PK

Building a super sexy compliance platform in the mortgage industry.

[Gary Vaynerchuk @garyvee]

Whose fucking permission are you waiting for? Go do your thing. You're going to die

[jo johnson @josbjohnson]

GOD WOULD NOT PLANT A DREAM IN A MAN INCAPABLE OF REACHING IT.

[PK @processwithpk]

Is this not what's all the rave today?

[PK @processwithpk]

Went down the @SteveStoute rabbit hole after hearing @davidsenra interview him and found this gem.

Reminds me of the Hip Hop and Rap History class I took sophomore year of college.

Free game!

[Robert Sterling @RobertMSterling]

> you’ll never start a rocket company
> you’ll never build your own engines
> you’ll never be able to use off-the-shelf parts
> you’ll never survive three launch failures
> you’ll never reach orbit
> you’ll never win NASA’s trust
> you’ll never launch cargo to the ISS
> you’ll never compete with Boeing
> you’ll never compete with Lockheed
> you’ll never make rockets reusable
> you’ll never land a rocket vertically
> you’ll never land one on a drone ship
> you’ll never reuse a booster
> you’ll never fly the same booster 10 times
> you’ll never fly the same booster 20 times
> you’ll never fly the same booster 30 times
> you’ll never recover and reuse the fairing
> you’ll never lower launch costs
> you’ll never launch every month
> you’ll never launch every week
> you’ll never launch multiple times a week
> you’ll never carry astronauts
> you’ll never replace Roscosmos
> you’ll never fly civilians to orbit
> you’ll never manufacture satellites at scale
> you’ll never build the biggest constellation ever
> you’ll never make satellite internet work
> you’ll never make satellite internet fast
> you’ll never make satellite internet affordable
> you’ll never serve rural customers
> you’ll never serve aircraft and ships
> you’ll never build a methane rocket engine
> you’ll never make full-flow staged combustion work
> you’ll never build the most powerful rocket ever
> you’ll never build a rocket bigger than Saturn V
> you’ll never build it out of stainless steel
> you’ll never launch Starship
> you’ll never separate Super Heavy and Starship
> you’ll never relight Raptor in space
> you’ll never bring Super Heavy back
> you’ll never catch a booster with Mechazilla tower arms
> you’ll never launch 85% of mass to orbit worldwide
> you’ll never change the economics of space
> you’ll never force the entire industry to copy you
> you’ll never win
> you’ll never IPO

Congratulations to @elonmusk and the SpaceX team. You did what countless people said was impossible, and you did it time and time again.

Today is your day. You deserve this. May it be a glorious one.

[Katherine Boyle @KTmBoyle]

Never. Give. Up.

[PK @processwithpk]

@Clara_Gold have lived here for little over an year now. i'd say the first YEAR was like this, i just assumed that's normal for moving to a new city 🤷🏽‍♂️ something happened around the year mark where i started making more genuine friendships

[Anish Acharya @illscience]

profitable apathy

if you thought saas-pocalypse was bad wait until computer use comes for consumer financial services and vampire squids the whole thing

there are many, many profit pools that depend on apathy/laziness and a poorly informed customer - the industry that brought you the efficient market depends on an inefficient consumer to eat

first the models will systematically exploit every customer subsidy (transfer bonuses / teaser rates), move deposits to maximize yield, open and close accounts on a whim - this industry has operated with asymmetric bureaucratic warfare through paperwork and sheer friction and the models will cut through this like a hot knife through butter

and the model will neatly route around late fees, interest charges, overdrafts, expiration of teaser rates, and any mispriced debt that can be refinanced in the market - literally just moving people out of expensive debt and into cheap debt (that they are already approved for!) would save many american families thousands per year

meanwhile vps and managers at these companies will hold on to their shrinking revenue lines the same way that executives at carriers protected SMS revenue as it collapsed to zero - they have zero chance of sticking the landing on new technology - and the smart ones will likely go for extending regulatory capture into the agentic economy

so much of the consumer financial services ecosystem is marketing via subsidies on one end and profit maximization via customer apathy on the other, and it will collapse under its own weight as the agents pick it apart

ironically the industry response to plaid was a misguided attempt to protect this very "profitable apathy" by disallowing APIs and in the end it will be agents that kill them clicking around their own UI, not the fintech aggregators they so greatly feared

the end state of this is likely a headless auction where every time you swipe your credit card, some lender bids on taking the risk and capturing the profit from that transaction - it will be a much more efficient system that will work much better for consumers, and many pockets of financial services are going to see contraction as a result

aa + 5.5

[PK @processwithpk]

@rohitdotmittal Rohit, this might be a dumb question but why can't they cut their burn and get off the treadmill? Isn't that what the acquirer would do anyway?

[dax @thdxr]

please shut the fuck up i don't even care about the specific thing you're saying i'm just so tired of hearing predictions one after the other telling me what the future is going to be like just please shut the fuck up

[PK @processwithpk]

@farbood Also if you don't have a doctor to write you a prescription, or insurance and want to do this yourself, just go to laboratoryassist[dot]com. Been doing this for a couple of years and it's easy.

[TBPN @tbpn]

"Go all the way until it hurts. If you're doing something and it's easy, it's not valuable." - @travisk

"If anyone says a strategic thing was easy, I'm like, 'You messed up. You could have gone way further. More competitive advantage. More differentiation. Get it together.'"

[PK @processwithpk]

@farbood any solid recs besides minoxidil/finasteride?

[PK @processwithpk]

@farbood fair enough

pp 405 looks promising for hair loss/growth...we'll see though

[PK @processwithpk]

@levelsio I am doing this with Screwtape Letters by C.S Lewis.

Essentially using GPT as a study buddy and then at the end asking how this applies to 2025.

Understand it, then avoid those mistakes.

[PK @processwithpk]

screenplay / directing has many parallels to running a company

[PK @processwithpk]

1. the story of why it exists to the market
2. the story of why it is investible to investors
3. the story of why the founder should invest their time.
4. the story of why employees should invest their time at this company

[PK @processwithpk]

businesses are storytelling machines.

so far I've identified 3-4 stories which a business tells: