$UPST is the biggest short squeeze setup I’ve ever seen.
Intrinsic value around $50.
Trades at 28. Current and former ceo bought over 10m worth together. Current ceo bought today again.
Calls are cheap, low float, high short interest. This could just gamma squeeze to 100.
$UPST ’s revenue per employee is outstanding compared to its peers. While Big Tech naturally maintains higher efficiency due to their massive scale, Upstart is leading the pack with a lean and productive team. Let's go, Upstart—2026 Q2 will be when we see the fruitful results.
My price target by the end of the year is ~$60, and I see $100 a reasonable goal in 3 yrs. If the bank charter gets approved and takes off, it will deserve a $140+ in 3-5 yrs, assuming its growth continues.
I think it's fair to say that $UPST and $PGY have both suffered over the past month or two due to anxiety surrounding private credit markets.
It's important to separate what effects these private credit concerns will have for $UPST and $PGY and which will just be passing concerns. (1/9)