GS

[Navalism @NavalismHQ]

Just like a low resting heart rate is the byproduct of intense exercise, low anxiety is the byproduct of intense self-examination.

@naval

[Aadit Sheth @aaditsh]

Perplexity just quietly dropped a 42-page internal guide on how they actually use AI at work.

What I found most useful:

→ How they automate the small stuff. Email, meeting prep, research (all done by AI)
→ Using AI to amplify your curiosity, not replace it.
→ Their prompting playbook is simple, practical, and genuinely good.

Comment “AI” and I’ll send it to you for free.

[Leila Hormozi @LeilaHormozi]

Dream so big your fears are afraid to show up.

[Balaji @balajis]

ECONOMICS > POLITICS
No election can pay off America's $175T in debt.
Only the printing press can.

Because as Elon, Dalio, and others realize...the Western world is headed for a sovereign debt crisis far worse than 2008. Just like they’ve been lying about Biden’s senility, they’ve also been lying about the economy. And so they're going to print a lot of currency. But take a look at the data and judge for yourself.

1) MORE EMERGENCY LOANS THAN 2008
First, did you know the Fed[1] made more emergency loans in 2023 than during the financial crisis of 2008? The banking system is on life support thanks to the US government first selling billions in bonds to financial institutions and then devaluing them with surprise rate hikes.

Just look at this graph from the Fed. The blue bump below on the left is the lending from the 2008 crisis — you know, that little old thing. The purple is COVID. And the giant orange/aquamarine monster on the right is the 2023 banking crisis. See how much higher it is than even 2008?

2) MORE BORROWING THAN COVID
Second, did you know the US is borrowing more[2] under the "Biden boom" than it did during COVID? Set aside whether a coronavirus should have been treated as a financial crisis. At least the COVID borrowing was at ~0% rates. But today the US government is borrowing historical sums of money in peacetime…and at 5% rates! This is the act of a desperate man maxing out his credit cards to pay his bills.

3) MORE INTEREST THAN DEFENSE
Third, did you know that all this borrowing has made interest payments on the national debt the single largest government expense? More than defense, or social security, or anything else[3a, 3b]. The number one thing all tax dollars (and printed dollars) now go towards as of 2024 are payments to bondholders. And even still, anyone who bought US Treasuries (or other bonds) got annihilated over the past few years.

For all the warfare and all the welfare, it was buy now pay later. And as you can see from the graph, the time to pay has come.

4) MORE DEVALUATION OF THE DOLLAR
Fourth, did you know that the dollar has lost at least 25% of its value in just four years[4a]? This one you probably knew from just your lived experience of inflation. But Larry Summers estimates[4b] that purchasing power has been eroded even more radically than this, with annual numbers hitting 18% if you include the enormous spike in loan payments due to rate hikes. Compounded over four years, that’d be considerably more than 25% of the dollar's value.

But wait, there's more. Six more graphs, and references. 👇

[David Hunter @DaveHcontrarian]

I raised a few of my targets in my just released 3rd Qtr letter. I raised my Nasdaq Comp target from 23,000 to 24,000. I left my other index targets unchanged so S&P 7000,DJIA 55,000 & RUT 3300. I also raised my QQQ target from 600 to 650 & my SMH target from 300 to 400.

[Zain Kahn @heykahn]

The only ChatGPT prompting sheet you'll ever need.

Save 100s of hours & get more done.

Sign up to Superhuman AI to get AI resources like this for free.

[GS @GabrielSu]

@chickengenius Your thoughts on DOT - polkadot? Looking to shift my BTC to DOT

[Steve · Millionaire Habits @SteveOnSpeed]

I turned 41 this year, and here's some honest, tough-love advice for people in their 20s.

1: If you have a comfortable job, you're doing it wrong.

2: Your designer degree from an overpriced university is overrated for 99.99% of career fields.

[David Senra @FoundersPodcast]

The extreme mindset of a young Arnold Schwarzenegger:

1. You are a winner, Arnold. I wrote this down and put it where I would see it. I repeated it a dozen times a day.

2. My drive was unusual, I talked differently than my friends; I was hungrier for success than anyone I knew.

3. I had this insatiable drive to get there sooner. Whereas most people were satisfied to train two or three times a week, I quickly escalated my program to six workouts a week.

4. I'd always been impressed by stories of greatness and power. Caesar, Charlemagne, Napoleon were names I knew and remembered. I wanted to do something special, to be recognized as the best.

5. I was literally addicted.

6. I didn't care what I had to go through to get it.

7. My mind was totally locked into working out and I was annoyed if anything took me away from it.

8. My weight room was not heated, so naturally in cold weather it was freezing. I didn't care. I trained without heat, even on days when the temperature went below zero.

