Tim Bixby

CFO at Lemonade, Inc., father of two, husband of one.

[Daniel Schreiber @daschreiber]

AI optimists keep invoking the Industrial Revolution as proof that everything will work out.

But the real history is much darker — and much more useful.

Innovation alone did not deliver the happy ending. Policy intervention did.

The part everyone skips is the part we most need to study.

I wrote about what that means for AI: https://t.co/gwiFSGjcdZ

[Tim Bixby @tebixby]

@CollinsforTX @AnnCoulter This feels like more of a Massachusetts problem than a Haitian problem, tbh.

[Tim Bixby @tebixby]

@stock_unlock IPO price was $29.00.

[Daniel Schreiber @daschreiber]

Many insurers are issuing AI press releases. It's all very exciting.
So at @lemonade_inc we built an AI BS detector: three KPIs, public data, no spin.
It won't boost our popularity. It might boost your returns.
https://t.co/Ua8vWxkObh

[Shai Wininger @shai_wininger]

Meet the @Lemonade_Inc Timeline - One of our secret weapons, kept under covers… until now.

We started working on its foundations 10 years ago, before we wrote a single line of insurance code, and it has since become a core component of our Bionics Platform and Blender.

🧵>>

[Shai Wininger @shai_wininger]

We’re starting to roll out direct integration with @Tesla vehicles, removing the need for a UBI device in our Pay Per Mile product. This makes activating Lemonade Car on Teslas effortless and lets us cut hardware and shipping costs, helping lower prices for Tesla drivers even further.

Tesla's API also provides richer and more accurate driving behavior data than traditional UBI devices, enabling us to offer better rewards and discounts for safe driving and FSD usage.

[Jake Tapper 🦅 @jaketapper]

At Dartmouth, a green shoot in the higher-ed desert https://t.co/QLQRVLLV3U

[Tim Bixby @tebixby]

@BillAckman Might be a nice framework for US congressional political representation that would eliminate gerrymandering nonsense.

[Tim Bixby @tebixby]

Lemonade Announces Successful Renewal of Reinsurance Program - https://t.co/l5zbEUrFlf

[Tim Bixby @tebixby]

@nickdeckerlikes @Veganhippo21 @Ironic_Ape @psterky @PaperBagInvest @Neil_X10 @bjmtweets @daschreiber It's industry standard for local regulatory reasons.

[Tim Bixby @tebixby]

@xiashan3 Totally agree, but tbh I kind of like having lots of students from around the world here....

[Tim Bixby @tebixby]

If we send just the Chinese students home, that's about $14b we pull out of our secondary education system annually. Someone needs to fill that gap. And that's a trade surplus btw.

[Tim Bixby @tebixby]

(college/university rather)

[(((Charles Fishman))) 💧 @cfishman]

The federal government doesn’t ‘give’ money to Harvard. The $2.2 billion in frozen payments isn’t for Harvard sophomores’ tuition or library books.

The US government is buying services from Harvard: scientific & medical research & development.

These aren’t ‘woke donations.’

They are contracts. Proposed, reviewed, awarded, with metrics and deadlines and standards of performance.

Harvard is a government contractor in that sense — lab by lab, scientist by scientist — just the way any other company is a contractor.

That’s true of Columbia’s $400 million in ‘frozen’ contracts — and all the rest.

R1 research universities do crucial research the federal government can’t do itself, but that we as a nation have decided we need done.

Mission driven. Pioneering. Essential.

They can’t be done — as Sean Hannity just suggested — at community colleges & vocational schools.

That’s not what the $2.2 billion is being spent on.

…You could Google it. Of course.

[Bloomberg @business]

The Trump administration followed through on its threat to pull federal funding from Harvard University after the oldest and richest US college refused to agree to a list of new government demands https://t.co/EJO6UWttf6

[Tim Bixby @tebixby]

Our allies sit in London, and Paris, and Berlin, and Ottawa, not the Kremlin.

[Tim Bixby @tebixby]

@LosGatosTrader Those are not grants. They are open market purchases.

[Tim Bixby @tebixby]

99% of Americans are immigrants, or descendants of immigrants. Deporting them is deporting us. Literally all of us. There was no processing center at Jamestown.

[Tim Bixby @tebixby]

@vasilist MILE customer base was roughly 101,000, as noted in the MILE 10Q filed just before acquisition by LMND.

[Tim Bixby @tebixby]

@PaperBagInvest @daschreiber @shai_wininger @DomienVdE generally, taking rate takes time to work it's way through our book based upon policy renewal dates, while the inflation impacts upon claims tend to be more immediate.

[Tim Bixby @tebixby]

@PaperBagInvest @daschreiber @shai_wininger @DomienVdE if we continue to take rate as we expect, and if inflation continues to subside, then the downward trend of this metric would likely resume.