Jon Vasquez

I write about personal finance and optimizing life through steady refinement. Transform your money from a source of stress to serenity.

[Jon Vasquez @vasquez3]

When you build savings:

You go from handling problems in the moment to handling them in advance.

Before they can bite

[Jon Vasquez @vasquez3]

An ounce of action is worth a pound of worry.

Remember that the next time stress robs you of a good night's sleep.

[Jon Vasquez @vasquez3]

You overreact to financial setbacks because you lack context.

When you don't really know what a 'normal' amount of spending looks like, anything unusual seems like a catastrophe.

[Jon Vasquez @vasquez3]

Stop chasing status. Redefine it instead: https://t.co/zqoaulO011

[Jon Vasquez @vasquez3]

How to solve a pressing problem:

-Stop worrying
-Outline the major steps
-Budget time to work
-Hit a wall and adapt
-Change the outline and repeat

Most people never stop worrying and act only when it's too late.

[Jon Vasquez @vasquez3]

What keeping my promises to myself looks like.

It’s Sunday and I’m on the road, but I’m not going to miss a day to build my dreams.

[Jon Vasquez @vasquez3]

@FinanceMaster06 Not getting enough sleep is a helpful tell. It means:
-You're taking on too much
-Aren't prioritizing the right things
-Feeling an unhealthy amount of stress

Respecting the signals your body sends is the key to a healthier life.

[Jon Vasquez @vasquez3]

@Millennial_Wlth At
30 I lived beyond my means
32 I took on way too much debt
34 I had zero emergency fund
36 I got divorced
38 I admitted I was an alcoholic
40 I was laid off for the fifth time

I'm now 41 and have hit financial serenity. My only regret is not learning about money earlier.

[Jon Vasquez @vasquez3]

I don't believe that America should be governed exclusively by the belief of one religion.

There are a set of core values at the intersection of all major religions. The golden rule for instance.

We should govern according to universal values and not by one religion's dogma.

[Jon Vasquez @vasquez3]

Use a budget to:
Track expenses
Gather lifestyle data
Measure your financial health

Use the peace of mind to:
Be known for giving the best gifts
Save for experiences
Set up your future

Life is good when your money is right and you don't worry about it.

[Jon Vasquez @vasquez3]

When you know:
how much you make
how much you spend
how much you keep

You can:
Make real plans
Adjust to a surprise
Stop playing small and start swinging for the fences

When you know your finances, everything else falls into place.

[Jon Vasquez @vasquez3]

Nothing banishes your crazy feelings about money faster than when facts enter the scene.

[Jon Vasquez @vasquez3]

@lucahowey Being new to something is equal parts thrilling and humbling.

If you're no longer the new person, it's always good to help someone a few steps behind you.

I love the camaraderie @lucahowey!

[Jon Vasquez @vasquez3]

@adrienne_lain I fill my calendar with blocks of time I call 'Dream work'.

This is time set aside to build my dream life:
-Write my newsletter
-Build a course
-Tend my X garden

This the appointment I never want to miss. Great reminder @adrienne_lain

[Jon Vasquez @vasquez3]

@naval I've found that the most intense focus, joy, and satisfaction has come from taking on challenges at the limit of my capabilities.

[Jon Vasquez @vasquez3]

@JBalicki84 I used to bemoan all of driving I'd have to do during the holidays when I lived within a few hours from my family.

I now live several timezones away and I'd kill to be able to just jump in a car and see them within a few hours.

If you're near family, cherish it.

[Jon Vasquez @vasquez3]

Understanding the big picture of your money is transformative.

Surprisingly, a simple airplane analogy was all it took for me.

Check it out on my latest post: https://t.co/rJiauwdtOE

[Jon Vasquez @vasquez3]

Really lovely summary of how to organize and connect your finances.

Remember, the plan you follow is only good if you understand and believe in it.

[Jackie Kenoyer @jackiekenoyer]

Want financial confidence? Understand the big picture.

Even if you do a great job saving and spending, it can feel like something's missing if you don't see how everything connects.

All your money fits into 3 buckets, each serving a different purpose:

[Jon Vasquez @vasquez3]

Why this song kills:
-I've never heard anyone shred on a flute
-We all need a little more jazz in our lives
-Singing while playing. Mind blowing.
-It's about saving the earth

https://t.co/uqYpSjETRK

[Jon Vasquez @vasquez3]

You know you're financial plans aren't realistic because you don't really know your finances.

[Jon Vasquez @vasquez3]

@darrelltalksfi Love the rebrand Darrell. I’m a fan of folks using their whole names in their handle.

It feels more authentic :)

[Jon Vasquez @vasquez3]

Normalize the act of entering transactions into your budget in real time.

Nothing beats the feeling of knowing more than the bank does.