9. I had a photographer take pictures at least once a month. I studied each shot with a magnifying glass.

10. I sacrificed a lot of things most bodybuilders didn’t want to give up. I just didn't care, I wanted to win more than anything. And whatever it took to do it, I did.

11. Every day I hear someone say, "I'm too fat. I need to lose twenty-five pounds, but I can't. I never seem to improve." I'd hate myself if I had that kind of attitude, if I were that weak.

12. I listened only to my inner voice, my instincts.

13. People's ideas were small. There was too much contentment, too much acceptance of things as they'd always been.

14. My own thinking was tuned in to only one thing: becoming Mr. Universe. In my own mind, I was Mr. Universe; I had this absolutely clear vision of myself up on the dais with the trophy. It was only a matter of time before the whole world would be able to see it too. And it made no difference to me how much I had to struggle to get there.

15. Once I was over the initial disappointment of losing, I began trying to understand exactly why I had lost. I tried to be honest, to analyze it fairly. I still had some serious weaknesses. For me, that was a real turning point.

16. I was relying on one thing. What I had more than anyone else was drive. I was hungrier than anybody. I wanted it so badly it hurt. I knew there could be no one else in the world who wanted this title as much as I did.

17. I had thought perhaps he had some special exercises, but that wasn’t true. He concentrated on the standard exercises. That was his "secret" —concentration.

18. I started training in an area where there were no distractions.

19. I had lists and charts of the things I needed to concentrate on pasted all over. I looked at them every day before I began working out. It became a twenty-four-hour-a-day job; I had to think about it all the time.

20. I continued doing precisely what I knew I needed to do. In my mind, there was only one possibility for me and that was to go to the top, to be the best.

21. I remember certain people trying to put negative thoughts into my mind, trying to persuade me to slow down. But I had found the thing to which I wanted to devote my total energies and there was no stopping me.

22. They weren't mentally prepared for intensive championship training; they weren't thinking about it. I knew the secret: Concentrate while you're training. Do not allow other thoughts to enter your mind.

23. When I went to the gym I got rid of every alien thought in my mind.

24. I wanted to create an empire.

[Elon Musk @elonmusk]

Assume you’re always being manipulated

[Tom Karadza @tomkaradza]

Are real estate prices going higher or lower in the Greater Toronto Area?

Here’s what most people do not understand.

Incomes and real estate are in the process of diverging further.

Unfortunate but true. And there is hope.

Here’s why ... 🧵

[Danny Vivier @itsDanny_V]

Harvard MBA’s are turning down $300K salaries from prestigious Private Equity Firms to go buy “boring” blue-collar businesses in rural America.

Here's the irony:

Anyone with an average IQ and a strong work ethic can do this.

So why not you?

Your simple guide to buying one:

[Elon Musk @elonmusk]

@covid_clarity Not when they’re fed propaganda by adults.

Moreover, every child goes through an identity crisis before their personality/identity crystallizes.

Therefore, we shouldn’t allow severe, irreversible surgery or sterilizing drugs that they may regret until at least age 18.

[Lyn Alden @LynAldenContact]

1) Kill your ego.

2) Kill your ideology, but not your goals.

3) Build a new framework, but an open and flexible one.

4) Ask questions and deal with people you agree with and disagree with. Approach disagreement as a way to learn.

Hardly anybody does this, in any discipline.

[Alex Hormozi @AlexHormozi]

When you add others, joy multiplies and grief divides.

[Cathie Wood @CathieDWood]

In my view, inflation will fall in line with this chart. Deflation is the risk.

[𝐓𝐡𝐞 𝐀𝐫𝐭 𝐨𝐟 𝐏𝐮𝐫𝐩𝐨𝐬𝐞 🇺🇸 @creation247]

This is probably my all-time favorite quote:

"If you knew how quickly people forget the dead you would stop living to impress people." - Christopher Walken

[Leila Hormozi @LeilaHormozi]

HOT TAKE:

This is the worst piece of dating advice👇

"Follow your heart."

[Oswaldo Lairet @olairet]

@Breedlove22 Only a monopoly can rollover $20 trillion of debt into $305 trillion fm Dec 1986 to Dec 2021, while cutting its rate cost from +4% to -4%.

Had anyone else on earth spend 35 years rolling its debt by 1,500%, yet forcing creditors to cut their returns by 1000%, THEY'D BE THE G7

[Lyn Alden @LynAldenContact]

When I was a kid, I used to get bullied at bus stops and schooling grounds. Rough neighborhood. Trailer park.

Unlike many wimpy parents, my father said, "if someone hits you, hit them back harder so they never do it again."

He sent me to martial arts school, age 6, every day.