HUGE NEWS! 📣
We've raised $15M in our Series A co-led by Tiger Global and Sequoia Capital
We're pumped (and humbled!) to embark on this next stage of building for the product-led world - thanks to ALL who have helped us get here
Read more @TechCrunch
https://t.co/6wWORioDzp
It's time to @_surgeahead🌊
The plg WAVE is undeniable.
Just look at the RIPPLES its created in the Forbes Cloud 100 list🔗👇🏻
Super excited to join the TSUNAMI of... alright we're out of surge metaphors 🙈
@RajanAnandan@singh_sequoia@dvbydt
https://t.co/Ttiu5S3ElZ