Henry C. O.

Forward thinking, AI enthusiast, Software Engineer, Business Analyst, and yes many other things. Welcome aboard!

[Henry C. O. @Cyber_Henry24]

@asemota The risk in this is when data breach happens and it makes its way down to the open market (dark web). Fantastic idea by the way. Just highlighting what’s currently plaguing enterprise environments.

[Henry C. O. @Cyber_Henry24]

@Ssaasquatch @Babajiide Even in Nigeria. This banter is no more funny. Everything is pointing towards bottling.

[Henry C. O. @Cyber_Henry24]

This is how scale happens

[Money Africa @themoneyafrica]

Wema Bank just dropped their 2025 results. Here's what the numbers say.

Their profit doubled in one year. From ₦86.3 billion to ₦194.5 billion. The driver wasn't FX gains or one-off windfalls, it was their digital banking platform, ALAT.

Six years ago, it cost Wema ₦84.50 to generate ₦100 in income. Today that number is ₦29.

That shift happened because they moved from physical branches to digital infrastructure, lower costs, more transactions. ALAT processed ₦31.9 trillion in transactions in 2025.

On the balance sheet, they raised ₦200 billion in fresh capital. Their safety buffer now sits at 28.1%, the CBN requires 15%.

They proposed a ₦1.25 dividend per share, a 4.8% yield at current prices, while retaining over 80% of earnings for future growth.

The stock currently trades at a P/E of 3.7x. One of the cheapest valuations in the sector.

That's the picture. A mid-tier bank that has cut its cost base dramatically, doubled profits, strengthened its balance sheet, and is paying a dividend, all in the same year.

Would you invest in Wema Bank at current prices? 👇

[Henry C. O. @Cyber_Henry24]

@unicodeveloper Calm down o. Let the game finish first

[Henry C. O. @Cyber_Henry24]

After every AI rollout, ask yourself, how is this going to affect me.

[Henry C. O. @Cyber_Henry24]

@unicodeveloper That’s harsh o. You don’t like gist?

[Henry C. O. @Cyber_Henry24]

@BukkyOA lol, I’ll say ask Claude. 😋

[Henry C. O. @Cyber_Henry24]

@SirJarus Evolution

[Henry C. O. @Cyber_Henry24]

@claudeai This is a great addition to what Claude is doing lately. Continue. I’m waiting for Farming optimization

[Henry C. O. @Cyber_Henry24]

@twtayaan Everyone is going to feel the heat of this new change. Work is definitely shifting from how it used to be.

[Henry C. O. @Cyber_Henry24]

@naval It is very addictive. The only way to come out of it is if you burn tokens.

[Henry C. O. @Cyber_Henry24]

@sundarpichai @IAtalkspace This is very thoughtful of Google

[Henry C. O. @Cyber_Henry24]

@claudeai At this rate that you are shipping features, we are struggling to understand your plans. Catching up is becoming very difficult. 😥

[Henry C. O. @Cyber_Henry24]

@Star_Knight12 They are on a mission

[Henry C. O. @Cyber_Henry24]

@claudeai You need to go on a break let us consume all you have released so far.

[Henry C. O. @Cyber_Henry24]

@eldivine The stack matters actually.

[Henry C. O. @Cyber_Henry24]

@Sanyaa011 Heat

[Henry C. O. @Cyber_Henry24]

@Nairametrics Welcome to chaos.

[Henry C. O. @Cyber_Henry24]

@Iam_jbless @markessien “If you don’t trust the USD”, why use a product backed on it? Like 😏

[Henry C. O. @Cyber_Henry24]

@theberneese There’ll be a winner