Sachin Parekh CFP®

AMFI Registered Mutual Fund Distributor
ARN-18941
MFD/SIF/PMS
Mission of SNPFP - Evidence-based investing
Investment Philosophy - Direction over speed

[Sachin Parekh CFP® @snpfp]

We are the one stop shop for Comprehensive #financialplanning n long term investment. 11 yrs experience. #retirement

[Sachin Parekh CFP® @snpfp]

@ankurmittal Chase Sapphire to MB has 50% bonus going on.

[Sachin Parekh CFP® @snpfp]

@EdnaYogesh @lotusislovely @sidhant @BLRAviation So we can fly JFK-MUC-FRA-BOM without transit Visa?

[Sachin Parekh CFP® @snpfp]

@LiveFromALounge Similar gate issues with us on @qatarairways QR707. Doors not staying closed. Keeps opening up on its own. Crew tried to jam with paper, but not successful. A7-ANF - 11E & 11F

[Sachin Parekh CFP® @snpfp]

Closed all @YESBANK relationships today. SB Account going on for more than 10yrs. 2 CCs. All.

They have lost all credibility in my opinion.

God save them.

[Sachin Parekh CFP® @snpfp]

@LiveFromALounge @airindia service and guest relations is going down the drain.

Raised a simple request.

Straight up rejected.

All major airlines - European/ME allow 169 cm bags. Weight is below 32kg and still got rejected.

Extremely poor customer service.

[Sachin Parekh CFP® @snpfp]

@NIKHILLJHA We moved to pure term plan 10yrs back and no RM or DO is happy to work with us. Such is the problem of doing pure term plan.

[Sachin Parekh CFP® @snpfp]

@airfrance @AirFranceFR @flyingblue Update.

There’s zero response from @airfrance

No answer from the @flyingblue team.

@KLM @fracsaero @PhilippeTabarot

[Sachin Parekh CFP® @snpfp]

@airfrance @AirFranceFR @flyingblue

Flights cancelled on 1st April 2026. Cancellation fee EUR 70 x 3 paid immediately.

Multiple calls and interactions, but the miles and tax amount have not been refunded.

Call centre staff are also frustrated that they are receiving multiple calls from passengers and that HQ is not responding.

How long should I wait?

@EmmanuelMacron @fracsaero @PhilippeTabarot

[Sachin Parekh CFP® @snpfp]

@airfrance @AirFranceFR @flyingblue Both have waiting periods of more than 24 hrs. Both inform the same thing. But no action taken. No refund.

[Sachin Parekh CFP® @snpfp]

@thetrickytrade Absolutely true.

No respect for frequent flying client.

Have done multiple flights on both airlines.

Will think twice before booking @airfrance or @KLM

[Sachin Parekh CFP® @snpfp]

@airfrance @AirFranceFR @flyingblue

Flights cancelled on 1st April 2026. Cancellation fee EUR 70 x 3 paid immediately.

Multiple calls and interactions, but the miles and tax amount have not been refunded.

Call centre staff are also frustrated that they are receiving multiple calls from passengers and that HQ is not responding.

How long should I wait?

@EmmanuelMacron @fracsaero @PhilippeTabarot

[Sachin Parekh CFP® @snpfp]

@TravelBluez Got SSSS for myself at CDG for BOM-CDG-IAD. Other 2 travellers were not asked.

[Sachin Parekh CFP® @snpfp]

@rightonpoints @thetrickytrade Strange. My miles still not reversed even after calling them 2 times. @flyingblue @airfrance @KLM

[Sachin Parekh CFP® @snpfp]

@rightonpoints @thetrickytrade No. Cancelled 4 flights and called them twice. Miles not credited. Now HQ handles requests and takes 2 weeks

[Sachin Parekh CFP® @snpfp]

@ankurmittal With AI, AC will be the best option. United opens seats with delay. By then they r snapped up on Aeroplan.

[Sachin Parekh CFP® @snpfp]

@contliving @PointsPro No. They unlink Indigo before allowing Marriott

[Sachin Parekh CFP® @snpfp]

@khyatimaloo @asktarunn @ameya4mPune Got 2 for 2 legs of the flights.

@KLM

[Sachin Parekh CFP® @snpfp]

@Kenu73 @sprint_visa Yes. 6 hours tour. Discover Qatar helped in Visa process

[Sachin Parekh CFP® @snpfp]

@Kenu73 @sprint_visa My son was offered VoA at Doha airport for 6hrs sightseeing tour. Both flights Qatar and had US/CAN Visa

[Sachin Parekh CFP® @snpfp]

None. They get beaten battered and eventually come back to passive investing. Some with ego continue to burn savings.

A single known individual lost close to 8Cr trying to short precious metals. Lost almost 50% of their networth.

14-16% over long periods is gold level returns. There’s no shame in getting it. It’s a great return infact.

[Sachin Parekh CFP® @snpfp]

Very well said.

But 14-16% is typically for telling to outside world. Expectations are typically 3-4x of 14-16%.

See this from last 22 yrs in the profession.

[Jay @thetrickytrade]

Folks will spend hours picking stocks and timing the market and when you ask their return expectations, they go - “I target 14-16% CAGR.” 🤦

If you’re an active investor and you’re not beating the market by atleast 8-10 percentage points (even higher for traders) go stick with index or mutual funds.

You’re wasting your time and energy.