Daniel Coolidge

Building Meridian | Ex-Crypto Product @ Visa

[Daniel Coolidge @DanielCoolidge]

Career update: I left Visa Crypto to join Meridian to further the mission to enable instant payments for everyone

[Daniel Coolidge @DanielCoolidge]

@victoralazarte legendary @VCBrags

[Daniel Coolidge @DanielCoolidge]

@GregSarafian Final end state for Facebook portal

[Daniel Coolidge @DanielCoolidge]

@heyiamdk sick - love it already

[Daniel Coolidge @DanielCoolidge]

very rewarding seeing this product we poured so much into getting off the ground to start to scale!

[Jeremy Allaire - jerallaire.arc @jerallaire]

A powerful milestone in the mainstream adoption and acceptance of USDC, with Visa announcing that all US card issuers (banks, fintechs, crypto firms) can now settle directly with Visa using USDC.  Visa also working with Circle to prepare for launching on @Arc.

Dollar digital currency flowing from users, to Visa, and soon enough we think to merchants -- especially those that prefer to settle in digital dollars -- is more evidence that we are upgrading to a new internet financial system.

We are proud of our longstanding collaboration with Visa, and excited by their input as a design partner of @Arc, as the world's leading payment companies help us to shape and eventually operate a new Economic OS for the internet.

https://t.co/uRUsLyNvwt

[Daniel Coolidge @DanielCoolidge]

Huge moment for the industry - love @circle leaning into banking lore in their name

[OCC @USOCC]

New entrants into the federal banking sector are good for consumers, the banking industry and the economy. Read about the OCC’s conditional approval of five national trust bank charter applications. https://t.co/xF3GzoJXGf

[Daniel Coolidge @DanielCoolidge]

@notpopnad @link https://t.co/XZpQikzTar

[Daniel Coolidge @DanielCoolidge]

So unbelievably bullish for onchain commerce. Stripe can now easily embed a wallet behind the scenes into:
1) every merchant account and
2) every user facing https://t.co/MyJBcVPRiR account

Excited about the loyalty play here 👀 @john3gan

Congrats to the teams!

[Daniel Coolidge @DanielCoolidge]

Brand positioning says it all...

congrats on the launch @bpconsortium

[Blockchain Payments Consortium @bpconsortium]

Introducing the Blockchain Payments Consortium (BPC).

A new alliance uniting @ton_blockchain, @0xPolygon, @solana, @SuiNetwork, @StellarOrg , @Mysten_Labs, @monad, and @FireblocksHQ to accelerate the future of blockchain payments.

Together, we’re defining the standards that will make digital money faster, trusted, and interoperable across networks and borders.
↓

[Daniel Coolidge @DanielCoolidge]

Importance of open standards articulated so eloquently

"We trust the folks currently building + trying to integrate these things, but we don't trust the future shepherds that could be financially motivated to construct walls"

[Louis Amira @louisamira]

My favorite game: who is/isn't listed! 🕵️‍♂️

Quick refresher:
-Visa has TAP so agents use credit cards + merchants recognize them
-Mastercard has Agent Pay
-Google has AP2 so agents can construct and negotiate temporary shopping carts + use whatever rails you/they choose
-Coinbase has x402 for crypto (Base for now, though you can manually add others)
-We have @atxp_ai so you get all of the above + below, without having to think about it. Without fees.

Networks:
-Visa has TAP
-Mastercard has Agent Pay
-AmEx making startup investments
...do they adopt each other's standards?

PSPs:
-Stripe launched ACP with a bunch of logos (like OpenAI + Shopify)
-Adyen working on TAP. Probably not supporting ACP?
-Nuvei leaning in heavily on TAP
-Paypal touts AP2 with Google
...are there more coming?

AI/agent providers:
-OpenAI partnered with Stripe on ACP. Not listed with TAP
-Anthropic hasn't said anything...yet
-Cloudflare partnered on x402, 402, TAP
-Google has A2A + AP2. Sort of partnered on 402, but not TAP. They probably don't care, as long as humans and agents can find + buy as fast as possible, with the lowest fees
-Amazon likely same as Google, though not in the rush to find replacement for Google Ads
-Apple...likes to be 2nd or 3rd when it's not existential

What did I miss?

If you're wondering why we keep building @atxp_ai -> it's because we don't like walled gardens. We trust the folks currently building + trying to integrate these things, but we don't trust the future shepherds that could be financially motivated to construct walls once agents try to start moving freely.

p.s. Many of the companies + individuals working on the above have invested in us. We continue talking with them to improve each of these, as we like all of the tools we put onto the workbench to be sharp + capable for any devs building with ATXP

[Daniel Coolidge @DanielCoolidge]

@gabriel1 "putting an end to the uncanny ai vibes"

[Daniel Coolidge @DanielCoolidge]

@sindresorhus love it - would be neat in onboarding setup to make it easy to migrate over all the shortcuts I already have pinned in my menu bar!

[Daniel Coolidge @DanielCoolidge]

"AI Sandwich"

[Balaji @balajis]

AI doesn’t do it end-to-end.
It does it middle-to-middle.
The new bottlenecks are prompting and verifying.

[Daniel Coolidge @DanielCoolidge]

@evisdrenova wish my logs looked like this

[Daniel Coolidge @DanielCoolidge]

@stripe @sternhenri @asta_li @privy_io

[Daniel Coolidge @DanielCoolidge]

So unbelievably bullish for onchain commerce. Stripe can now easily embed a wallet behind the scenes into:
1) every merchant account and
2) every user facing https://t.co/MyJBcVPRiR account

Excited about the loyalty play here 👀 @john3gan

Congrats to the teams!

[Privy @privy_io]

1/ Today, we're proud to announce that Stripe is acquiring Privy.

We couldn’t be more excited.

Privy will continue as an independent product – but now we’ll move faster, ship more, and serve you even better, so you can stay focused on your users.

[Daniel Coolidge @DanielCoolidge]

@panphora Access plzzzz!

[Daniel Coolidge @DanielCoolidge]

@ninepixelgrid What are my pinned dashboards pinned to now?

[Daniel Coolidge @DanielCoolidge]

@shl Cracked - love it

[Daniel Coolidge @DanielCoolidge]

@ashleydzhang Is it inevitable? When I see this narrative, it’s typically to motivate builders to keep progressing thoughtfully else being overrun by builders that inevitably will progress irresponsibly

[Daniel Coolidge @DanielCoolidge]

@OfficialLoganK real talk - how can I make a graphic like this thumbnail with my own data

[Daniel Coolidge @DanielCoolidge]

okay @stripe

[Daniel Coolidge @DanielCoolidge]

USDB 👀