AIPNB AGRI OFFICERS ASSOCIATION

A Voluntary Organization heralding unheard Voices of Hardworking PNB Agri Officers.
#Zameen_Se_Juda_Officer

[Nitin Tyagi @iNitinTyagi]

🔥 ANOTHER SLAP BEFORE MARCH END AND UFBU STILL SLEEPING

As per unverified sources, Many banks have already placed #PLI proposals in their Board meetings, got them approved, and are now set to credit payouts to top executives before 31st March.

If this is true then This is not just a decision it is a direct slap on the face of the entire banking workforce and a complete exposure of UFBU.

First, the government made it clear that it can do what it wants. UFBU kept claiming that the matter is before @CLCMOLE and nothing can happen. But the government went ahead anyway and proved them wrong.

Then came the reality check all those tall claims, all that noise, and when it mattered the most, UFBU stood silent. They tried to save face, but the system stripped away their credibility in front of every banker.

And now what next?

→ The same old script
→ We will see next year
→ We will protest
→ We will go on strike

Just to create an illusion of action while nothing changes on the ground.

Bankers are not blind anymore. They can clearly see the pattern delay, distraction, and eventual surrender.

UFBU projected CLC as a powerful authority when it suited them and deferred strike, but when it came to confronting the government, both UFBU and CLC were shown their real standing.

All UFBU so called leaders @rupamsmail
@ChVenkatachalam cowards and This is not just disappointment this is betrayal.

→ Enough of excuses.
→ Enough of symbolic protests.
→ Bankers deserve accountability, not drama.

Time to wake up.

[Yogesh Kumar @bankpediaa]

Just like @Meta has removed end-to-end encryption from @instagram, if it were to remove WhatsApp from India as well, then around 90% of marketing staff in banks, along with those in RO, CO, ZO, and HO… would become unemployed.

Because, in reality, they spend the entire day working only on WhatsApp.

They are simply increasing WhatsApp session time and doing nothing else.

[Newton Bank Kumar @idesibanda]

DFS thinks, Only top 5% work for Bank profitability & performance, while public sector banks run on each & every individuals from top to bottom. Discreminatory PLI is another step towards privatization.

[Yogesh Kumar @bankpediaa]

Performance Linked Incentive ❌

Position Linked Incentive ✅

[Vijaya Sharma @vijayaksharma]

This is how institutions protect themselves: not by fixing what’s broken, but by breaking the one who points it out.

[Kanal Banking @kanalmedia23]

The Bank That Chose Silence: An SBI Employee’s Twelve-Year Account of Institutional Betrayal

Read More: https://t.co/gDtDI7B7hC

SBI officer Vijaya Sharma has shared her journey in a conversation with Kanal describing events related to her grievance, medical leave and administrative actions within the bank.

Report by @BodkeNeha

@TheOfficialSBI @DFS_India @FinMinIndia @nsitharaman @vijayaksharma
#SBI #VijayaSharma #GrievanceRedressal

[RTI & Legal Cell Webankers @RtiCell15796]

"We strongly condemn Iran's threats to attack banks and financial centers. We stand in firm solidarity with bankers and financial workers worldwide who keep the global economy running. Civilians must never be targets. #StandWithBankers

[Yogesh Kumar @bankpediaa]

Summary of the Letter:

1. Unauthorised KYC Updates: KYC information was updated without obtaining actual KYC documents from the account holders.

2. Pressure on Staff: Clerical staff from branches were called to the RBO (Regional Business Office) and pressurized and threatened to perform KYC updation without proper documentation.

3. No Physical Documentation: KYC updates were done without physical documents or any Annexure from the account holders.

4. Threats and Intimidation: Branch heads or clerical staff who refused to follow this unethical practice were:
- Threatened and traumatized
- Humiliated to such an extent that they were left with no option but to comply

5. Public Humiliation: Staff members were humiliated in front of everyone by senior officials (specifically mentioned: Ms. Parul Rohel, CM Ops and RM Inderpal Singh Kalra) with threatening remarks about career destruction and transfers.

6. Systematic Practice: This was not an isolated incident but a practice followed across the whole bank.

7. Time Period: KYCs were fraudulently updated during September, October, and November 2025.

8. Digital Trail: The IP addresses of the systems used for these fraudulent updates can be traced to identify the source.

