Reason #533 not to blindly follow Dave Ramsey’s financial advice:
Dave says the average person following the Baby Steps becomes a millionaire in 14 years. Yet his “National Study of Millionaires” didn’t follow Baby Steps users for 14 years. It surveyed people who were ALREADY MILLIONAIRES and asked about their habits. That’s an observational survey of existing millionaires—not evidence that the Baby Steps create millionaires or produce that timeline.
@DirtBroUSA Important distinction: don’t make a late, uncontrolled stab. But elite instructors like Ron Washington teach the opposite of passive receiving—reach out, beat the ball to the spot, and go get it with active hands.
@elonmusk@engineers_feed The universe really does seem to have three stock answers:
“How fast is it going?”
“How much surface does it have?”
“And have you tried adding gravity?”
Everything else is just customer support.
Reason #486 not to take financial advice from Dave Ramsey @DaveRamsey
I’ll give Dave credit where it’s due. The take-home pay is the first thing I’d question too. A $180,000 W-2 physician shouldn’t normally be taking home only $108,000 from taxes alone, even in a high-tax state. Before anything else, I’d want to see the pay stub and figure out where every dollar is going.
After that, though, we completely part ways.
The caller tells you they already stepped away from medicine for two years because of burnout, and the prescription is “work 100 hours a week.” That’s not an evidence-based recommendation. Physician burnout is well documented and is associated with more medical errors, depression, substance use, and physicians leaving practice. The career producing the income is the asset you’re trying to protect.
The conversation should have been about optimizing the repayment strategy, not maximizing hours worked. Review the payroll deductions. Decide whether refinancing makes sense or whether federal protections like income-driven repayment or PSLF have value. Live like a resident for a few years, throw every available dollar at the debt, and pick up additional work only if it’s sustainable.
Getting rid of $540,000 in debt requires discipline and math. It doesn’t require pretending burnout isn’t real.
@TheEXECUTlONER_ Batter still gets a strikeout. Dropped third strike just gives him the chance to run to first. No different than a ground ball where the defense gets the lead runner instead of the batter-runner. Inning ends. Next batter is up.
@TewksHitting@InsightsCollege It starts with the adults. Create a Coach Mentor board position, pair every new coach with an experienced one, require varsity players to help at youth practices, and give kids clear strengths and areas to improve. Just don’t reduce an 8-year-old to a number.
@TewksHitting@InsightsCollege This is standardized testing for youth sports. Create a score, rank the kids, then shape coaching around improving the score. If the real problem is poor coaching and uninformed parents, fix that. Testing 8- and 10-year-olds does not solve it.
@PeloteroApp How about we just let kids play baseball? Kids need coaching, repetition and opportunities—not another number encouraging adults to rate them instead of helping them develop.
@BG6280@TheDataCage One knee works great for younger kids. By 7–8, move back and stand in front of the mound. Pitch plane is all over the place at that age. Getting the feed closer to game distance gives them more ball flight to see, more information to read and more time tracking the pitch.
@TheDataCage There’s some truth here. Hitters do adjust to the pitch trajectory they see. But there’s no evidence Dad throwing overhand causes barrel dump. Youth swing issues are much more commonly tied to timing, sequencing and coordination than the height of Dad’s release point.
@TroyPSilva It definitely looks ridiculous, but that’s the point. If a hitter’s barrel exits the hitting zone too early, this exaggerates the problem and forces a different solution. It’s a constraint drill, not everyday BP. The more you know…
@flowsdoc Basically, it exaggerates the problem. If your bat gets out of the hitting zone too quickly, this drill makes you really pay for it. It forces a different solution and can help you feel a longer path through contact. Not a healthy everyday drill, but a useful constraint.