Kim

Investment

[Ripple @Ripple]

“Regulatory clarity is the foundation of institutional trust.”

Last month, Ripple received full EU authorization for a MiCA Crypto Asset Service Provider (CASP) license from Luxembourg’s CSSF. 🇪🇺

With our EU EMI license, institutions across all 30 EEA nations can now collect, exchange, and pay out via Ripple Payments in a single regulated relationship.

Regulation-first, ready to scale. https://t.co/lesANFtmhQ

[Ripple @Ripple]

Deepening our push into capital markets, we are investing in ZILO and Licuido to add regulated transfer agency, issuance and collateral mobility to our capital markets infrastructure built on the XRPL. This comes on the heels of Aviva Investors tokenising its US Dollar Liquidity Fund on the XRPL last week - a clear signal that institutions are ready to move.

Ripple is here to help them.

https://t.co/rn0EJeFybe

[Brad Garlinghouse @bgarlinghouse]

Leaders attract leaders…

Proud to be expanding in the UAE

[Brad Garlinghouse @bgarlinghouse]

100%
All roads lead back to Ripple’s North Star, $XRP.

[Brad Garlinghouse @bgarlinghouse]

The SEC’s first mission is to protect investors. Under Gary Gensler, the SEC clearly lost its way. He declared war on a technology.. It was an unlawful power grab…and the courts said as much.

By comparison, @SECPaulSAtkins is a breath of fresh air and sanity. He is a model of what leadership at the SEC should look like… he’s focusing on what matters - protecting investors and fostering innovations that help those investors and the markets.

[Brad Garlinghouse @bgarlinghouse]

Yesterday, I celebrated 11 years at Ripple. Back then, I couldn’t have predicted that we’d still be fighting for regulatory clarity.

The fight has been worth it. After a day in DC having great conversations with @SenatorHagerty, @berniemoreno, @SenatorTimScott, @JohnBoozman and @patrickjwitt - and on stage at @Semafor World Economic Summit - I know we are closer than ever.

The CLARITY Act window is open. And now is our moment to act.

[Brad Garlinghouse @bgarlinghouse]

Clear validation of @Ripple Prime’s strength, reliability and tech with today’s investment grade issuer rating from Kroll. Momentum builds when markets recognize these things.

[Ripple @Ripple]

"The digital marketplace is important to the future, and Ripple is the right partner to take us there." — Eddie Gonzalez, President, i-payout

Ripple Payments helps i-payout deliver real-time payouts into the U.S. & Canada, from days to seconds. 🌎

See how → https://t.co/iHlLWLGNps

[Brad Garlinghouse @bgarlinghouse]

An extremely pointed message from @POTUS to those who are dragging their feet on CLARITY.

This is, and always has been, about what’s in the best interest of the American people.

[Brad Garlinghouse @bgarlinghouse]

It’s time! It's happening at XRP Australia! Excited to be here in Sydney

[Monica Long @MonicaLongSF]

After one of crypto’s most exciting years (and Ripple’s), the industry is entering its production era. In 2026 we’ll see the institutionalization of crypto — trusted infrastructure and real utility will push banks, corporates, and providers from pilots to scale — across stablecoins, onchain assets, crypto custody, and broader institutional investment. A true inflection point for institutional adoption and the Internet of Value. With that, here are some of my top predictions for 2026:

[Brad Garlinghouse @bgarlinghouse]

Happy belated New Year! I just hit send on Ripple’s quarterly shareholder email. To say that 2025 (and Q4) were successful for Ripple feels like saying @TomBrady was just a great quarterback!! (#theGOAT)

Our two major acquisitions - Ripple Prime and GTreasury - greatly accelerate and expand our ability to deliver on our vision, enabling the Internet of Value. XRP has been (and will continue to be) the heartbeat of that vision.

With truly the most comprehensive licensing portfolio (and now today UK’s EMI license added) we are poised to make 2026 even more consequential.

Building and using crypto infrastructure, updating our global financial plumbing, and rethinking legacy systems – none of this happens overnight. At Ripple, we’re going to continue taking the long view of what crypto-based assets – like XRP and RLUSD – can do, rather than chasing cycles and hype.

Bring on 2026. We are firing on all cylinders. It’s happening!

[Solana @solana]

BREAKING: XRP is coming to Solana 🔥

[Brad Garlinghouse @bgarlinghouse]

HUGE news! @Ripple just received conditional approval from the @USOCC to charter Ripple National Trust Bank. This is a massive step forward - first for $RLUSD, setting the highest standard for stablecoin compliance with both federal (OCC) & state (NYDFS) oversight.

To the banking lobbyists – your anti-competitive tactics are transparent. You’ve complained that crypto isn’t playing by the same rules, but here’s the crypto industry – directly under the OCC's supervision and standards – prioritizing compliance, trust and innovation to the benefit of consumers. What are you so afraid of?

[Brad Garlinghouse @bgarlinghouse]

👀<4 weeks, and XRP is now the fastest crypto Spot ETF to reach $1B in AUM (since ETH) in the US.

With over 40 crypto ETFs launched this year in the US alone, a few points are obvious to me:

1/ there’s pent up demand for regulated crypto products, and with Vanguard opening up access in traditional retirement / trading accounts for Americans..crypto is now accessible to millions more people who don’t need to be experts in the technology
2/ longevity, stability and community are all underrated themes that matter to this new set of “offchain” crypto holders

[Ripple @Ripple]

Compliance and trust are non-negotiables for institutional finance.

That's why $RLUSD has been greenlisted by Abu Dhabi’s FSRA, enabling its use as collateral on exchanges, for lending, and on prime brokerage platforms within @ADGlobalMarket—the international financial centre of Abu Dhabi: https://t.co/vftQQs15RA

Another major step as $RLUSD becomes the compliant, trusted settlement asset for the region. 🌍

[Eleanor Terrett @EleanorTerrett]

🚨NEW: As of 5:30 PM ET, @CanaryFunds’ $XRP ETF is officially effective after @Nasdaq certified the listing, clearing $XRPC for launch tomorrow at market open.

[Brad Garlinghouse @bgarlinghouse]

2025, without a doubt, has been an incredible year for @Ripple, and a record year for crypto as a whole. Although we have a couple of months left, this announcement feels like the cherry on top of a mountain of good news:

Today we announced a $500M investment in Ripple, from Fortress Investment Group, @citsecurities, @PanteraCapital, @galaxyhq, Brevan Howard, and Marshall Wace at a $40B valuation.

This investment isn’t just validation of Ripple’s growth strategy and business built on the foundation of XRP, but also a clear bet on what the future of crypto will look like. I’m very proud of what we’ve built, and all that’s to come.

[Ripple @Ripple]

Ripple Prime breaks ground in the US today with the launch of digital asset spot prime brokerage capabilities – allowing clients to execute OTC spot transactions across the most prominent digital assets and stablecoins, including $XRP and $RLUSD. https://t.co/zTYb4MrPX4

[Brad Garlinghouse @bgarlinghouse]

Asheesh and team are building something special with @evernorthxrp. We are proud to partner with him -- and proud to join an incredible set of investors including SBI Holdings, Pantera Capital, Kraken, GSR and Rippleworks, to support Evernorth as it participates in institutional lending, liquidity provisioning, and DeFi yield opportunities for XRP. 

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