9. Scale of Fraud: The letter suggests that if 1000 fake KYCs were done in a single RBO across 17 circles in SBI, the scale could be massive.

10. Potential Misuse: These fake KYC accounts could be used as money mule accounts for fraud and terrorism financing.

[Yogesh Kumar @bankpediaa]

What happens when India's largest bank allegedly updates KYCs without documents?

A brave @TheOfficialSBI Manager blows the whistle on fraudulent practices that could enable terrorism financing.

Full letter below 👇

[RTI & Legal Cell Webankers @RtiCell15796]

Once again, Webankers left hanging — zero mention of #5DaysBanking.
Middle-class taxpayers? Still getting taxed like it’s 2010 खेलो इंडिया के बाद पेश है रील बनाएगा इंडिया तभी तो आगे बढ़ेगा इंडिया. #Budget2026 #MiddleClassBetrayed

[RTI & Legal Cell Webankers @RtiCell15796]

Bankers are on strike today! Implement #5DaysBanking immediately, or Webankers will be forced into an #IndefiniteBankStrike. Act now!

[Newton Bank Kumar @idesibanda]

Only those Opposing 5 Days Work week in Banks, Who deal mostly in Cash to escape from Tax Payment. Now tag those who opposing India's Growth on digital payments.

#BankersDemand5DayWeek

[Nitin Tyagi @iNitinTyagi]

IBA has invited all bank unions for a meeting on 14 Jan 2026 after UFBU’s strike notice for 27 Jan.

Let’s be honest:
Most of us already know how this usually goes.

What will come out of tomorrow’s meeting?

1️⃣ 5 day banking actually delivered and strike deferred
2️⃣ No 5 day banking, but strike deferred after some “assurances”, “positive discussion” & lollipops
3️⃣ No 5-day banking and unions finally stand firm and go on strike

My fear? Option 2️⃣ again with some below excuses like:

- Finance Ministry will announce it in the Budget.
- FM has spoken to top management”,
“Wait a little more” … and the strike gets deferred.

Fellow Bankers, what do you really expect this time?

#5daysbankingnow

[aiwebankersOfficial @OfficialAIWBA]

Grievances Against PNB Kolkata Zonal Management.
Reports indicate that Zonal Manager Bipin Kumar Gupta recently held a performance review meeting for Agriculture Officers (AOs). During the meeting, he reportedly lashed out at several officers and threatened them with transfers, citing poor performance. He believes that some AOs are posted in their "home circles" and are therefore "relaxing" instead of working.

The Reality on the Ground
The truth is that even while in their home circles, these officers are posted in remote Indo-Bangladesh border areas, nearly 100 kilometers away from their homes, facing immense geographical and economic challenges.
Language Barrier: Many AOs currently posted in the Kolkata Zone are from South India and do not know the Bengali language.

Operational Hurdles: Branches suffer from staff shortages, land-related issues like 14U (land ceiling) and mutation problems, and a lack of scope for large-scale agricultural loans.
Unrealistic Targets: Management expects a monthly fresh business of ₹2.5 crore per AO (totaling ₹30 crore annually). Out of 96 AOs, only a couple are meeting this. Does this mean 94 officers are non-performers, or is the credit policy fundamentally flawed?

Flaws in Policy and KRA
The management seems disconnected from the economic reality of West Bengal, where most farmers lack the income to service large installments for schemes like the Agriculture Infrastructure Fund (AIF). Most are only capable of repaying loans between ₹2 lakh and ₹5 lakh.

Furthermore:
Forced Disbursements: Branches are pressured to force Self-Help Groups (SHGs) to avail Cash Credit (CC) limits even if they don't need the funds, just to inflate quarterly figures.

KRA Omissions: Small loans like Kisan Credit Card (KCC) (up to ₹2 lakh) and limit enhancements have been removed from the AOs' Key Result Areas (KRAs), rendering their actual hard work invisible in the performance appraisal system.

System Errors: AOs are being asked to manually reconcile data errors in reporting systems. Should an officer focus on business or on fixing IT system discrepancies?

