BREAKING: Summit Horizon Investments holds 7,307 XRP now valued at approximately $9,207 as XRP hits $1.26 (up over 24% on the week) with some of our positions already up between 16-19%, as Dylan Murray, Co Founder and Head Of Market Research & Analysis, says we’re showing signs of nearly the end of a bear market and believes another 1-2 months before we start to really come out of it, with this rally good after around 3 months of consolidation since May 15 and this breakout being fueled by a lot of short liquidations as it’ll be good to start seeing a higher base being built around these levels.
Statement from Dylan Murray
Co-Founder & Head of Market Research & Analysis
We’re seeing early signs that this bear market is approaching its final phase.
We’ve been in a proper bear market since 10/10. The real unwind began around 19 September the same period our portfolio hit its all-time high of $64,000. ~ $45,000 invested , $18,000 unrealised profit.
From that point it was a sustained, aggressive liquidation cascade and capital withdrawal. Price action since then has been classic post-cycle distribution followed by a long, grinding consolidation.
That consolidation phase has been in place since roughly 13–15 May. We’re now roughly three months into it. The recent breakout, heavily driven by short liquidations, is constructive. It’s the type of move you want to see as a market starts building a higher base.
If the Clarity Act clears the final hurdles and passes in September, this becomes a completely different environment. Regulatory clarity of that magnitude removes one of the largest structural overhangs hanging over the entire digital asset complex. It creates the pipeline for serious institutional and traditional capital to begin flowing in size.
In a 1–2 month window after passage we would expect:
• Accelerated building of higher bases across majors
• Material improvement in liquidity conditions
• The first genuine institutional re-entry wave
• A shift from defensive positioning into accumulation
This would not be a retail FOMO rally. It would be the foundation for what has the potential to become the largest crypto bull market on record precisely because the capital that has been sitting on the sidelines finally has a clear regulatory framework to operate within.
We’re still early in the transition, but the pieces are lining up.
INSIGHT: CFTC Chair Michael Selig believes the crypto industry will get market structure rules even if the CLARITY Act fails, saying "Regulators are ready to act if it doesn't."
ripple:native treasury firm Evernorth is eyeing DeFi opportunities as proposed native lending moves through the XRP Ledger review process.
Chief Business Officer Sagar Shah said native lending could reduce smart contract risks. @SALTConference
BULLISH: Dylan Murray, Co-Founder of Summit Horizon Investments: “We’re getting closer to the next major crypto bull market. The Clarity Act vote on September 15 is a critical catalyst, and combined with the historically strong performance window from October through December, conditions are starting to align.”
Institutional lending on the XRP Ledger is becoming concrete with @cicadacredit and @ClearpoolFin.
Using XLS-66 (Lending) and XLS-65 (Single Asset Vault), the flow describes how these institutions are approaching the XRP Ledger.
Proud to share that we’re currently developing the Summit Horizon Investments AI Digital Asset Academy a premium AI-powered education platform covering blockchain technology, digital assets, security, markets and institutional research.
More details coming soon.
INSIGHTS: Summit Horizon Investments has purchased 7,308 units of $XRP over the last 2 years at an average acquisition cost of $2.03, with a total cost basis of $14,768.44.
JUST IN: Summit Horizon Investments is preparing a potential new digital asset deployment in the coming weeks.
We’re awaiting final details, CEO approval, fund transfer and confirmation of the deployment date.
Amount and allocation will be announced once finalised.
JUST IN: Summit Horizon Investments has acquired an additional 615 XRP at an average purchase price of $1.0797 per XRP, investing approximately $664.
This acquisition increases our total XRP Reserve to 6,987 XRP and reduces our overall average acquisition cost to $2.08 per $XRP
In 2025, we purchased $45,688.50 worth of digital assets . We have since purchased approximately $20,000 throughout 2026, split between Q1 & Q2, bringing our total invested capital to $65,688.50 across 21 digital assets.