saltycracker

[saltycracker @saltycracker48]

@krisvancleave Everything the government touches turns to 💩

[saltycracker @saltycracker48]

@follard Solar is a HUGE scam and Tesla pushes it hard. Every other add on this platform is Tesla power wall and solar…

[foley (follard) @follard]

A homeowner thinks they saved $120 a month on electricity until they try to sell their house and discover a $38,000 lien at the closing table.

Over 4 million American homes now have residential rooftop solar. Millions of those systems were not purchased with cash. They were installed under 20 or 25 year solar leases and power purchase agreements.

The sales pitch you receive is simple: zero down, lower electric bills and clean energy. The title reality is brutal.

When you sign a 20-year solar lease, the solar company files a UCC-1 financing statement against the equipment on your roof. It's recorded in the county land records and clouds the title. You do not own the panels, the solar provider owns them, and your roof is collateralizes to secure two decades of contract payments.

Ten years into the 25-year lease, you decide to sell the house. The buyer's mortgage lender pulls title and discovers the solar lease. The lender requires the buyer to pay qualify for the house payment plus the $185 monthly solar payment.

At current 7% interest rates, that extra $185 payment could easily push the buyer's debt-to-income ratio over the underwriting limit.

The buyer tells the seller to transfer the lease to someone else, pay it off, or the deal is dead.

The solar company will not remove the panels for free. They require a buyout of the remaining lease payments.

With 15 years remaining on a contract with a 2.9% annual payment escalator, the buyout figure is $38,400.

The seller sits at the closing table and watches that money get deducted straight out of their home equity proceeds just to deliver clean title to the buyer.

The seller saves $1,400 a year on electricity for eight years, only to write a $38,400 check at closing.

Can someone make sense of this to me?

[saltycracker @saltycracker48]

@LyftGyft $20 says the light malfunctioned and gave both directions a green light…

[saltycracker @saltycracker48]

@Polymarket This is how it works in China, Russia and Cuba…

[saltycracker @saltycracker48]

@WhiteHouse But the White House is the government and the government has never told me the truth.

[saltycracker @saltycracker48]

@hubbledr1 @amazon I don’t have prime. All my orders arrive in a couple days even when I take the free shipping option that says will arrive in 5-7 days.

Some order arrive overnight.

[saltycracker @saltycracker48]

@erickr27305580 @megalixir_ No, visa only. I have a Costco visa for the extra discount on gas. It’s paid off every month…

[saltycracker @saltycracker48]

@TeslaBoomerMama It’s not the administration that doesn’t want them, it’s we the citizens who don’t want them.

[saltycracker @saltycracker48]

@WhiteHouse Trump is going to decide who tells the truth and who lies?

Fuck that!

[saltycracker @saltycracker48]

@AgentZinger It would’ve hurt more if he hit him with his purse. Race car driver fight like fags.

[saltycracker @saltycracker48]

@offtheraiIs Eeewww, she is so nasty.

[saltycracker @saltycracker48]

@Omgemeraldddd Solo travel is severely underrated and misunderstood.

[saltycracker @saltycracker48]

Airline tickets are still too cheap.

The poors are still making it on board…

[saltycracker @saltycracker48]

@FitnessEmpiree I am.

[saltycracker @saltycracker48]

@JBONE83 Legend

[saltycracker @saltycracker48]

@TeslaCharging Why is there not a single supercharger in Parker County, Texas?

[saltycracker @saltycracker48]

@Teslaconomics @SpaceX These clips would be so much better with sea chanties playing in the background. @elonmusk

[saltycracker @saltycracker48]

@itskyleconner 🤣