Toxic Work Culture and IT Failures
While top management focuses on monitoring employee social media activity, the bank’s IT Department continues to launch "Tughlaqi experiments" that slow down software like Finacle, Lens, and CRM. This complexity is driving customers toward other banks, leading to negative CASA growth. Instead of providing staff and better infrastructure, management remains busy with micromanagement and harassment.

The "We Bankers" Appeal to Top Management
In the interest of the bank, we urge the management to:

Logical Targets: Assess geographical and economic challenges before setting business targets.

Amend KRAs: Re-include small KCC loans and limit enhancements in the AO performance evaluation.
Constructive Feedback: Stop the culture of threats and humiliation; listen to field staff feedback to resolve ground-level issues.

Language-Based Posting: Follow DFS guidelines to post AOs in their linguistic/native areas.

Clear Arrears: Immediately settle long-pending T.A./D.A. bills. Paying these is not a favor; it is a reimbursement for the hardships faced in remote areas.

Fix IT Systems: Ensure the performance appraisal system is transparent and free of technical glitches.

Warning: Forcing targets through fear will inevitably lead to poor loan quality and "Quick Mortality" NPAs. Expecting equal performance from every circle regardless of geography is like expecting every animal in the forest to climb a tree to be considered "competent."
We hope @pnbindia management takes this feedback seriously and implements positive reforms in its credit policy and work culture.
#StopHumiliatingAOs
#StopToxicWorkCulture
#ResolveFrequentITNetworkErrors
#ListenFeedbackOfFieldFunctionaries
#TimelyDisposeTABillsOfAOs
#AmendKRAofAOs
#TransferAOsToLinguisticAreas
@narendramodi @DFS_India @PMOIndia @nsitharaman @kanalmedia23 @Hellobanker_in

[RTI & Legal Cell Webankers @RtiCell15796]

Urgent appeal to @pnbindia
: Stop threatening AOs with transfers over unrealistic ₹2.5cr targets in remote WB border areas. Amend KRA to include small KCC loans,fix IT issues& settle TA/DA bills.Listen to field feedback for better performance! @FinMinIndia #StopToxicWorkCulture

[Sourabh Mishra @iSourabhMishra]

PSBs beat Private Sector Banks in Profit per employee

PS : #StaffShortage is Turning into a burning issue at PSBs and @DFS_India to take immediate corrective steps to safeguard the work culture..

[aiwebankersOfficial @OfficialAIWBA]

🔴 एक कर्मचारी नहीं, पूरे कैडर पर हमला 🔴
✊ बैंक ऑफ इंडिया की रतनगढ़ शाखा, राजस्थान की घटना : अब चुप्पी नहीं, सामूहिक प्रतिरोध ✊

कल रतनगढ़ शाखा में जो हुआ, वह किसी एक व्यक्ति की व्यक्तिगत पीड़ा नहीं है।

यह कर्मचारी गरिमा, मानवीय संवेदना और कार्यस्थल की मर्यादा पर किया गया सुनियोजित हमला है।
हमारे साथी मयंक शर्मा, जो 17 दिनों तक डेंगू जैसी गंभीर बीमारी से जूझने के बाद स्वस्थ होकर ड्यूटी पर लौटे थे, उनके साथ जो व्यवहार हुआ—वह किसी भी सभ्य समाज और संस्थान को शर्मसार करने वाला है।

👉 सिस्टम पर बैठने से रोका गया
👉 “जहाँ ग्राहक बैठते हैं, वहीं बैठो” जैसी अपमानजनक टिप्पणी की गई
👉 मेडिकल प्रमाण पत्र अगले दिन देने की बात को भी अपराध बना दिया गया
👉 मानसिक रूप से प्रताड़ित कर शाखा छोड़ने को मजबूर किया गया
जब इस विषय को उच्च अधिकारी के संज्ञान में लाया गया, तो उम्मीद थी कि अन्याय रुकेगा।
लेकिन इसके उलट, घटनाएँ और भी खतरनाक व साजिशनुमा हो गईं।
गौर फरमाए: ये मैसेज यूनियन के नपुंसक चेले व्हाट्सएप में फैला रहे, प्रबंधन के साथ मिलकर एक ईमानदार कर्मचारी को फसाने के बाद:
"Dear Comrades,

We wish to inform you that, pursuant to our strong and firm intervention and the seriousness of the incident at Ratangarh Branch, the concerned CSA staff member (Mr. Mayank Sharma) has now been placed under suspension by the Management.(as per the our information).

