ZeroSettle

Drop-in direct billing SDK for in-app purchases

[Gabe Roeloffs @gaberoeloffs]

Apple's ~6 week developer payout delays are not a mistake or a technical quirk. Apple processes ~$100B in app purchases per year which means they’re sitting on ~$10–12B in cash at any given time. At ~4–5% interest, that’s ~$550M/year… just from the delayed payout float.

[Y Combinator @ycombinator]

ZeroSettle (@ZeroSettle) is building a drop-in direct billing SDK for in-app purchases.

It takes 15 minutes to integrate instantly unlocks zero App Store fees, higher retention, and instant payouts.

Congrats on the launch, @gaberoeloffs & @relliott3131!

https://t.co/uNnLVij8YU

[Gabe Roeloffs @gaberoeloffs]

We’re sending out our first batch of fresh pressed juices to mobile app leaders (overnight ofc). QR code goes to calculator that shows how much “juice you can squeeze” by avoiding 30% Apple tax and using @zerosettle for in app purchases instead!

[Gabe Roeloffs @gaberoeloffs]

so apple takes 30% of robux, then roblox takes 84% of remaining revenue. what's next, a roblox game that has its own platform fee?

[Gabe Roeloffs @gaberoeloffs]

@TimSweeneyEpic @ShitpostRock no 30% rake on web games :/

[Gabe Roeloffs @gaberoeloffs]

How it feels finding operating systems bugs when making apps

[ZeroSettle @zerosettle]

@gaberoeloffs They deserve a day idle on the GPUs

[Gabe Roeloffs @gaberoeloffs]

being a reply guy should be considered blue collar work. i will not elaborate further

[Gabe Roeloffs @gaberoeloffs]

Stables quietly hitting ATH adoption - the legacy rails won’t vanish overnight, but the transition is happening in plain sight.

[Gabe Roeloffs @gaberoeloffs]

wait, market making and matchmaking are the same thing?

[Gabe Roeloffs @gaberoeloffs]

@thdxr they were sort of interesting until ai one shotted prototyping, now building something durable/testable/scalable/secure is where the real engineering is happening

[Gabe Roeloffs @gaberoeloffs]

Cash is instant and final. Cards are digital and convenient. Stablecoins finally combine the two, which is why merchants will love them.

[Gabe Roeloffs @gaberoeloffs]

you either die a hero or live long enough to see yourself become a pm

[Gabe Roeloffs @gaberoeloffs]

This looks like an easy way to make 5k

Say your tax burden is 50k - just put 50k on NO.

If income tax stays, you make 5k + interest.

If it does end, bummer, but that was going to govt anyway.

[Gabe Roeloffs @gaberoeloffs]

Network fees are necessary, but exposing them isn’t. Requiring SOL to send USDC is like Venmo requiring a small euro balance to send dollars. Needs to be abstracted away or consumer crypto won’t scale.

[Gabe Roeloffs @gaberoeloffs]

As prediction markets mature, media will increasingly collapse into a thin UI layer that renders the underlying truth state.