Raphaël.I

AI - Blockchain

[Lark Davis @LarkDavis]

"We'll fight it. If we lose, we lose." - Jamie Dimon, on the CLARITY Act.

The bill that lets crypto platforms pay staking and activity rewards on stablecoins.

Can't imagine why banks would hate that.

Your savings account: 0.38% APY
Stablecoins onchain: 4–8% APY

Oh, and since 2020? Banks have zero reserve requirements. They can lend out every single dollar you deposit... and still hand you back crumbs.

Yeah, Jamie. We know exactly why you're opposed to this.

[Raphaël.I @raphael_iks]

@AltcoinDaily @SweatyKodi What an ordeal to discover competition ….

[Raphaël.I @raphael_iks]

@EU_Commission

[Raphaël.I @raphael_iks]

@vonderleyen @compliantvc isn’t the EU already the world AI leader ?

[Raphaël.I @raphael_iks]

@MAX32776349 @vonderleyen @eurofounder I thought the same when discovering this treasure 😂😭

[Raphaël.I @raphael_iks]

@NXT4EU Is this summit fully compliant with Regulation (EU) 2024/1689, Articles 6(2) and 52(3), as supplemented by Commission Delegated Regulation (EU) 2025/427 on high-risk AI systems? Has the convening entity submitted a conformity assessment under Annex VII?

[Raphaël.I @raphael_iks]

@DigitalEU We can always count on the EU to tackle the most important issues…

[Polymarket @Polymarket]

We price the future.

Now you can lever it.

Perps are coming to Polymarket.

Sign up for early access 👇

[Raphaël.I @raphael_iks]

@vonderleyen If it’s up to parents to raise their children, why should governments decide when children can access platforms ?

[Just Hopmans @HopmansJust]

Under @0xPolygon’s PIP-85, 75% of a validator’s fee income is fixed — it doesn’t grow with more delegation. Zero reason to share it.

The remaining 25% is stake-weighted. That’s 12.5% of total fees. Too small for any validator to compete on.

Or a validator sets commission to 100% and earns from the 50% staker pool through self-stake. Delegators become irrelevant.

Result: no meaningful incentive to attract delegators through fee sharing. Delegation stays concentrated. Nothing changes. System centralizes not decentralize.

Under the community PIP, 100% of priority fee income depends on delegation. Set 100% commission and delegators leave. No delegators, no fees. Sharing isn’t charity — it’s how you earn.

The Base Reward PIP levels the playing field. Every performing validator covers infrastructure costs.

After that, you compete. Same starting line. Growth comes from earning trust, not from a guaranteed payout.

RT if you think this needs attention.

@sandeepnailwal @Smokey_ @davidesilverman @0xPolygonFdn @0xPolygonEco

[Raphaël.I @raphael_iks]

@NephalimAska @DocMarmott Très juste😂

[Raphaël.I @raphael_iks]

@vadim_web3 @Cointelegraph Very few, even among the maxis😂

[Omid Malekan @malekanoms]

If you go to a TradFi person and say "here we have a blockchain with censorship and reversibility built-in for emergencies. We built it for you, because you wear a really nice suit, and we want to build interweb financial systems, so we cater to your needs, bailouts and all" then the first thought he'll have is:

"Oh that's great, if I ever make a mistake on your blockchain, I can call someone and have it reversed"

Then he'll go home and think some more. The second thought he'll have is:

"Wait a minute. This design also means that if I book a highly profitable trade, my counterparty could call someone and have it reversed, screwing me."

And then he'll bring this up with his smart colleague who knows the history of TradFi and she'll add:

"If they have censorship and it succeeds eventually they'll weaponize access and threaten to kick us out unless we pay through the nose. That's the history of all TradFi"

And then our man we'll realize he'd rather have a chain that is never reversible and can't censor, because it's easier to make sure that you never make a mistake than it is to make sure nobody else ever screws you or censors you.

[Dave W @dmweisberger]

https://t.co/MQUUgaSBlM

[Dave W @dmweisberger]

https://t.co/75x7arOigY

[George Mekhail @gmekhail]

“you shouldn’t be allowed to create a better product than me”

[Eric Trump @EricTrump]

Let me make this very clear: Big Banks (think JPMorgan Chase, Bank of America, Wells Fargo, etc.) are lobbying overtime to block Americans from getting higher yields on their savings—while trying to block any rewards or perks from being given to customers.

These banks, and others, pay rock-bottom rates on standard savings (often 0.01%–0.05% APY), even as the Fed pays them 4% or more. This massive spread fuels record profits, with almost none passed back to their customers / everyday depositors.

Today, the banks are desperately targeting crypto/stablecoins, where platforms plan to offer 4–5%+ yields or rewards. The ABA and other lobbyists are spending millions trying to ban or restrict those yields via bills like the Clarity Act, crying “fairness” and using words like "stability"—when it's really about protecting their low-rate monopoly and preventing deposit flight. This is anti-retail, anti-consumer, and straight-up anti-American.

Next time you see a big bank dropping billions on a shiny new Midtown Manhattan HQ, you know exactly where that money comes from: the non-existent interest rate they “pay” you!

Fortunately, the big banks are losing this fight as customers wake up to the games…

@worldlibertyfi

[Just Hopmans @HopmansJust]

Today I made a post that @0xPolygon delegators receive 0% of fee revenue.

I expected silence. Instead:

@0xMarcB liked it.

@davidesilverman confirmed it.

@sandeepnailwal said: “This is not right. Should be fixed.”

Polygon built a public revenue system. They show us drawings with fee growth, burn rates, They market it as a reason to stake.

We just held them accountable for it.

If you show us the revenue, we’re going to ask where it goes.

Today it goes to 105 validators. Zero to delegators. 18M POL sitting in the multisig right now waiting for the next payout.

But for the first time, the people in charge said they’d fix it.

I’ll be watching. You should too.

@sandeepnailwal @0xPolygon @Nxtlvl @DelliBabu_POL @0xMarcB @0xPolygonEco @0xPolygonFdn @vadim_web3 @Smokey_ @bledi_ai @FRIENDY84 @PixOnChain @banditxbt @DegenSpartan @leonstern @john3gan @jerry_chen @0xfarmed @CryptoRocky @Sinkas_ @ThogardPvP @0x002timmy @petertherock @eclipsemaxi @everstake_pool @upbitglobal @coinbase @binance @Figment_io @BlockdaemonHQ @twinstake_io @krakenfx @Kiln_finance @web3nodes @Allnodes @StakingRewards @StakinOfficial @P2Pvalidator @girnaarnodes @linkpoolio @MatrixStake @web3_data @Blockworks @Dune @coinbureau @Cointelegraph

[Raphaël.I @raphael_iks]

@OscarA54507877 @NXT4EU That’s democracy😂 my rhetorical question was more about « bureaucracy »😉

[Raphaël.I @raphael_iks]

@astraiaintel So you want to give even more power to unelected EU officials ?