Dr. J

I'm a physician, entrepreneur, all-around enthusiast. Founder/Chief MD @Bluechew & @Meds.com

[Dr. J @DrJOnCall]

@Clam_Fan Even Grok doesn’t know it’s Grok

[Dr. J @DrJOnCall]

@TrungTPhan @tferriss Two legends

[Dr. J @DrJOnCall]

The lightbulb turning on in real-time💡

[Dr. J @DrJOnCall]

@aubreystrobel Chefs kiss 🤌

[Dr. J @DrJOnCall]

@drewfallon12 How are they able to prescribe these peptides before they get moved to category 1?

[Ethan Brooks @alt_w_v_g]

My wife mentioned a nice private school over dinner this week
She said the campus was beautiful
I asked what's the tuition
She said we should look at it as an investment in him not a cost
I made a note
She said don't make a note
I said I always make notes
She said this isn't a deal
I said everything is a deal
She closed her eyes

She said we'd discuss it Saturday
I agreed

Saturday 7:02am
She came downstairs in her Saturday robe
Coffee in hand
I had my cargo shorts on

The dining room had been cleared
The projector was on
The analyst was at the head of the table
Quarter zip on, three iced coffees, a legal pad, and two laptops
He had been there since 6:44am

I texted him at 11:14pm Friday
The text said dining room 6:45am bring the model
He sent a thumbs up

My wife stopped in the doorway
She said what is this
I said you said you wanted to discuss it
She said this is not a discussion
I did not respond
She sat down anyway

The analyst stood
He said good morning ma'am
She did not respond
He sat back down
A printed deck in front of each seat
A fourth copy in case

Slide 1 Tuition Schedule
$38,500 per year
Thirteen years
$500,500 nominal
Before escalators
The school has raised tuition 4.2% per year for a decade
With escalators $648,000
My wife said okay
I said I'm not done

Slide 2 Opportunity Cost
Even before escalators
$38,500 invested annually
10% nominal return
S&P long-run average since 1928
By his eighteenth birthday $944,000
My wife said we can afford it
I said I know that's not the slide

Slide 3 Terminal Value at Age 65
$83 million
She was quiet

The analyst slid the sensitivity tables across the table
8% return $31 million
10% return $83 million
12% return $222 million
She did not look

She said this isn't about money
I said it's always about money
She said no it isn't
I said then what is it about
She did not answer

She said you can't put a dollar value on his teachers his classmates his environment
I said I can the analyst already did slide 6
He flipped to slide 6
She did not look

She said the school is the best in the city
I said best is a feeling
She said it produces the best students
I said the students were already the best before they got there

She said our son deserves it
I said our son deserves $83 million

My son walked in
He is five
Dinosaur pajamas
He looked at the projector
He looked at the open deck on the table
He looked at slide 3
He said are we modeling pre-tax or after-tax
The analyst opened a new tab
My wife looked at the ceiling

He said what's the discount rate
The analyst set down his pen
She closed her eyes

He said is this the same return assumption from the 529 conversation
The analyst stopped typing
He looked at me
I did not say anything

She stood up
Sat back down

He said dad can I help
I said yes
He pulled up a chair
The analyst handed him a printout
He started reading

My wife watched him read
She watched him for a long time

She said his name
He looked up
She said do you like school
He said the work is too easy and the kids don't ask questions

She did not respond
She looked at the ceiling
She walked out of the room

The analyst started packing up
He said should I follow up Monday sir
I said no follow up needed

He'll be fine

Sent from my iPhone

[Dr. J @DrJOnCall]

@KobeissiLetter The bond market is the 4th branch of government

[Don’t Follow Shardi B If You Hate Money @ShardiB2]

Holy...OMG... lesson in there....

[Dr. J @DrJOnCall]

😂💯

[Bitcoin Teddy @Bitcoin_Teddy]

No debt
Ideal weight
8 hours of sleep
Mental health on track
Right nutrition
Zero Alcohol

This was my peak

I was 8

[Electroverse @Electroversenet]

The earth is greening.

Satellite records show global leaf area has increased by more than 18% in just four decades.

The biggest gains are in China and India, and also across North America.

CO2 fertilization is a major driver. Carbon dioxide is plant food and one of the basic inputs for life.

Plants use CO2 to grow. More CO2 means stronger growth. That is why commercial greenhouses raise CO2 levels to 1,500 parts per million - because it boosts yields.

Global crop yields have risen exponentially since 1960. Famine deaths have collapsed even as the world population doubled.

That is the part the doom narrative skips. The gas they call an "emergency" is helping feed the biosphere.

The planet is greener.

[Dr. J @DrJOnCall]

Nailed it

[Brett Caughran @FundamentEdge]

A big pivot from Ken Griffin on AI:

“Number one is, in the last few months, there has been a step change in the productivity of the AI toolkit. It is profoundly more powerful than it was just nine months ago.

And for us at Citadel, that has allowed us to unleash a much broader array of use cases for AI. And it has been really interesting to watch, to be blunt, work that we would usually do with people with masters and PhDs in finance over the course of weeks or months being done by AI agents over the course of hours or days.

These are not these are not mid-tier white collar jobs. These are like extraordinarily high skilled jobs being, I'm going to pick a word, automated by agentic AI. And I gotta tell you, I went home one Friday actually fairly depressed by this because you could just see how this was going to have such a dramatic impact on society.

When you witness it in your own four walls, when you see work that used to be man years of work being done in days or weeks, it's like, wow, like that's the first time I've seen real impact in our four walls.”

This echoes my own experience with agents and the conversations I am having with students, friends & clients. The toolkit has dramatically transformed and it feels like in finance, for the first time, AI is real.

[Dr. J @DrJOnCall]

@JesterJum 🤣🔥

[Dr. J @DrJOnCall]

Brilliant

[Matt Braynard @MattBraynard]

We're so back.

An entrepreneur is restoring Pizza Huts to their former glory.

[Dr. J @DrJOnCall]

I need to start my day with agents telling me what’s going on

[a16z @a16z]

From "System of Record" to "System of Intelligence"

In the next decade, you want to own the system of intelligence that pulls from the system of record, becomes the user’s one-stop shop for gaining context and taking action, and turns the SoR into something that’s primarily consumed at the API layer.

The reasoning layer that sits above the database is where a new generation of companies is being built, and it’s where the majority of the next decade’s enterprise value of GTM software will end up.

Full piece from a16z's Gio Ahern, Steph Zhang, and Alex Immerman: https://t.co/2udG6l6SSx

[Dr. J @DrJOnCall]

Happening

[Jordanreviewsittt @jordanreviewsit]

Now make this meme format appear in his feed every other post

[Dr. J @DrJOnCall]

🤣💯

[Jake Thornton 🇬🇧🇺🇸 @jakethornton]

“Tell him to enter the password he knows is correct. Inform him it is incorrect. Invite him to reset it. Watch as he enters the password he believed it to be all along. Then tell him he cannot use it… because it is his current password.”

[Dr. J @DrJOnCall]

@garrytan Significant Job creation

[Dr. J @DrJOnCall]

We see what we want to see

[Marc Andreessen 🇺🇸 @pmarca]

😳

[BlueChew @BlueChew]

Live from New York, it's Saturday Night