Discretionary DeWayne, CFA, CAIA, PhD, AIF, CPWA

70bps of value masquerading as a 300bp wrap. Swim at ya own risk.

[Discretionary DeWayne, CFA, CAIA, PhD, AIF, CPWA @wrapfeewayne]

He seems happy. Send his phone a Memories montage of pictures with his ex

[Boring_Business @BoringBiz_]

Dad, what was X like on the day when everyone thought the JPM levfin story was true?

[Boring_Business @BoringBiz_]

The male urge to own a diversified HoldCo with multiple cash flowing businesses that dividend proceeds back to the parent company for capital redeployment

[Discretionary DeWayne, CFA, CAIA, PhD, AIF, CPWA @wrapfeewayne]

@BiltRewards BILT 2.0 is complete ass. Total destruction of the value prop

[Thomas Sowell Quotes @ThomasSowell]

Warren Buffet: "I can end the deficit in five minutes. You juts pass a law that says that anytime there is a deficit of more than 3% of GDP, all sitting members of Congress are ineligible for reelection."

[Discretionary DeWayne, CFA, CAIA, PhD, AIF, CPWA @wrapfeewayne]

the downfall of @HeyBilt needs to be studied. The float on rent was the value prop 😂 thanks for giving me another debit card with ok-ish points. Definitely cancelling it #bilt2.0

[Boring_Business @BoringBiz_]

MBA Associates getting ready to spend a whole day adding zero value to the deal

[Bearly AI @bearlyai]

Activist investor Palliser Capital sent a letter to $7B Japanese toilet maker Toto and said it was “the most undervalued and overlooked AI memory beneficiary”.

Toto known for its bidet toilets but the expertise in ceramics is crucial for memory manufacturing.

Per FT, “Toto’s chuck technology uses ceramics designed to remain stable at very low temperatures, helping hold silicon wafers firmly during chip production. That makes it relevant to cryogenic etching, which is expected to grow as memory chips become more layered and complex.”

Palliser believes Toto has a 5-year moat on the technology and should expand the operation.

Advances ceramics already make up 40% of Toto’s operating profit while being only <10% of revenue.

Toto is up +60% over the past year on their development.

[Discretionary DeWayne, CFA, CAIA, PhD, AIF, CPWA @wrapfeewayne]

@SoleRetriever hotdog all day

[Sole Retriever @SoleRetriever]

GIVEAWAY: To celebrate the launch of the Costco Dunks, we're giving away a pair for FREE 🌭👟

To Enter:

1️⃣ Comment your favorite Costco item
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[Rep. Keith Self @RepKeithSelf]

Unbelievably disturbing.

57 House Republicans just joined almost all the Democrats to ensure the government can shut off your car whenever it wants.

[Boring_Business @BoringBiz_]

Realizing that treasury rates are now higher than when the Fed started cutting rates

[Discretionary DeWayne, CFA, CAIA, PhD, AIF, CPWA @wrapfeewayne]

Big banks can’t be allowed to use legislation to kill competition.

Fuck your net interest margin. Adapt or die (like the rest of us)

[Brian Armstrong @brian_armstrong]

After reviewing the Senate Banking draft text over the last 48hrs, Coinbase unfortunately can’t support the bill as written.

There are too many issues, including:

- A defacto ban on tokenized equities
- DeFi prohibitions, giving the government unlimited access to your financial records and removing your right to privacy
- Erosion of the CFTC’s authority, stifling innovation and making it subservient to the SEC
- Draft amendments that would kill rewards on stablecoins, allowing banks to ban their competition

We appreciate all the hard work by members of the Senate to reach a bi-partisan outcome, but this version would be materially worse than the current status quo. We’d rather have no bill than a bad bill. Hopefully we can all get to a better draft.

We'll keep fighting for all Americans and for economic freedom. Crypto needs to be treated on a level playing field with the rest of financial services so we can build this industry in a safe and trusted way in America.

[Discretionary DeWayne, CFA, CAIA, PhD, AIF, CPWA @wrapfeewayne]

@KurtSupeCPA Kurt, I pulled ADV. You’re a predator. ~200bp mgmt fee, in advance (ofc), and a litany of other fees passed down. Love how you clear directed orders thru an affiliate B/D, use NFS to facilitate, and have a history of not disclosing your affiliates. 12b-1s in 2026 is WILD. Unreal

[Discretionary DeWayne, CFA, CAIA, PhD, AIF, CPWA @wrapfeewayne]

@KurtSupeCPA try telling a boomer their public entitlements are suffocating the country tho. Then it becomes a whole “we earned it” pity party.

$100 the ‘client’ in this post will gripe about not having grandkids. Prime example of why you don’t hire an accountant as a wealth strategist

[Discretionary DeWayne, CFA, CAIA, PhD, AIF, CPWA @wrapfeewayne]

@EricLDaugh Those of us with relevant private sector exp need to start pro bono auditing the public institutions which we’re affiliated. Bad and/or incompetent actors have held the reins for too long. We gotta bat clean up now

[AP Research @AlphaPicks]

https://t.co/lL2j4vQTC9