Anshul S

Credit Cards | Personal Finance | Real Estate l Investing | Traveller | Fitness

[Anshul S @CCFinEstate]

@devdeep_d @BachatXpert I booked this property for upcoming weekend via mariott points but they are denying complimentary breakfast when l asked for phone.

[Anshul S @CCFinEstate]

@neha1980devi @imYadav31 Thanks bro for sharing info

[Anshul S @CCFinEstate]

@AdityaD_Shah As per the app timeline it is getting over in Jun 2026 but they are saying we are trying with fake loan borrowers to recover.
All this is fake both lendbox and mobikwik are doing a massive level scam system

[Anshul S @CCFinEstate]

@AdityaD_Shah Timelines are getting over in Jun 2026 for everyone

[Sonal Choudhary @sonalch10]

P2P customers who invested through MobiKwik and Lendbox are stuck. Lack of clarity on their funds has left them stranded. Each player points to the other; none accepts clear responsibility, forcing investors to lookout on their own.
@MorningContext
https://t.co/ggZ1B3PO8y

[Aditya Shah @AdityaD_Shah]

🚨Mobikwick Xtra Fiasco-Who will help investors now?

Online Platforms sell anything and everything to get commissions,
Mobikwik, together with Xtra, kept selling bonds to customers,
Customers were lured the lollipop of 12% high returns.

These P2P investments were sold as
1. Fixed deposit type investment with higher returns
2. Risks relating to P2P were not known to most investors,

Many investors allege,
Investors attempting to withdraw their money—some with sums ranging from ₹91,000 to ₹4 Lakh—have found their principal amounts locked with no clear timelines for return.

Xtra experienced operational standstills following RBI regulatory changes, leading to several police complaints and FIRs

Mobikwik washed its hands off by saying:-
1. We are just the intermediary
2. Customers were aware of the risk,

Even if Mobikwik was an intermediary:-
Can Mobikwik wash its hands off?
Shouldnt thereby an investigation into the sales practises?

More importantly,
Who will save these investors?
Who will return their money?

Why doesn't RBI step in to clean up the fiasco?

[Anshul S @CCFinEstate]

@dg168031 @grok Can you share how mobikwik cheated here

[कुंभकरण @_kumbhkaran]

BREAKING 🚨

A massive fintech investor crisis is unfolding in India.

Two FIRs have now been registered from Varthur, Bengaluru against MobiKwik Xtra & Lendbox (Transactree) over allegations of blocked investor funds, misleading investment claims, and irregularities in the P2P lending structure.

Thousands of retail investors across India claim they were sold MobiKwik Xtra as a safe, RBI-regulated, “FD-like” investment product with:
• “Withdraw Anytime”
• “100% Liquidity”
• “No Questions Asked”
• “Up to 12–14% Returns”

Then suddenly after RBI’s August 2024 P2P changes, withdrawals were frozen overnight.

Now investors allege:
• ~30%+ avg money still stuck of all investors (How is it possible for all lenders? That much consistency seems totally made up story)
• repayment schedules collapsing
• borrower data discrepancies
• missing transparency
• funds allegedly deployed without explicit lender approval

Despite this ongoing crisis, another frontend brand “Perannum” continues operating and marketing itself as RBI-regulated — while internally disclaiming that RBI does not guarantee correctness of data or repayment safety.

Then what exactly does “RBI regulated” mean for ordinary Indians?

How can thousands of investors suffer while the system stays silent?

More than 800 affected investors have already united online. Many are retired pensioners, middle-class families, salaried employees and small savers who invested their life savings believing these fintech platforms were trustworthy.

Reported figures from the MobiKwik Lendbox community tracker website already show:
• ₹26+ crore invested
• ₹7.7+ crore outstanding
• 500+ registered victims
• ~31% average outstanding losses

And investors believe the real scale could be far bigger.

Cyber complaints, FIRs, legal notices, consumer cases ,EOW complaints and writ petitions are now rapidly increasing across India.

At this point people are not only losing money — they are losing faith in India’s financial oversight and justice system.

If ordinary citizens cannot be protected from powerful fintech giants using RBI branding, aggressive advertising and hidden risk structures, then what kind of financial system are we building?

[Anshul S @CCFinEstate]

@imYadav31 @ChaiAndMiles @AbhiChtrj @greatindianmile @PointsPro @pointperkspicks @think_in_points @DealsDhamaka @GoldPal79 @GoldDealsIndia @KartikaySadani @SavingsSimpl @RakshitSomani @rawandrealfin @_haroldfinch @skh27 @LiveFromALounge @ameyakarve @cards_wizard @gautam888

[Anshul S @CCFinEstate]

Can ccgeeks support innocent investors to expose the biggest scam done by @MobiKwik and @lendboxin ?

