14 years ago, we got together with an idea to build a better way to move value. What happened next was something none of us could have built alone.
And by "us," I don't just mean the three of us.
I mean the developers, validators, businesses, community members, and everyone who helped shape XRP into what it is today.
Happy Birthday, XRP!
“Let’s not let perfect be the enemy of good” – this right here is the key. No piece of legislation has ever been perfect by everyone’s standards. What we need is a clear framework, allowing innovation to flourish -- exactly what Market Structure will deliver.
I’ll keep saying it (even if others disagree) – clarity over chaos.
Happy belated New Year! I just hit send on Ripple’s quarterly shareholder email. To say that 2025 (and Q4) were successful for Ripple feels like saying @TomBrady was just a great quarterback!! (#theGOAT)
Our two major acquisitions - Ripple Prime and GTreasury - greatly accelerate and expand our ability to deliver on our vision, enabling the Internet of Value. XRP has been (and will continue to be) the heartbeat of that vision.
With truly the most comprehensive licensing portfolio (and now today UK’s EMI license added) we are poised to make 2026 even more consequential.
Building and using crypto infrastructure, updating our global financial plumbing, and rethinking legacy systems – none of this happens overnight. At Ripple, we’re going to continue taking the long view of what crypto-based assets – like XRP and RLUSD – can do, rather than chasing cycles and hype.
Bring on 2026. We are firing on all cylinders. It’s happening!
🚨Adding more context here: The @USOCC's conditional approvals span both newly created (de novo) national trust banks and state-chartered trust companies converting into the federal system.
De novo approvals are @Ripple National Trust Bank and First National Digital Currency Bank (aka @circle). The other three are state-to-national conversions: @BitGo Bank & Trust, Fidelity @DigitalAssets and @Paxos Trust Company.
Comptroller Jonathan Gould said each application received a standard “rigorous” review and that each company must meet additional conditions before becoming fully operational. He added that new entrants help modernize and diversify the banking system and broaden access to innovative financial products.
HUGE news! @Ripple just received conditional approval from the @USOCC to charter Ripple National Trust Bank. This is a massive step forward - first for $RLUSD, setting the highest standard for stablecoin compliance with both federal (OCC) & state (NYDFS) oversight.
To the banking lobbyists – your anti-competitive tactics are transparent. You’ve complained that crypto isn’t playing by the same rules, but here’s the crypto industry – directly under the OCC's supervision and standards – prioritizing compliance, trust and innovation to the benefit of consumers. What are you so afraid of?
This Christmas, stay vigilant! Check out https://t.co/SGnSeP3LNq for more info on how to protect yourself and your loved ones from online scams. Proud to partner with Match Group, Cash App, National Cryptocurrency Association and Coinbase on this campaign.
Also a big shout out to the Ripple Security team for their tireless work all year round taking down tens of thousands of malicious websites and fake “live” videos to protect XRP holders – it takes a village! Read below to learn more:
many of you have asked for my thoughts on the western union x solana announcement, so here they are.
TLDR: billions are cool, but trillions are cooler.
while western union handles billions of dollars each year, ripple is on its way to handling trillions of dollars each year.
what do i mean?
in the past year, @ripple has acquired:
1/ Hidden Road, which clears $3 trillion annually.
2/ GTreasury, which powers trillions of dollars in annual payment volumes across 160 countries.
3/ Rail, which is responsible for 10% of all stablecoin-based payment activity globally.
and $XRP sits at the centre of it all.
because ripple has acquired these companies, they have full control over bringing their trillions onto the xrp ledger (vs partnerships that can end any time).
don't lose sight of the forest for the trees.
trillions, not billions.
A guy who HODL $1K worth of BTC bashing me! He called me a XRP Moon Boy.
Where were you when this XRP Moon Boy bought his first bag of BTC at $350/piece? 🤔 💭
And no, this Moon Boy will not buy BTC at $110K now because I'm not STUPID!
XRP community – I promised I’d have an update on my next adventure soon right? Well here’s the start: I’ll be a strategic advisor to @evernorthxrp, helmed by my friend @ashgoblue.
Evernorth was founded as a regulated, scalable investment vehicle to tap into opportunities for XRP in DeFi and capital markets, extending the entire XRP ecosystem. I’m excited to get started!
Congrats @ashgoblue and the @evernorthxrp team on today’s launch! Evernorth fills the missing link today in XRP capital markets, and XRP usage in DeFi products. I’m proud to invest 50M XRP in the firm (you may see some wallet movement on this).
XRP has clear regulatory standing in the US, and it’s no surprise that companies like @evernorthxrp are looking to focus on XRP. Congrats @ashgoblue and the amazing team he has assembled.