This action reflects the gravity of the misconduct and reinforces the clear message that any act of violence, intimidation, or indiscipline against officers will not be tolerated.

Long live unity 👍"

❌ जो हुआ, वह बर्दाश्त के बाहर है ❌
▪ सार्वजनिक रूप से अपमान
▪ अभद्र भाषा और धमकी
▪ वीडियो बनाकर डराने की कोशिश
▪ “अब तेरा जीना मुश्किल कर देंगे” जैसी धमकियाँ
बीमारी के कारण मयंक शर्मा द्वारा उपयोग किया गया मेडिकल इनहेलर आज झूठे नैरेटिव का हथियार बना दिया गया है।

⚠️ सच्चाई स्पष्ट है ⚠️
✔️ CCTV में किसी प्रकार का हमला नहीं
✔️ किसी अधिकारी को कोई चोट नहीं
✔️ कोई हथियार नहीं
✔️ पूरी कहानी बाद में गढ़ी गई

इसके बावजूद, बाहरी शाखाओं के अधिकारियों को बुलाकर फर्जी FIR दर्ज कराना यह साबित करता है कि यह सब पूर्व नियोजित दबाव की राजनीति है।

🔥 यह अब व्यक्तिगत मामला नहीं है 🔥
मयंक शर्मा वही साथी हैं— जो हमेशा कर्मचारियों के अधिकारों के लिए खड़े रहे
जो अन्याय के खिलाफ कभी चुप नहीं रहे
जो “मैं” नहीं, “हम” की लड़ाई लड़ते रहे

👉 आज निशाने पर मयंक हैं
👉 कल कोई और होगा
अगर आज हम चुप रहे, तो आने वाला कल और भी भयावह होगा।

✊ अब निर्णय का समय है ✊
हम सभी क्लर्क साथियों से आह्वान है—
▪ इस अन्याय को सामान्य न मानें
▪ फर्जी FIR की निष्पक्ष व स्वतंत्र जाँच की माँग करें
▪ दोषी अधिकारियों पर सख्त कार्रवाई सुनिश्चित कराएँ

🚨 और सबसे अहम आह्वान 🚨
👉 सोमवार को अधिक से अधिक संख्या में रतनगढ़ पहुँचें
यह उपस्थिति केवल समर्थन नहीं होगी—
यह संदेश होगा कि क्लर्क कैडर अकेला नहीं है।
✊ आज मयंक शर्मा के साथ खड़े हों
✊ ताकि कल अपने सम्मान, सुरक्षा और भविष्य के साथ खड़े रह सकें
न्याय चाहिए — अभी चाहिए।
एकता ही हमारी असली ताकत है।
✊✊✊

#JusticeForMayankSharma
#WeWantIndependentInquiry
#सांच_को_आंच_नहीं।
#हाथ_कंगन_को_आरसी_क्या ?
#RevokeFalseFIRagainstMayankSharma
#BOIManagementMurdabaad
@BankofIndia_IN @RajCMO @PoliceRajasthan @ChuruPolice
@Hellobanker_in @idesibanda @iNitinTyagi

[RTI & Legal Cell Webankers @RtiCell15796]

@RajCMO
Urgent! Immediately direct @ChuruPolice
for fair & swift investigation in FIR against Mayank Sharma of Ratangarh @BankofIndia_IN. Secure branch CCTV footage NOW to prove innocence of Mayank Sharma and guilt of BM Sunil Kumar in said case. @DFS_India
@LabourMinistry

[pushpa banker @Bankerpushpa]

@idesibanda being an a****** is the eligibility for becoming RM in sbi
top management become deaf and blind when life insurance target are being met.

sbi life dete raho or staff ki life lete raho
@TheOfficialSBI
चौराहे पे कुटाई होनी चाहिए इसकी

[Newton Bank Kumar @idesibanda]

Day 2: No action has been taken by SBI against the abusive Regional Manager of Varansai who stopped the salary of an employee whose mother was undergoing cancer treatment and died.