Manoj | Cards, Miles & Greens

Swipe. Roam. Grow. Card nerd, points turned into journeys, a garden that feeds me. Tech, markets, investing, insurance & books. Learning never stops.

[Manoj | Cards, Miles & Greens @SwipeRoamGrow]

@KartikDiscovers Good to know, thanks. That makes it worth checking before booking.

[Manoj | Cards, Miles & Greens @SwipeRoamGrow]

@RahulYadav61762 Large B2B payments are where the Rs 300 cap above Rs 75,000 starts to matter.

[Manoj | Cards, Miles & Greens @SwipeRoamGrow]

@10takka Payments up to Rs 2,000 stay free, which NPCI says is over 95% of UPI merchant payment volume.

[Manoj | Cards, Miles & Greens @SwipeRoamGrow]

@INDmoneyApp HDFC being the only top-four issuer to grow spend month on month in August stands out too.

[Manoj | Cards, Miles & Greens @SwipeRoamGrow]

@movinj Fuel is a good real-world test. Good to hear it worked first time.

[Manoj | Cards, Miles & Greens @SwipeRoamGrow]

@CardMavenIn 10% back on gift vouchers is hard to picture today.

[Manoj | Cards, Miles & Greens @SwipeRoamGrow]

Credit card transactions rose 28% year on year to 63.2 crore in August, but the average ticket fell 17.4% to Rs 3,201. ETBFSI links part of it to RuPay credit cards on UPI. Are your own card swipes getting smaller too? #CreditCards #RuPay @ETBFSI @CNBCTV18News

[Manoj | Cards, Miles & Greens @SwipeRoamGrow]

@think_in_points No retention attempt at all is telling. Hope the points transfer goes smoothly.

[Manoj | Cards, Miles & Greens @SwipeRoamGrow]

@Hitesh54763091 Longest run since 2001, per CNBC-TV18. Hard to call it either way yet.

[Manoj | Cards, Miles & Greens @SwipeRoamGrow]

@NAVofNav Worth watching how quickly banks pass it on. Renewal time is when to compare.

[Manoj | Cards, Miles & Greens @SwipeRoamGrow]

@onlyrachit The lock-in calendar idea is smart. Most people stop tracking at the listing day.

[Manoj | Cards, Miles & Greens @SwipeRoamGrow]

@Rajneesh__jha Ten funds is not diversification if they are all equity. Asset class mix is the harder part.

[Manoj | Cards, Miles & Greens @SwipeRoamGrow]

@dlohia Checking top holdings once a year is a good habit. The category label hides a lot.

[Manoj | Cards, Miles & Greens @SwipeRoamGrow]

RBI's rate decision is due on 7 October. Nine of 10 economists in Mint's poll expect a 25 bps hike to 5.50%, which would be the first since February 2023. Hike or pause, what would you back? #RBIPolicy #RepoRate @RBI @livemint

[Manoj | Cards, Miles & Greens @SwipeRoamGrow]

@ANSHULGARG89 Inflation at 4.8% in August is the case for a hike. The stance wording may say more than the rate itself.

[Manoj | Cards, Miles & Greens @SwipeRoamGrow]

Mumbai airport has proposed cutting 265 of 770 weekly international departure slots at T2 from 25 October and moving some flying to Navi Mumbai. Airlines have rejected the plan. Flying out of Mumbai this winter? #MumbaiAirport #IndianAviation @abee_law @livemint

[Manoj | Cards, Miles & Greens @SwipeRoamGrow]

@flyadeal Another direct choice out of Mumbai is welcome.

[Manoj | Cards, Miles & Greens @SwipeRoamGrow]

@abee_law The UDF gap at Navi Mumbai is the detail passengers will feel. Vouchers help only if they cover it.

[Manoj | Cards, Miles & Greens @SwipeRoamGrow]

@Aviation_Voice Daily to Colombo from both makes a short trip much easier to plan.

[Manoj | Cards, Miles & Greens @SwipeRoamGrow]

@HydRising_1 Daily Bangkok and Singapore alongside the Gulf routes is a handy spread for leisure trips.