@ccg33k @SartanparaYash @BachatXpert @TechnoFino @jassneetsingha @CardMavenIn @SumantaTF @CreditCardsInd @dhimantn @CardNiti @rhoeshan @EvryPaisaMatter @Urstruly_Gnana

[Rajat Khandelwal @Singlejivi]

Thanks @DeccanHerald for finally covering the biggest open scam around Mobikwik Xtra Lendbox investors.
When most major media houses stayed silent on this @MobiKwik @lendboxin transactree pvt ltd, you chose to report what thousands of ordinary retail investors have been facing for months.
In a country where press freedom rankings continue to fall to 157th, independent reporting on corporate-financial issues still matters.
Our issue is simple:
• We were shown ads promising: — “Withdraw Anytime”
— “No Lock-in Period”
— “Daily Interest”
— “Better than FD returns”
— up to 12%-14% p.a.
• Mobikwik heavily marketed Xtra across: — app banners
— push notifications
— Instagram, twitter, Facebook ads(below will provide each and every ss)
• Money was routed into Lendbox/Transactree’s NBFC-P2P structure.
And Ind the name of RBI’s August 2024 P2P changes this biggest fraud happened lead by @BipinSingh :
-Withdrawals suddenly stopped
-Funds got locked for years
-Repayment schedules started failing
-Borrower transparency disappeare
-Investors were denied loan/KYC level data which is a mandate of the @RBI for NBFC master direction
What @MobiKwik
and @lendboxin did was
—Blocked funds completely even after advertising as "Anytime withdrawal" "No lock in" "Zero questions asked"
— False NPA tagging and no fixed recovery timeline
We launched a public issue-tracking website
https://t.co/jLzXIigZRE
, collected investor evidence, filed cyber complaints, consumer complaints, legal notices, and multiple investors have now approached police authorities.
Now FIRs under IT Act/BNS provisions have been registered in Bengaluru against entities connected to the issue. And many from Delhi, Mumbai and other cities are on its way.

Their are jaw dropping figures against @MobiKwik Xtra
• 800+ affected investors are there in our WhatsApp group
• More than 10crore reportedly blocked
• Average outstanding is 30%

Questions to @RBI @RBIsays @FinMinIndia @DFS_India @SEBI_India @IEPFAuthority
@PMOIndia @narendramodi @mygovindia @PIB_India
@Cyberdost @DelhiPolice
@BlrCityPolice @MumbaiPolice
@CPDelhi @jagograhakjago @nch1915 @DARPG_GoI

If a product was aggressively sold as liquid & flexible, Anytime withdrawal no lock in period (RBI Regulated) by a company who is listed by @SEBI_India also, how were ordinary retail users suddenly trapped in multi-year repayment uncertainty overnight?

#Mobikwik #Lendbox #Xtra #MobikwikXtra #IndianScam #Scam #Fraud

[Deccan Herald @DeccanHerald]

Fintech firms held to account as investor FD funds stay blocked https://t.co/jYo6hfy5sH

[Rajat Khandelwal @Singlejivi]

Thanks @DeccanHerald for finally covering the biggest open scam around Mobikwik Xtra Lendbox investors.
When most major media houses stayed silent on this @MobiKwik @lendboxin transactree pvt ltd, you chose to report what thousands of ordinary retail investors have been facing for months.
In a country where press freedom rankings continue to fall to 157th, independent reporting on corporate-financial issues still matters.
Our issue is simple:
• We were shown ads promising: — “Withdraw Anytime”
— “No Lock-in Period”
— “Daily Interest”
— “Better than FD returns”
— up to 12%-14% p.a.
• Mobikwik heavily marketed Xtra across: — app banners
— push notifications
— Instagram, twitter, Facebook ads(below will provide each and every ss)
• Money was routed into Lendbox/Transactree’s NBFC-P2P structure.
And Ind the name of RBI’s August 2024 P2P changes this biggest fraud happened lead by @BipinSingh :
-Withdrawals suddenly stopped
-Funds got locked for years
-Repayment schedules started failing
-Borrower transparency disappeare
-Investors were denied loan/KYC level data which is a mandate of the @RBI for NBFC master direction
What @MobiKwik
and @lendboxin did was
—Blocked funds completely even after advertising as "Anytime withdrawal" "No lock in" "Zero questions asked"
— False NPA tagging and no fixed recovery timeline
We launched a public issue-tracking website
https://t.co/jLzXIigZRE
, collected investor evidence, filed cyber complaints, consumer complaints, legal notices, and multiple investors have now approached police authorities.
Now FIRs under IT Act/BNS provisions have been registered in Bengaluru against entities connected to the issue. And many from Delhi, Mumbai and other cities are on its way.

Their are jaw dropping figures against @MobiKwik Xtra
• 800+ affected investors are there in our WhatsApp group
• More than 10crore reportedly blocked
• Average outstanding is 30%

Questions to @RBI @RBIsays @FinMinIndia @DFS_India @SEBI_India @IEPFAuthority
@PMOIndia @narendramodi @mygovindia @PIB_India
@Cyberdost @DelhiPolice
@BlrCityPolice @MumbaiPolice
@CPDelhi @jagograhakjago @nch1915 @DARPG_GoI

If a product was aggressively sold as liquid & flexible, Anytime withdrawal no lock in period (RBI Regulated) by a company who is listed by @SEBI_India also, how were ordinary retail users suddenly trapped in multi-year repayment uncertainty overnight?

#Mobikwik #Lendbox #Xtra #MobikwikXtra #IndianScam #Scam #Fraud

[Anshul S @CCFinEstate]

@makemytrip Hi team
Trying to book train tickets but it's giving me some random error

[Anshul S @CCFinEstate]

@SartanparaYash @ccg33k Failing now

[Anshul S @CCFinEstate]

@madivalatrfps @TOvertaker48202 @blrcitytraffic Clearning is fine but why was it kept until now?
There should be a fine charged to this police station because if any citizen would have kept it would have been fined

[Anshul S @CCFinEstate]

@BachatXpert @Gomzy19Goutam Got it.
Do you have any email id to contact them?

[Anshul S @CCFinEstate]

@BachatXpert @Gomzy19Goutam I dnt see anywhere mentioning complimentary breakfast. Any idea how can we confirm it?

[Anshul S @CCFinEstate]

@devdeep_d Does it include complimentary breakfast if booked via Mariott Bonvoy?