Ferdi van Niekerk

[Ferdi van Niekerk @vNFerdi]

And selling policies...We'll said @AlanJLSmith I wholeheartedly agree. Real financial planning is much, much more!

[Alan Smith @AlanJLSmith]

Will my investments be okay after the General Election?

Can I afford to send the children to private school?

Should I invest in bitcoin?

How best to save for my childrens’ future?

Should I be worried about investment charges?

How do I teach the children the value of money?

Should we buy a second home?

Will the new tax regulations affect my finance?

Should I pay for the children’s university fees?

Will mum be okay when dad dies?

Can I afford to switch careers?

Where should I invest my inheritance?

Can I afford to help the children buy a house?

How much should I have in my pension?

Should I have a will?

How much money do I need in retirement?

Should I have medical insurance?

How much should I sell my business for?

Should the children get equal inheritances?

Should we downsize?

Can I afford to retire?

How will I fill my day?

If we retire abroad will I get to see my grandchildren grow?

Will I do everything I always wanted?

How do I minimise inheritance tax?

Will my family be okay when I'm gone?

𝗥𝗲𝗮𝗹 𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗽𝗹𝗮𝗻𝗻𝗶𝗻𝗴 𝗶𝘀 𝗺𝘂𝗰𝗵 𝗺𝗼𝗿𝗲 𝘁𝗵𝗮𝗻 ‘𝗿𝗲𝗰𝗼𝗺𝗺𝗲𝗻𝗱𝗶𝗻𝗴 𝗶𝗻𝘃𝗲𝘀𝘁𝗺𝗲𝗻𝘁 𝗳𝘂𝗻𝗱𝘀’.

[Terence CFP® ~ Financial Planning Not Policy Sales @terencetobin]

When you die, your income STOPS for your loved ones; but your loved ones EXPENSES don't stop.

If you knew you could, provide a solution to this situation for just a few rands a day today, in exchange for millions of TAX FREE rands tomorrow would you do it? 🤔

[Thomas Chua @SteadyCompound]

Charlie Munger's final lesson for us:

Don't wait to catch your tuna until it's too late

I still find it hard to accept that Charlie Munger is no longer with us.

In what would be his final interview, CNBC’s Becky Quick posed a thought-provoking question: “Is there anything left on your bucket list, Charlie?”

In his characteristic thoughtful manner, Charlie paused, his gaze drifting downwards in contemplation. After a moment of silence, he responded with introspection, “Well… that’s an interesting question.”

He took a breath, collecting his thoughts. “Well… I am so old and weak compared to when I was 96 that I no longer want to catch a 200 lbs tuna. It’s just too goddamn much work to get it in. Takes too much physical strength. I would have paid any amount to catch a 200 lbs tuna. When I was younger, I never caught one. Now if you give me the opportunity, I would just decline going after them. There are things you give up with time.”

This candid admission from Charlie, a man who had amassed wealth and resources beyond most people’s wildest dreams, was a stark reminder of life’s impermanence, and how even the most successful among us are not immune to the passage of time.

This is a powerful reminder for all of us.

Too many of us go through life without ever “catching our tuna”.

Our dreams and aspirations, whether they’re grand or modest, are often sidelined as we pursue other, seemingly urgent things, thinking we’ll have time later.

Charlie’s uncaught 200 lbs tuna underscores an essential truth: some things in life can’t be postponed.

The treasures of life are fleeting. Life’s most precious moments are like sand slipping through our fingers.

So, I encourage you, as I remind myself: Write down your dreams, your bucket list, regardless of their size. Formulate a plan on when and how. And then, chase them before father time takes it away.

In the journey of life, waiting for the perfect moment to catch your tuna might leave you with a lifetime of ‘what-ifs’, pondering over the adventures that could have been.

[Terence CFP® ~ Financial Planning Not Policy Sales @terencetobin]

Working with a financial advisor, can have many unique benefits, that you might not be aware of or haven't accessed yet.

Often we are thought of as the "investment guy" or "medical aid guy" but seldom do you think of us for all of this.

Did you spot something new?

[Terence CFP® ~ Financial Planning Not Policy Sales @terencetobin]

Make sure your drafted will is accessible to your executor.

Pointless making the best will in the world if no one can find it.

If you have not read your own will in the last 24 months, get it out, read it, update it and make sure it meets your needs!

[Terence CFP® ~ Financial Planning Not Policy Sales @terencetobin]

Rich Ideas now has a WhatsApp Channel.

Click the following link to follow our updates and announcements.

https://t.co/RF7ujcKwz2

[Terence CFP® ~ Financial Planning Not Policy Sales @terencetobin]

Leaving a legacy involves more than just wealth—it's about the values and memories you pass down. Let's discuss how your will can reflect your life's story and continue to inspire generations to come. Free Will Consults - https://t.co/0Se2Q3h2ps

[Ferdi van Niekerk @vNFerdi]

@Loompies @richideasza @terencetobin Thank you! So excited to join this team!

[Rich Ideas Group @richideasza]

We are proud to have @vNFerdi join our team of financial planning and advisory professionals.

He will be working closely with @terencetobin to add value to our client experiences.

[Terence CFP® ~ Financial Planning Not Policy Sales @terencetobin]

Attending my first HUM Conference today hosted by @MavenAdviser and his team.

Learning how to be a better advisor for my clients, is a journey that never stops.

It is a privilege to do the work I do and I am always trying to be the best I can be - for you!

Enjoy your coffee 🤓

[Ferdi van Niekerk @vNFerdi]

@terencetobin Sequence risk

[Alan Smith @AlanJLSmith]

If you’re remotely interested in the global economy/investing whether for your own finances – or because you advise clients, there is one document you need to read every quarter.

The @jpmorgan Guide to the Markets is 71 pages of useful data but I’ve distilled it to a thread 👇

[Ferdi van Niekerk @vNFerdi]

@themoneypanel Me

[Ferdi van Niekerk @vNFerdi]

@pietviljoen He retired

[Ferdi van Niekerk @vNFerdi]

@terencetobin Following these recommendations

[Carl Richards @behaviorgap]

At the end of the next decade do you think MONEY will matter more to you than the TIME you spend with people you love...?

[Ferdi van Niekerk @vNFerdi]

@behaviorgap Yes please

[Ferdi van Niekerk @vNFerdi]

@dirkgroeneveld How is this even possible!?

[Ferdi van Niekerk @vNFerdi]

"You don't need to predict how everything will play out.

Just master the next step and continue moving in the right direction."

–@JamesClear

[Ferdi van Niekerk @vNFerdi]

@terencetobin Hi Terence, what investment analysis tool is this? It sounds cool!