Rahul Hirji Gala

[Rahul Hirji Gala @thisisrahulgala]

@_HarryVish @ncpedp_india @Mphasis Thank you sir

[Rahul Hirji Gala @thisisrahulgala]

Honoured to receive the 17th @ncpedp_india – @Mphasis Universal Design Award 2026 under Role Model Persons with Disabilities.

This award strengthens my responsibility to keep building more accessible opportunities for Deaf communities.

Thank you NCPEDP & Mphasis.

#UDA2026

[NCPEDP @ncpedp_india]

Congratulations to @thisisrahulgala, Deaf financial professional and co- founder of DeafOTT, a sign-language first digital platform, winner of the role Model Person with disabilities category for making financial literacy accessible through Indian Sign Language
#UDA2026 #NCPEDP
@Mphasis @armanaly @DeepaNagraj

[Rahul Hirji Gala @thisisrahulgala]

Honoured to receive the 17th @ncpedp_india Mphasis Universal Design Award 2026.

My commitment to accessibility has never depended on recognition. Thank you @ncpedp_india and Mphasis Foundation. Congratulations to all winners & applicants.

#UDA2026 #Accessibility

[NCPEDP @ncpedp_india]

Meet the winners of the 17th NCPEDP- @Mphasis Universal Design Awards 2026.

This year’s winners represent the breadth of Universal Design in action, across lived experience, professional practice, education, assistive technology, accessible communication, institutional services, community work and public policy. Each of them brings access closer to everyday life for persons with disabilities, through work that is practical, thoughtful and rooted in inclusion.

NCPEDP congratulates all the winners and looks forward to celebrating their work.

@sruti_mohapatra @nileshsingit @CharuNarang5 @thisisrahulgala @jaynakothari @avazapp @JaiVakeel @ncert @Unilever @HUL_News @jahrc_com

@MSJEGOI @socialpwds @DeepaNagraj @buzzindelhi @Shilpi_Kapoor @Mugdhareads @rakeshdubey @dkundu1 @armanaly

#UDA2026 #UniversalDesign #Accessibility #NCPEDP #Mphasis

[Rahul Hirji Gala @thisisrahulgala]

@npparikh6 Thank you, @npparikh6 sir . I sincerely appreciate that you listened to my request and made the Unitholders’ Meet accessible through Indian Sign Language. This is a meaningful step toward equal participation for the Deaf community.

[Dr. Rakesh Bansal @iamrakeshbansal]

Salary in Mutual Funds!
SEBI proposes companies can pay part of your salary directly in Mutual Fund units.
Employees can now get some salary in MF units instead of full cash. This will help build long-term wealth easily.
Distributors may also get commissions in MF units.
Great move by SEBI for savings & investments!
https://t.co/yyVlVGZPDl

[Ronit Pereira @CAronitpereira]

How a Rs. 50,000 AUM Fund, Nalanda Capital thinks:

“Remember, the richest people in the world owned one good business for generations without selling a share. I
get to own a whole basket of good businesses. Lucky me. I better not jinx it.”

“I have got a good deal on a business with low risk, tons of cash and wide moat, what’s the dumbest thing I can do? Give it up. Smartest thing? Give it time. Lots of time.”

- by Anand Sridharan (Partner at Nalanda Capital)

[Rahul Hirji Gala @thisisrahulgala]

Dear @KalpenParekh sir,

The same has been translated into sign language and published in our regular news channel (YouTube) that is designated for Deaf.

@dspmf #mutualfund

Here is the link: https://t.co/Gvzkqqn0vk

[Rahul Hirji Gala @thisisrahulgala]

@KalpenParekh

And the message you are putting in this is not advertising but educating & standing with all investors during such crucial time.

Gr8 initiative!

& I am going to translate this information into sign language and publish it in MBM News Channel (YouTube)

@dspmf

[Rahul Hirji Gala @thisisrahulgala]

@KalpenParekh

And the message you are putting in this is not advertising but educating & standing with all investors during such crucial time.

Gr8 initiative!

& I am going to translate this information into sign language and publish it in MBM News Channel (YouTube)

@dspmf

[Kalpen Parekh @KalpenParekh]

Most often we don’t know what will happen in next few quarters or years

Hence, being guided by history is more precious

[Rahul Hirji Gala @thisisrahulgala]

@Astro_Panditji_ 28 Nov 2001

[Fundamental Investor ™ 🇮🇳 @FI_InvestIndia]

We have been watching movies on our mobile phone the wrong way the whole time 😭😭😭

Hack bro shows a simple hack to build a mobile phone stand.

It's brilliant. Hack of the day 🔥🔥🔥

#FI

[Rahul Hirji Gala @thisisrahulgala]

Financial Literacy in ISL reaches Jhansi for the first time on 18th Jan 2026!

Inclusive education empowers Deaf individuals to make confident financial decisions.

@SEBI_India @NSEIndia @BSEIndia @NISM_Official @KirtanShahCFP @KalpenParekh @npparikh6 @EduMinOfIndia @FinMinIndia

[Rahul Hirji Gala @thisisrahulgala]

Character is destiny.

For @WarrenBuffett , integrity has always mattered more than intelligence or energy. Today, as he steps down as CEO, his greatest legacy is character.

End of an Era!

#WarrenBuffett #Leadership #Integrit

[Balu Gorade @BaluGorade]

How was Rajeev Thakkar hired at PPFAS?

Wonderful answer by Neil Parikh 🔥

[Rahul Hirji Gala @thisisrahulgala]

@BSEIndia @NSEIndia @nse_academy @ETMONEY @FinMinIndia @JosephShinsMS1 @EconomicTimes @SEBI_India @SEBI_updates @amfiindia @TOIIndiaNews

[Rahul Hirji Gala @thisisrahulgala]

Delivered Financial Literacy in ISL
👥 100+ attendees
🏠 House full
📍Kochi

When learning happens in sign language & delivered by a Deaf Person, understanding truly happens.
Financial literacy must be accessible to all. ✨

#ISL #DeafCommunity #FinancialLiteracy #inclusion

[Rahul Hirji Gala @thisisrahulgala]

Agreed. Have been using Air Fryer since 3 months, oil consumption has reduced by 20-30% around. Will reduce further with time.

Philip Air Fryer is a great product.

[Amit Thorat | Fat Loss & Strength Coach @scientifitt_]

Most people talking about air fryers have no idea what they’re talking about.

They spread half-science, WhatsApp gossip, and call it “health advice.”

Here’s the real science before you waste money or fear the wrong things.

[Rahul Hirji Gala @thisisrahulgala]

Amazing on how their work!

[Nishant Bhardwaj @Nishant_Bliss]

Why Do You See BMWs, Audis, and Mercedes Selling for ₹5–10 Lakhs?

Here’s the Real Reason.

A lot of people get shocked when they see premium cars like BMW, Audi, or Mercedes being sold for ₹5–10 lakhs.

Sometimes you’ll even find relatively newer models from 2019, 2020, 2021 at unbelievably low prices.

How is that even possible?

Well, here is the part most people have absolutely no idea about.

1. Every Car Has a CVD Value

When you buy a car, insurance is mandatory.

Along with that, every car is assigned a CVD value, which means Current Vehicle Depreciated Value.

This is the value of the car after accounting for yearly depreciation, and insurance uses this number to determine how much they will pay in case of heavy damage.

2. When a Luxury Car Meets With an Accident

Luxury cars have extremely expensive parts and repairs.

Example: A BMW 3 Series meets with a big accident and goes to the workshop.

The repair estimate comes to ₹25–30 lakhs.

Very common and very normal for these brands.

If the car’s CVD value is around ₹35–40 lakhs, the insurance company will not repair it. Instead, they will categorise it as a:

→ Total Loss Vehicle

Meaning:

It is cheaper for the insurance company to pay the owner the CVD amount and write off the car completely, instead of repairing it.

3. What Happens to the Car After Total Loss?

Most people believe total loss cars get scrapped.

Absolutely not.

Insurance companies sell these vehicles to specialised vendors who rebuild cars from scratch. These vendors buy the car for around:

→ 50–60% of the CVD value

If CVD was ₹30 lakhs, the vendor gets it for ₹18–20 lakhs.

4. Vendors Rebuild the Entire Car

These vendors use:

- Used parts
- Imported parts
- Fabricated parts
- Refurbished structural components

They rebuild the entire vehicle and bring it back to showroom-like condition.

Even official workshops sometimes declare a car “non-repairable”, but these vendors can still rebuild it.

5. Then It Goes Back Into the Market

Once restored, the vendor sells the car for ₹25-27 lakhs to a used-car dealer, and that dealer then sells it to a customer at ₹30L.

So, an ₹80 lakh car is now available in the market for ₹30 lakhs after passing through multiple hands.

Here, the example I used refers to a newer model that is barely 2–3 years old and lightly driven. The CVD for older cars is much lower, which is why those models are available at even cheaper prices.

The catch is:

→ Buyers never get to know it was a total loss car.

There are many ways to hide that history once the car changes jurisdictions or goes through non-authorised channels.

6. The Truth Behind “Unbelievably Cheap Premium Cars”

Whenever you see a nearly-new Mercedes, BMW or Audi at an extremely low price, you can be almost certain:

It was a total loss car rebuilt by a vendor and pushed back into the used-car market.

Most people have no idea this ecosystem even exists.

If you ever wondered why these cars sell for such insanely low prices, now you know how the entire chain works behind the scenes.

[Rahul Hirji Gala @thisisrahulgala]

@_HarryVish @businessline Thank you @_HarryVish. Surely will connect you in sometime.

[Rahul Hirji Gala @thisisrahulgala]

Sharing Morgan Housel’s ideas - Psychology of Money with Deaf children was truly inspiring.

Their energy = my motivation.

#FinancialEducation #DeafYouth #ISL #Empowerment

[Motilal Oswal @MrMotilalOswal]

If only hard  work leads to success, then the donkeys would have owned all the farms.